1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
First Community Corporation

First Community Corporation

FCCT
First Community CorporationUS flagOther OTC
13.35
USD
- -
- -
25.62MMarket Cap
2003 Y
2004 Y
2005 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
4.5
4.61
4.91
4.12
4.41
4.46
4.06
3.84
4.75
5.48
5.18
3.54
Basic EPS, GAAP
1.03
1.05
1.18
0.7
0.73
0.78
0.66
0.44
0.86
1.46
1.14
0.92
Free Cash Flow per Basic Share
1.52
1.59
1.88
0.81
0.81
0.78
0.56
0.6
0.88
1.98
1.12
- -
Dividend per Share
0.28
0.28
0.28
0.29
0.29
0.29
0.29
0.29
0.29
0.29
0.29
- -
Book Value per Share
1.88
2.63
3.51
8.79
9.29
9.83
10.25
10.45
11.01
12.3
13.22
12.9
Tangible Book Value per Share
5.42
6.23
7.05
8.09
8.55
9.31
9.88
9.89
9.55
10.99
11.99
11.65
Basic Weighted Avg Shares
2
2
2
2
2
2
2
2
2
2
2
2
Sales/Revenue/Turnover
8
9
9
7
7
7
7
6
8
9
8
6
Operating Margin (%)
35.59
35.54
36.54
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
2
2
2
1
1
1
1
1
1
2
2
1
Effective Tax Rate (%)
35.51
35.67
34.36
- -
7.8
22.7
20.96
21.46
21.05
23.37
19.28
10.34
Profit Margin (%)
22.95
22.87
23.98
17.99
17.42
18.38
17.12
12.57
18.92
27.33
22.77
26.16
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
16
26
22
8
7
6
6
6
6
4
3
3
Total Equity
11
12
14
15
16
17
18
18
18
20
21
21
Return on Invested Capital (%)
- -
6.12
6.1
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
47.04
38.48
10.88
8.06
8.16
6.53
4.31
8.04
12.42
8.94
7.33

Capital Structure

FRC

•

in mil. unless spec.
Dec'23
Mar'24
Jun'24
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
2
2
2
Shares Outstanding
2
2
2
Market Capitalization
16
14
14

Working Capital

FRC

•

in mil. unless spec.
Dec'23
Mar'24
Jun'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
31
34
35
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.4%
4.66%
8.05%
Free Cash Flow
6.31%
21.04%
-43.47%
Net Income, GAAP
6.42%
16.91%
-21.31%
Sales/Revenue/Turnover
0.91%
3.71%
-5.58%
Total Cash Common Dividend
- -
- -
0.16%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
2
1
2
1
9
2024
2
1
1
- -
8
2025
2
1
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.32
- -
- -
0.18
1.46
2024
0.27
0.11
0.12
- -
1.14
2025
0.27
0.04
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.29
2024
- -
- -
- -
- -
0.29
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Tyler K. Clinch
Sector
Financial Services
Industry
Banks - Regional
Address
809 West Main Street Rogersville TN United States of America 37857
IPO Date
Jan 25, 2007
Website
fcbanktn.bank
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Business
First Community Corporation (FCCT) operates as the holding company for First Community Bank of East Tennessee, a Tennessee state-chartered community bank that provides commercial and retail banking services to individuals, professionals, and small-to-medium-sized businesses primarily in Hawkins and Sullivan counties. The bank offers demand deposits, savings deposits, checking accounts, money market and business accounts, individual retirement accounts, and certificates of deposit; commercial loans, residential real estate loans, consumer loans, term loans, lines of credit, construction lending, equipment and machinery financing, tenant improvement financing, government-guaranteed lending, and loans for business expansion and asset acquisition; and ancillary services including safe deposit boxes, insurance products, investment products and services, internet and mobile banking, online bill payment, ATM/Visa debit cards, telephone banking, and direct deposit services. Founded in 1993 and headquartered in Rogersville, Tennessee, the company conducts operations through four branches in Rogersville, Church Hill, Surgoinsville, and Kingsport. In October 2025, Miners and Merchants Bancorp, Inc., parent of TruPoint Bank, completed its acquisition of First Community Corporation, merging First Community Bank into TruPoint and creating a combined entity with approximately $700 million in assets and 16 offices across North Carolina, Tennessee, and Virginia. The company continues systematic debt reduction on its trust preferred securities, with a $1 million voluntary paydown in March 2024 reducing the outstanding balance to $2.217 million, following a $2 million payment in September 2023, and maintains annual cash dividends to common and preferred shareholders, including $0.25 per common share declared in November 2024.