Flushing Financial Corporation

Flushing Financial Corporation

FFIC
Flushing Financial CorporationUS flagNASDAQ
15.47
USD
- -
- -
524.18MMarket Cap
Flushing Financial Corporation
FFIC
(NASDAQ)

Recent

price

15.47

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.82
5.16
5.25
5.17
5.3
5.62
6.03
6.31
6.19
5.97
7.04
7.98
8.23
6.74
4.17
7.04
7.01
Revenue per Share
1.28
1.15
1.13
1.26
1.49
1.59
2.24
1.41
1.92
1.44
1.18
2.59
2.5
0.96
-1.05
0.56
1.01
Basic EPS, GAAP
2.12
1.96
2.3
2.45
1.78
1.16
1.23
2.55
2.5
2.07
2.35
2.69
2.64
0.97
0.34
1.64
1.21
Free Cash Flow per Basic Share
0.52
0.52
0.52
0.52
0.6
0.64
0.68
0.72
0.8
0.84
0.85
0.84
0.88
0.88
0.87
0.89
0.9
Dividend per Share
6.74
7.31
7.97
8.79
9.73
10.89
12.48
13.11
14.44
15.13
15.12
15.79
17.77
18.38
16.44
14.17
13.87
Book Value per Share
12.28
13.06
14
13.86
14.78
15.7
17.19
17.76
18.58
19.63
20.41
20.9
21.33
21.74
23.57
20.84
20.52
Tangible Book Value per Share
30
31
30
30
30
29
29
29
29
29
29
32
31
30
30
34
34
Basic Weighted Avg Shares
146
158
160
155
158
164
175
184
178
171
206
252
254
202
125
239
238
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
3
4
4
3
3
4
4
5
6
6
6
7
6
6
6
6
6
Depreciation Expense
39
35
34
38
44
46
65
41
55
41
35
82
77
29
-31
19
35
Net Income, GAAP
29.1
39.9
38.89
37.81
39.24
37.02
38.77
37.82
15.87
22.6
23.26
25.15
26.62
28.04
- -
45.31
29.06
Effective Tax Rate (%)
26.57
22.36
21.52
24.32
28.03
28.24
37.18
22.41
30.99
24.08
16.82
32.5
30.34
14.21
-25.12
7.9
14.51
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
543
500
763
857
940
1,136
1,267
1,310
1,251
1,287
1,080
870
1,099
882
962
538
468
LT Debt
390
417
442
433
456
473
514
533
549
580
619
680
677
670
725
708
697
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
20.13
16.51
14.73
14.91
15.97
15.23
19.14
11.07
13.84
9.73
7.9
17.38
14.71
5.22
-6.01
3.88
7.26
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
492
485
416
LT Finance Leases
48
54
52
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
34
34
34
Market Capitalization
457
515
521

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,532
1,383
1,668
Accounts Receivable, Net
60
59
60
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.2%
2.85%
-2.29%
Free Cash Flow
45.11%
68.44%
452.36%
Net Income, GAAP
-30.56%
-60.47%
-160.26%
Sales/Revenue/Turnover
8.12%
11.15%
91.54%
Total Cash Common Dividend
5.11%
4.29%
16.31%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
45
47
52
-20
125
2025
58
63
59
59
239
2026
57
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.12
0.18
0.3
-1.61
-1.05
2025
-0.29
0.42
0.3
0.12
0.56
2026
0.17
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.22
0.22
0.22
0.21
0.87
2025
0.22
0.22
0.22
0.22
0.89
2026
0.23
- -
- -
- -
- -
Business
Flushing Financial Corporation (Nasdaq: FFIC) operates as the holding company for Flushing Bank, a New York State-chartered commercial bank that provides banking products and services primarily to consumers, small businesses, commercial clients, and governmental units in the New York metropolitan area. Flushing Bank offers deposit products including non-interest-bearing checking accounts, interest-bearing checking accounts, money market accounts, savings accounts, certificates of deposit, and retirement/IRAs; consumer loans such as home equity lines, cash reserve lines of credit, overdraft protection, and consumer credit cards; commercial real estate loans for multi-family residential properties, mixed-use properties, and commercial buildings; residential mortgage loans comprising fixed-rate and adjustable-rate mortgages; commercial and industrial loans for working capital, equipment, and acquisitions; construction loans; small business administration loans and other small business loans; mortgage loan surrogates including mortgage-backed securities; and investment securities such as U.S. government securities and corporate fixed-income securities, along with services like online banking, mobile banking with mobile check deposit, Zelle payment service, telephone banking, debit cards, direct deposit, and safe deposit boxes. The bank operates an Internet branch under the brands iGObanking.com and BankPurely, maintains a branch network in the New York area with a focus on relationship banking, and provides equipment finance and cash management services associated with larger commercial banks. Founded in 1929 as a savings and loan association in Flushing, Queens, New York, with headquarters in Uniondale, New York, the company converted to a publicly traded entity in 1993 and established the holding company structure in 2006 to support growth. Recent developments include the declaration of a quarterly dividend of $0.22 per share in November 2025 and recognition with the Bridge Builder Award at the 2025 Chinatown Partnership and Chinatown BID Gala for community contributions in November 2025.

Company News

APIChatGPT
  • OceanFirst adds $225M capital after Flushing deal

  • OceanFirst adds $225M capital after Flushing deal

  • OceanFirst Financial Corp. Completes Merger with Flushing Financial Corporation and $225 Million Strategic Investment from Warburg Pincus

  • OceanFirst Financial Corp. Completes Merger with Flushing Financial Corporation and $225 Million Strategic Investment from Warburg Pincus

  • Flushing Financial Corporation Reports First Quarter 2026 Results; Net Interest Margin Expands 16 Basis Points Year Over Year; 1Q26 GAAP and Core EPS of $0.17 and $0.29, Respectively

  • OceanFirst Financial Corp. And Flushing Financial Corporation Announce Receipt of All Requisite Regulatory and Shareholder Approvals to Complete Proposed Merger and Annual Meeting Date

  • OceanFirst Financial Corp. and Flushing Financial Corporation Announce Receipt of All Requisite Regulatory and Shareholder Approvals to Complete Proposed Merger and Annual Meeting Date

  • Riverview Bancorp (NASDAQ:RVSB) vs. Flushing Financial (NASDAQ:FFIC) Critical Contrast

  • Northeast Bancorp (NASDAQ:NBN) and Flushing Financial (NASDAQ:FFIC) Head to Head Analysis

  • Flushing Financial (NASDAQ:FFIC) Shares Cross Above 200 Day Moving Average – What’s Next?

  • OceanFirst Financial Corp. and Flushing Financial Corporation Announce Receipt of the Requisite Shareholder Approvals for Pending Merger Transaction

  • OceanFirst Financial Corp. and Flushing Financial Corporation Announce Receipt of the Requisite Shareholder Approvals for Pending Merger Transaction

  • Flushing Financial Corporation Declares Quarterly Dividend of $0.22 Per Share

  • Flushing Financial Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Flushing Financial Corp. - FFIC

  • Flushing Bank Hosts Ribbon Cutting Ceremony at New Chatham Square Location in Chinatown, Manhattan

  • Flushing Financial Corporation Declares Quarterly Dividend of $0.22 per Share

  • Flushing Financial (NASDAQ:FFIC) Stock Passes Above Two Hundred Day Moving Average – Here’s Why

  • Are CCO, OCFC, MPX, FFIC Obtaining Fair Deals for their Shareholders?

  • Flushing Financial (FFIC) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Flushing Financial (FFIC) Misses Q4 Earnings and Revenue Estimates