First Carolina Financial Services

FCBM

FCBMFirst Carolina Financial Services US flag

New York Stock Exchange

12.92

USD

+0.26

- -

390.78MMarket Cap

Income Statement (USD)

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	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	63	72	138
+ Sales & Services Revenue	63	72	138
- Cost of Revenue	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -
Gross Profit	- -	- -	- -
+ Other Operating Income	- -	- -	- -
- Operating Expenses	- -	- -	- -
+ Selling, General & Admin	30	39	77
+ Research & Development	- -	- -	- -
+ Other Operating Expense	-30	-39	-77
Operating Income (Loss)	- -	- -	- -
- Non-Operating (Income) Loss	-25	-26	-16
+ Interest Expense, Net	- -	- -	- -
+ Interest Expense	- -	- -	- -
- Interest Income	- -	- -	- -
+ Other Non-Op (Income) Loss	-25	-26	-16
Pretax Income	25	26	16
- Income Tax Expense (Benefit)	5	6	3
- (Income) Loss from Affiliates	- -	- -	- -
Income (Loss) from Cont Ops	20	21	12
- Net Extraordinary Losses (Gains)	- -	- -	- -
+ Discontinued Operations	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -
Income (Loss) Incl. MI	20	21	12
- Minority Interest	- -	- -	- -
Net Income, GAAP	20	21	12
- Preferred Dividends	- -	- -	- -
- Other Adjustments	- -	- -	- -
Net Income Avail to Common, GAAP	20	21	12
EBIT	- -	- -	- -
EBITDA	1	2	7
EBITDA Margin (%)	2.05	2.29	5.42
EBITA	- -	- -	- -
Gross Margin (%)	100	100	100
Operating Margin (%)	- -	- -	- -
Profit Margin (%)	31.13	29.23	8.86
Sales per Employee	- -	- -	- -
Dividend per Share	- -	- -	- -
Depreciation Expense	1	2	7
Basic Weighted Avg Shares	30	30	30
Basic EPS, GAAP	0.65	0.69	0.4
Basic EPS from Cont Ops	0.65	0.69	0.4
Diluted Weighted Avg Shares	30	30	30
Diluted EPS, GAAP	0.65	0.69	0.4
Diluted EPS from Cont Ops	0.65	0.69	0.4

Balance Sheet (USD)

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	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -
+ Cash, Cash Equivalents & STI	181	168	134
+ Cash & Cash Equivalents	161	168	134
+ ST Investments	20	- -	- -
+ Accounts & Notes Receiv	65	30	22
+ Accounts Receivable, Net	9	10	11
+ Notes Receivable, Net	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -
+ Other Receivable, Net	56	20	11
+ Inventories	- -	- -	- -
+ Raw Materials	- -	- -	- -
+ Work In Process	- -	- -	- -
+ Finished Goods	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -
+ Other Inventory	- -	- -	- -
+ Other ST Assets	-246	-198	-156
+ Misc ST Assets	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -
+ Property, Plant & Equip, Net	41	43	43
+ Property, Plant & Equip	46	49	52
- Accumulated Depreciation	5	7	8
+ LT Investments & Receivables	202	169	312
+ LT Investments	202	169	312
+ LT Receivables	- -	- -	- -
+ Other LT Assets	-243	-211	-355
+ Total Intangible Assets	2	2	79
+ Goodwill	2	2	46
+ Other Intangible Assets	- -	- -	32
+ LT Deferred Tax Assets	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -
+ Misc LT Assets	-245	-213	-434
Total Assets	2,725	3,039	3,318
+ Payables & Accruals	- -	3	4
+ Accounts Payable	- -	3	4
+ Accrued Taxes	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -
+ ST Debt	- -	100	75
+ ST Borrowings	- -	100	75
+ ST Finance Leases	- -	- -	- -
+ Other ST Liabilities	- -	-103	-79
+ Deferred Revenue	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -
+ Misc ST Liabilities	- -	-103	-79
Total Current Liabilities	- -	- -	- -
+ LT Debt	63	63	63
+ LT Borrowings	63	63	63
+ LT Finance Leases	- -	- -	- -
+ Other LT Liabilities	-63	-63	-63
+ Accrued Liabilities	- -	- -	- -
+ Pension Liabilities	- -	- -	- -
+ Deferred Revenue	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -
+ Misc LT Liabilities	-63	-63	-63
Total Noncurrent Liabilities	- -	- -	- -
Total Liabilities	2,457	2,702	2,971
+ Preferred Equity and Hybrid Capital	- -	- -	- -
+ Share Capital & APIC	207	254	252
+ Common Stock	11	12	12
+ Additional Paid in Capital	196	242	240
- Treasury Stock	- -	- -	- -
+ Retained Earnings	63	84	95
+ Other Equity	-2	-1	- -
Equity Before Minority Interest	268	337	347
+ Minority/Non Controlling Interest	- -	- -	- -
Total Equity	268	337	347
Total Liabilities & Equity	2,725	3,039	3,318
Shares Outstanding	30	30	30
Number of Employees	- -	- -	- -
Capital Leases - Total	- -	- -	- -
Net Debt	-98	-5	4
Net Debt to Equity	-36.42	-1.4	1.25
Tangible Common Equity Ratio	9.79	11.05	8.28
Current Ratio	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2023 Y	2024 Y	2025 Y
As of date	12/31/2023	12/31/2024	12/31/2025

+ Net Income	20	21	12
+ Depreciation & Amortization	1	2	7
+ Non-Cash Items	2	1	12
+ Stock-Based Compensation	2	3	3
+ Deferred Income Taxes	-1	1	3
+ Asset Impairment Charge	- -	- -	- -
+ Other Non-Cash Adj	- -	-3	5
+ Chg in Non-Cash Work Cap	-54	38	5
+ (Inc) Dec in Accts Receiv	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	-61	38	6
+ Inc (Dec) in Accts Payable	7	1	-1
+ Inc (Dec) in Other	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Operating Activities	-31	62	36
+ Change in Fixed & Intang	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -
+ Acq of Fixed & Intang	-7	-5	-4
+ Acq of Fixed Prod Assets	-7	-5	-4
+ Acq of Intangible Assets	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	45	-7
+ Increase in Capital Stock	- -	45	- -
+ Decrease in Capital Stock	- -	- -	-7
+ Net Change in LT Investment	-51	34	-147
+ Dec in LT Investment	25	95	349
+ Inc in LT Investment	-76	-61	-495
+ Net Cash From Acq & Div	- -	- -	-97
+ Cash from Divestitures	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	-97
+ Cash for JVs	- -	- -	- -
+ Other Investing Activities	-466	-376	-76
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Investing Activities	-524	-347	-323
+ Dividends Paid	- -	- -	- -
+ Net Cash From Debt	- -	50	- -
+ Cash From Debt	- -	50	- -
+ Repayments of Debt	- -	- -	- -
+ Other Financing Activities	586	198	260
+ Net Cash From Disc Ops	- -	- -	- -
Cash from Financing Activities	586	292	253
Effect of Foreign Exchange Rates	- -	- -	- -
Net Changes in Cash	31	7	-34
EBITDA	1	2	7
EBITDA Margin (%)	2.05	2.29	5.42
Free Cash Flow	-38	57	32
Net Cash Paid for Acquisitions	- -	- -	97
Free Cash Flow to Firm	-38	57	32
Free Cash Flow to Equity	- -	107	32
Free Cash Flow per Basic Share	-1.25	1.89	1.06
Price/Free Cash Flow	- -	- -	- -
Cash Flow to Net Income	-1.56	2.96	2.94
Capital Expenditures	-7	-5	-4