First Carolina Financial Services

First Carolina Financial Services

FCBM
First Carolina Financial ServicesUS flagNew York Stock Exchange
12.92
USD
+0.26
- -
390.78MMarket Cap
First Carolina Financial Services
FCBM
(New York Stock Exchange)

Recent

price

12.92

P/E

ratio

- -

div

yld

- -

ROIC.AI

2023
2024
2025
FRC
2.08
2.37
4.55
Revenue per Share
0.65
0.69
0.4
Basic EPS, GAAP
-1.25
1.89
1.06
Free Cash Flow per Basic Share
- -
- -
- -
Dividend per Share
2.46
3.2
3.55
Book Value per Share
8.81
11.09
8.87
Tangible Book Value per Share
30
30
30
Basic Weighted Avg Shares
63
72
138
Sales/Revenue/Turnover
- -
- -
- -
Operating Margin (%)
1
2
7
Depreciation Expense
20
21
12
Net Income, GAAP
20.52
20.9
21.56
Effective Tax Rate (%)
31.13
29.23
8.86
Profit Margin (%)
- -
- -
- -
Working Capital
63
63
63
LT Debt
268
337
347
Total Equity
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
Return on Capital (%)
- -
24.47
11.95
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
2.85%
Free Cash Flow
- -
- -
-43.99%
Net Income, GAAP
- -
- -
-41.66%
Sales/Revenue/Turnover
- -
- -
92.58%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
72
2025
31
- -
- -
- -
138
2026
33
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.69
2025
0.16
- -
- -
- -
0.4
2026
0.2
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
I will craft a professional company description based on the latest publicly available information about First Carolina Financial Services (FCBM).First Carolina Financial Services, the Raleigh, North Carolina-based holding company of First Carolina Bank, engages in commercial and consumer banking, wealth management, and related financial services through its subsidiary network in North Carolina, South Carolina, Georgia, and Virginia. The company operates as a community-focused financial services provider offering commercial banking; corporate banking and treasury services; commercial real estate and construction lending; consumer and mortgage lending; wealth management and advisory services; cash management and digital banking solutions; and fiduciary and trust services. Founded in 2012, the group maintains headquarters in Raleigh, North Carolina, and expands its footprint through branch networks and strategic partnerships, with a public listing pursued to support growth and capital deployment. Main products and services: commercial banking; corporate banking; treasury and cash management; commercial real estate lending; construction lending; consumer lending; mortgage lending; wealth management and financial planning; trust and fiduciary services; digital banking platforms; payment processing and merchant services; advisory services to small and mid-sized businesses; private equity and investment opportunities through affiliated channels. Latest major changes: initiates an initial public offering to list on the NYSE under the ticker FCBM, signaling a plan to raise capital for growth and expansion; pursues acquisitions and strategic leverage to broaden market reach, including anticipated expansion into new markets via partnerships and potential acquisitions; ongoing enhancements to service model and footprint to meet rising customer demand across its markets; reorganizations and private placements undertaken to strengthen capital structure and expand capabilities within the franchise. Industry context and targets: operates in community and regional banking with emphasis on middle-market and small business clients, high-net-worth individuals through wealth management, and real estate developers; positions itself to serve diversified geographies across North Carolina, South Carolina, Georgia, and Virginia; leverages branch-based retail banking alongside corporate banking teams to serve local industries and communities; maintains parent-subsidiary relationships to coordinate product offerings and capital deployment. Subsidiaries and corporate relationships: holds First Carolina Bank as its principal banking subsidiary, with related wealth management and fiduciary service offerings structured to complement core banking products; maintains potential strategic partnerships and acquisitions to broaden capabilities and geographic reach; ultimately aims to integrate new markets and services through its listed vehicle or affiliated entities.

Company News

APIChatGPT
  • First Carolina Financial Services Rings NYSE Closing Bell to Celebrate Initial Public Offering

  • First Carolina Financial Services Announces Pricing of Initial Public Offering

  • First Carolina Financial Seeks IPO On Slow Growth And Pricey Valuation