Franklin Credit Management Corporation

Franklin Credit Management Corporation

FCRM
Franklin Credit Management CorporationUS flagOther OTC
0.06
USD
- -
- -
612,196.00Market Cap
2011 Y
2012 Y
2013 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
TTM
Revenue per Share
1.34
1.01
1.03
0.86
0.77
0.78
0.65
0.81
0.74
- -
1.28
Basic EPS, GAAP
-0.13
-0.31
-0.29
0.16
0.05
0.13
-0.05
-0.01
-0.19
- -
0.07
Free Cash Flow per Basic Share
0.01
-0.3
-0.09
0.37
-0.1
-0.06
-0.07
-0.21
0.03
- -
-0.33
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
0.33
0.02
-0.27
0.55
0.43
0.56
0.51
0.5
0.32
- -
-0.12
Tangible Book Value per Share
1.39
0.86
0.43
1.18
1.06
1.19
1.14
1.13
0.94
- -
0.72
Basic Weighted Avg Shares
10
10
10
10
10
10
10
10
10
- -
10
Sales/Revenue/Turnover
13
10
10
9
8
8
6
8
7
7
13
Operating Margin (%)
- -
-30.9
-28.13
- -
- -
- -
- -
- -
- -
- -
-15.06
Depreciation Expense
- -
- -
- -
- -
- -
- -
1
1
- -
- -
- -
Net Income, GAAP
-1
-3
-3
2
1
1
- -
- -
-2
-2
1
Effective Tax Rate (%)
- -
- -
- -
15.91
25.24
- -
- -
122.12
- -
- -
- -
Profit Margin (%)
-9.66
-30.42
-28.13
18.14
6.8
16.46
-7.07
-1.21
-25.62
-22.68
6.22
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
1
1
- -
1
2
1
- -
3
4
1
Total Equity
14
9
6
12
11
12
11
11
9
8
7
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
-25.15
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
-173.72
- -
- -
10.65
25.98
-8.52
-1.92
-46.13
-71.43
- -

Capital Structure

FRC

in mil. unless spec.
Mar'18
Jun'18
Sep'18
ST Debt
- -
- -
- -
LT Borrowings
1
1
1
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
2
3
- -
Shares Outstanding
10
10
10
Market Capitalization
1
- -
2

Working Capital

FRC

in mil. unless spec.
Mar'18
Jun'18
Sep'18
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1
1
1
Accounts Receivable, Net
2
1
1
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
4
4
10
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-5.37%
-17.6%
Free Cash Flow
- -
-245.4%
-1,276.14%
Net Income, GAAP
- -
349.88%
-12.22%
Sales/Revenue/Turnover
- -
0.02%
-0.84%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
8
2023
- -
- -
- -
- -
7
2024
- -
- -
- -
- -
7

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
-0.01
2023
- -
- -
- -
- -
-0.19
2024
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Sean Hundtofte
Full Time Employees
54
Sector
Financial Services
Industry
Financial - Mortgages
Address
101 Hudson Street Jersey City NJ United States of America 07302
IPO Date
Nov 12, 2012
Business
Franklin Credit Management Corporation (FCRM) is a specialty consumer finance company that operates as a mortgage servicer focused on the resolution of performing, reperforming, and nonperforming residential mortgage loans; it provides specialized loan recovery, collection servicing, loss mitigation, foreclosure processing, judgment recovery, bankruptcy handling, and real estate owned (REO) management services. The company analyzes, prices, and acquires residential mortgage portfolios, including distressed second-lien and judgment portfolios, as well as small balance personal loans and accounts; its default servicing platform manages loans through all delinquency stages for clients nationwide. Franklin Credit Management Corporation serves homeowners facing payment difficulties, institutional investors, and financial institutions seeking niche servicing solutions in the United States, with over 30 years of experience handling more than 100,000 accounts totaling $5 billion in principal balance. Founded in 1990 and headquartered in Jersey City, New Jersey, the company emphasizes borrower partnerships through accessible assistance and customer-first strategies. In recent developments, the firm appointed Dr. Sean Hundtofte as CEO in August 2025, initiating a strategic reinvention with AI-driven credit risk models that reduced delinquency rates by 12% on newly acquired portfolios in Q2 2025; it also completed a $2.1 billion distressed mortgage portfolio acquisition at a 14% discount in Q3 2025, alongside protocol updates aligning with 2024 CFPB guidelines that boosted customer retention by 15% year-over-year.