The Federal Bank Limited

The Federal Bank Limited

FEDERALBNK.BO
The Federal Bank LimitedIN flagBombay Stock Exchange
331.55
INR
+1.20
- -
817.72BMarket Cap
The Federal Bank Limited
FEDERALBNK.BO
(Bombay Stock Exchange)

Recent

price

331.55

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
13.25
14.16
15.51
17.07
18.69
19.14
24.03
24.61
27.74
33.55
38.95
41.29
48.73
52.38
58.79
67.1
60.02
Revenue per Share
3.25
4.41
4.98
4.97
6.17
2.83
5.04
4.92
6.65
7.94
8.34
9.52
15.01
16.76
16.98
17.67
16.51
Basic EPS, GAAP
7.08
-6.26
15.92
6.28
29.39
-10.01
19.39
-27.06
39.03
17.98
55.4
-39
0.03
26.35
32.85
16.43
- -
Free Cash Flow per Basic Share
0.58
0.99
1.05
1.05
1.05
1.32
0.84
1.11
1.21
1.69
- -
0.68
1.8
1.01
1.2
1.2
- -
Dividend per Share
0.61
2.06
3.41
5.06
7.12
7.96
10.42
11.48
13.49
15.79
19.53
23.08
29.33
34.56
39.99
2
- -
Book Value per Share
29.34
32.69
36.62
40.11
44.93
46.97
52.02
64.53
68.55
75.41
83.76
94.47
106.49
133.48
144.75
167.18
- -
Tangible Book Value per Share
1,710
1,710
1,711
1,711
1,714
1,717
1,721
1,902
1,980
1,989
1,994
2,069
2,109
2,316
2,449
2,459
2,453
Basic Weighted Avg Shares
22,659
24,212
26,537
29,204
32,036
32,868
41,350
46,817
54,934
66,730
77,680
85,431
102,786
121,301
143,990
165,009
147,226
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
547
587
825
979
795
1,082
1,239
1,247
1,223
1,257
1,149
1,389
1,822
2,339
2,884
3,058
- -
Depreciation Expense
5,565
7,537
8,527
8,497
10,578
4,864
8,669
9,354
13,163
15,802
16,643
19,698
31,647
38,804
41,588
43,453
40,497
Net Income, GAAP
- -
- -
- -
- -
- -
- -
36.41
53.16
34.57
24.62
25.42
25.73
25.5
25.17
24.81
23.54
24.67
Effective Tax Rate (%)
24.56
31.13
32.13
29.1
33.02
14.8
20.96
19.98
23.96
23.68
21.43
23.06
30.79
31.99
28.88
26.33
27.51
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
18,884
41,760
49,090
53,225
23,930
22,983
63,455
106,418
82,063
105,397
122,706
195,874
258,620
223,086
303,458
331,932
- -
LT Debt
50,177
55,923
62,639
68,607
77,003
80,641
89,514
122,742
135,787
150,033
167,210
195,608
224,744
309,258
354,531
411,123
- -
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
372.16
329.44
182.27
117.4
101.44
37.6
54.88
47.04
54.21
54.38
47.31
45.44
57.75
54.69
46.73
84.47
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
2,456
- -
Market Capitalization
489,086
472,095
522,724

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
408,405
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
18.08%
20.01%
15.96%
Free Cash Flow
11,464.73%
23,058.13%
-49.78%
Net Income, GAAP
26.55%
22.66%
4.48%
Sales/Revenue/Turnover
17.59%
16.32%
14.6%
Total Cash Common Dividend
- -
20.04%
0.35%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
28,366
30,041
32,339
32,031
121,301
2025
34,521
36,218
36,262
36,988
143,990
2026
37,757
41,024
47,308
- -
165,009

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4.16
4.35
4.28
- -
16.76
2025
4.21
4.48
3.85
4.44
16.98
2026
3.74
4.45
5.44
- -
17.67

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.01
2025
- -
- -
- -
- -
1.2
2026
- -
- -
- -
- -
1.2
Business
The Federal Bank Limited is a private sector Indian bank primarily engaged in comprehensive banking and financial services. Its core offerings include retail banking products such as savings and salary accounts, fixed and recurring deposits, personal loans, credit cards, and gold loans; corporate and wholesale banking services including commercial loans, treasury and foreign exchange operations; digital banking solutions; and investment and insurance services encompassing fixed deposits, demat accounts, sovereign gold bonds, life insurance, general insurance, and health insurance. The bank operates a robust network of over 1,588 branches and more than 2,000 ATMs across India, with a significant presence in Kerala and other regions. Founded in 1931 and headquartered in Aluva, Kerala, it has evolved from its original name, Travancore Federal Bank Limited, to its current identity. In the recent two years, The Federal Bank Limited has undertaken strategic initiatives including a landmark investment and partnership with Blackstone, which acquired a 9.99% stake in the bank through a $706 million capital infusion via preferential issue warrants, positioning Blackstone as the largest shareholder. The bank has also collaborated with Nucleus Software to launch FedOne, an advanced transaction banking platform aimed at enhancing corporate banking efficiency and customer-centric services. Additionally, in 2025, the bank introduced new digital product lines offering advanced charting tools and live trading features to strengthen its digital banking portfolio. The bank continues to focus on expanding its retail loan portfolio and enhancing high-yielding products such as credit cards, personal loans, and MSME loans while maintaining prudent risk management practices. Operating primarily within the banking and financial services industry, The Federal Bank caters to a wide spectrum of customers including retail consumers, small and medium enterprises, and large corporates throughout India. It positions itself as a technology-driven bank with a client-centric business model aimed at enhancing its digital offerings alongside traditional banking. The bank, which holds a significant market capitalization, maintains a healthy growth trajectory in revenue and profitability supported by its diversified product suite and strategic alliances. Its subsidiaries and affiliated companies complement its banking operations, further enabling its growth and service reach across the nation and beyond. This description encapsulates The Federal Bank Limited's main business activities, product offerings, geographic footprint, and recent strategic developments up to 2025.