1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
Habersham Bancorp

Habersham Bancorp

HABC
Habersham BancorpUS flagOther OTC
0.02
USD
- -
- -
53,553.00Market Cap
1997 Y
1998 Y
1999 Y
2000 Y
2001 Y
2002 Y
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2008 Y
2009 Y
TTM
Revenue per Share
9.2
12.31
11.92
13.34
6.29
6.74
6.33
6.36
7.16
8.46
7.92
5.65
4.43
4.66
Basic EPS, GAAP
0.84
0.87
0.69
1.12
1.98
2.12
0.81
0.81
1.31
1.8
1
-5.27
-9.34
-8.32
Free Cash Flow per Basic Share
-5.44
-11.97
9.54
-0.32
-13
-6.93
0.6
1.82
1.16
1.93
2.06
-1.94
-1.24
-0.36
Dividend per Share
0.13
0.17
0.19
0.24
0.24
0.24
1.19
1.28
0.32
0.36
0.88
0.25
0.07
0.02
Book Value per Share
7.76
9.32
9.2
9.77
11.51
13.29
12.29
11.62
12.56
13.85
13.92
8.99
-0.36
-2.65
Tangible Book Value per Share
11.18
11.97
12.46
13.37
15.37
17.65
16.46
15.76
16.08
17.68
17.21
13.84
4.65
3.45
Basic Weighted Avg Shares
2
2
3
3
3
3
3
3
3
3
3
3
3
3
Sales/Revenue/Turnover
22
30
31
36
17
18
18
18
21
25
23
16
12
13
Operating Margin (%)
- -
9.43
- -
11.88
47.02
25.07
16.95
16.99
26.28
30.94
16.99
-142.48
-178.87
- -
Depreciation Expense
1
2
2
2
1
1
1
1
1
1
1
1
1
- -
Net Income, GAAP
2
2
2
3
5
6
2
2
4
5
3
-15
-26
-23
Effective Tax Rate (%)
24.14
25
- -
29.22
25.48
24.28
23.76
24.97
30.19
31.3
25.75
- -
- -
- -
Profit Margin (%)
10.09
7.07
5.79
8.41
31.49
31.37
12.78
12.75
18.35
21.26
12.62
-93.26
-209.13
-177.85
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
25
56
79
110
106
30
30
36
42
38
38
38
38
38
Total Equity
30
32
35
39
44
51
49
48
50
56
54
42
17
10
Return on Invested Capital (%)
- -
2.86
- -
2.28
3.96
3.02
2.88
2.85
4.28
5.64
3.14
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
11.43
10.27
7.74
12.02
18.61
17.16
6.45
6.85
10.89
13.71
7.2
-44.8
- -
- -

Capital Structure

FRC

•

in mil. unless spec.
Mar'10
Jun'10
Sep'10
ST Debt
- -
- -
- -
LT Borrowings
38
38
38
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
4
4
- -
Shares Outstanding
3
3
3
Market Capitalization
3
2
1

Working Capital

FRC

•

in mil. unless spec.
Mar'10
Jun'10
Sep'10
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
29
30
28
Accounts Receivable, Net
1
1
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
2
1
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-3.62%
-13.81%
-59.34%
Free Cash Flow
370.43%
-37.44%
-36.04%
Net Income, GAAP
-37.72%
-94.37%
75.96%
Sales/Revenue/Turnover
-5.54%
-5.35%
-21.54%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2008
5
4
4
3
16
2009
3
3
3
3
12
2010
3
4
3
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2008
0.02
-0.13
-1.52
- -
-5.27
2009
-0.6
-0.58
-2.14
- -
-9.34
2010
-0.88
-0.91
-0.51
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2008
0.1
0.1
0.05
- -
0.25
2009
0.02
0.02
0.02
- -
0.07
2010
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Karen E. Ward
Full Time Employees
104
Sector
Financial Services
Industry
Banks - Regional
Address
Historic Highway 441 North Cornelia GA United States of America 30531
IPO Date
Jul 17, 1995
Website
habcorp.com
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Business
Habersham Bancorp HABERSHAM BANCORP INC (HABC) serves as the bank holding company for Habersham Bank, a regional commercial bank providing a full range of banking services to businesses and individuals in north Georgia, primarily in Habersham, White, Cherokee, Warren, Stephens, Forsyth, and Hall counties; core offerings include checking and savings accounts, time deposits, commercial loans, consumer loans, mortgage loans, construction financing, trust administration, asset management services, estate and will probate administration, and other financial services through its subsidiary network. Founded in 1904 and headquartered in Cornelia, Georgia, the company operates within the regional banking sector, focusing on deposit gathering and lending in its local markets without significant recent expansions into new geographies. Habersham Bancorp does not have significant ongoing operations following the wind-down or cessation of Habersham Bank's active banking activities, with no major acquisitions, partnerships, funding rounds, product launches, or strategic shifts reported in the last 1-2 years; its stock trades over-the-counter with minimal volume and negative earnings as of recent filings.