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First Citizens BancShares, Inc.

First Citizens BancShares, Inc.

FCNCO
First Citizens BancShares, Inc.US flagNASDAQ Global Select
20.78
USD
-0.04
- -
261.62MMarket Cap
First Citizens BancShares, Inc.
FCNCO
(NASDAQ Global Select)

Recent

price

20.78

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic EPS, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Tangible Book Value per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Basic Weighted Avg Shares
1,044
1,185
1,107
1,008
996
1,261
1,297
1,409
1,552
1,698
1,820
1,838
4,526
8,754
9,500
9,252
9,206
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
63
65
72
73
82
111
111
114
120
128
133
143
533
-57
130
405
492
Depreciation Expense
193
195
132
167
139
210
225
324
400
457
492
547
1,098
11,466
2,777
2,206
2,257
Net Income, GAAP
36.41
37.11
32.84
37.84
31.94
36.71
35.77
40.45
20.51
22.75
20.39
21.97
19.38
5.06
22.69
25.75
25.39
Effective Tax Rate (%)
18.48
16.46
11.96
16.56
13.92
16.68
17.39
22.98
25.79
26.94
27.03
29.76
24.26
130.98
29.23
23.84
24.52
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
810
688
445
511
551
704
833
885
348
884
1,248
1,259
4,811
37,565
37,041
36,113
34,109
LT Debt
1,733
1,861
1,864
2,071
2,688
2,872
3,012
3,334
3,489
3,586
4,229
4,738
9,662
21,255
22,228
22,238
22,048
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
12.59
11.44
7.38
8.89
6.87
9.65
9.46
12.25
13.28
13.26
12.67
12.8
21.4
102.93
15.03
10.7
10.9
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
38,185
35,712
33,719
LT Finance Leases
408
401
390
Preferred Equity and Hybrid Capital
881
1,375
1,765
Shares Outstanding
13
12
12
Market Capitalization
- -
- -
- -

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
38,900
52,392
57,583
Accounts Receivable, Net
945
912
955
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
105
3,959
3,934
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
28.15%
48.11%
0.04%
Free Cash Flow
-75.97%
-172.04%
-6.33%
Net Income, GAAP
105.61%
191.97%
-20.56%
Sales/Revenue/Turnover
28.48%
49.31%
-2.61%
Total Cash Common Dividend
- -
47.54%
7.22%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,436
2,398
2,441
2,167
9,500
2025
2,293
2,302
2,430
2,164
9,252
2026
2,310
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
First Citizens BancShares, Inc. (FCNCO) is a financial holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals across the United States. The company offers deposit products including checking, savings, money market, and time deposit accounts; loan products comprising commercial construction and mortgage loans, commercial and industrial loans, leases, and small business administration loans; as well as credit cards, home improvement loans, wealth management services, self-directed investing, financial planning, and digital banking solutions with mobile access, spending tracking, money movement, and transaction alerts. First Citizens Bank operates over 500 branches in 23 states plus Silicon Valley Bank with 39 offices in 15 states, alongside a nationwide direct bank and coast-to-coast commercial banking expertise in lending, leasing, and innovation banking for businesses at every stage; it maintains a presence primarily in the U.S. with headquarters in Raleigh, North Carolina, where it was founded in 1898. In recent developments, the company acquired CIT Group in 2022 and Silicon Valley Bank's deposits and loans in 2023 following its collapse, assumed approximately $5.7 billion in deposits through the BMO Branch Acquisition adding 138 branches in 11 states as announced in 2025, and upsized a $100 million credit facility to WhiteHawk Capital Partner Funds in December 2025, supporting ongoing national expansion and ranking it as the 15th largest U.S. bank with over $221 billion in assets.

Company News

APIChat

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