Figure Technology Solutions, Inc. Class A Common Stock

Figure Technology Solutions, Inc. Class A Common Stock

FIGR
Figure Technology Solutions, Inc. Class A Common StockUS flagNASDAQ Global Market
28.49
USD
-2.83
- -
5.20BMarket Cap
Figure Technology Solutions, Inc. Class A Common Stock
FIGR
(NASDAQ Global Market)

Recent

price

28.49

P/E

ratio

- -

div

yld

- -

ROIC.AI

2023
2024
2025
TTM
FRC
0.8
1.34
3.8
2.77
Revenue per Share
-0.23
0.08
1.17
0.97
Basic EPS, GAAP
-0.16
-0.61
0.55
0.89
Free Cash Flow per Basic Share
- -
0.01
- -
- -
Dividend per Share
-1.62
-1.54
-1.63
-0.76
Book Value per Share
1.07
1.74
10.81
6.94
Tangible Book Value per Share
209
209
114
186
Basic Weighted Avg Shares
167
279
434
516
Sales/Revenue/Turnover
-27.58
8.49
23.73
25.55
Operating Margin (%)
19
17
16
17
Depreciation Expense
-48
17
134
180
Net Income, GAAP
- -
9.85
- -
39.44
Effective Tax Rate (%)
-28.72
6.17
30.81
34.82
Profit Margin (%)
51
229
1,015
1,053
Working Capital
31
171
234
266
LT Debt
222
363
1,237
1,292
Total Equity
- -
2.53
- -
6.04
Return on Invested Capital (%)
- -
28.53
- -
65.72
Return on Capital (%)
- -
- -
- -
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
605
711
1,056
LT Borrowings
198
230
262
LT Finance Leases
4
4
4
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
213
216
219
Market Capitalization
6,311
7,511
6,318

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
1,760
1,861
2,226
Cash, Cash Equivalents & STI
1,200
1,295
1,539
Accounts Receivable, Net
46
31
37
Inventories
- -
- -
- -
Total Current Liabilities
778
846
1,173
Payables & Accruals
55
30
30
ST Debt
605
711
1,056
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
240.47%
Free Cash Flow
- -
- -
-149.26%
Net Income, GAAP
- -
- -
677.61%
Sales/Revenue/Turnover
- -
- -
55.77%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
61
62
72
86
279
2025
68
97
135
143
434
2026
142
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.14
0.07
0.13
- -
0.08
2025
- -
0.14
0.86
0.07
1.17
2026
0.21
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.01
- -
- -
0.01
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Figure Technology Solutions, Inc. (Nasdaq: FIGR) operates as a blockchain-based financial technology platform that powers lending, capital markets, securitization, trading, and investing in consumer credit and digital assets across the United States. Founded in 2018 by Mike Cagney and June Ou and headquartered in Charlotte, North Carolina, the company leverages the Provenance Blockchain to automate loan origination, tokenization, and secondary trading, serving over 175 partner originators including fintechs, mortgage companies, and credit unions; it offers consumer products such as home equity lines of credit (HELOCs), cash-out refinance loans, debt service coverage ratio (DSCR) loans, piggyback second mortgages, crypto-backed loans, reverse mortgage alternatives for seniors via Longbridge Financial, and Intellidebt debt consolidation tools, alongside institutional solutions like Figure Connect marketplace for tokenized loan trading, Democratized Prime DeFi lending platform, and yield-bearing stablecoin $YLDS. Figure Technologies provides technology-enabled loan origination systems integrated with capital marketplaces, facilitating over $18 billion in originated loans, predominantly HELOCs, and holds approximately 75% market share in real-world asset (RWA) tokenization. Recent developments include its September 2025 initial public offering raising $787.5 million at $25 per share on Nasdaq, a July 2025 merger with former subsidiary Figure Markets to unify lending and crypto exchange operations under Provenance Blockchain, a February 2025 joint venture with Sixth Street committing over $2 billion in liquidity for non-agency mortgages via Figure Connect, the June 2025 launch of the first S&P-rated blockchain securitization (FIGRE 2025-HE3) across all bond classes from AAA to B-, rapid expansion of Figure Connect to nearly 200 partners since June 2024, and achievement of 70% year-over-year growth in consumer loan marketplace volume to $2.5 billion with adjusted EBITDA margins exceeding 50%.

Company News

APIChat
  • Cross River Extends $250 Million Forward-Flow Commitment for Figure's Crypto-Backed Loans

  • Figure Technology Solutions, Inc. (FIGR) Presents at Piper Sandler Global Exchange and Fintech Conference Transcript

  • Figure Technology Solutions Reports May 2026 Operating Data

  • Figure Technology Solutions Reports May 2026 Operating Data

  • Figure Technology Solutions Bets on Blockchain Rails to Reinvent Capital Markets

  • Figure Technology Solutions, Inc. (FIGR) Presents at Bernstein 42nd Annual Strategic Decisions Conference Transcript

  • Raydium Surpasses $1T in Volume Following Robinhood and Revolut Listings

  • Figure Technology Solutions to Participate in Upcoming Investor Conferences

  • Figure Technology Solutions to Participate in Upcoming Investor Conferences

  • Wall Street Analysts Think Figure Technology (FIGR) Could Surge 38.67%: Read This Before Placing a Bet

  • Are Business Services Stocks Lagging Figure Technology Solutions, Inc. (FIGR) This Year?

  • Figure (FIGR) CEO Michael Tannenbaum on AI, Blockchain & the Future of Capital Markets

  • Polen 5Perspectives Small-Mid Growth Q1 2026 Portfolio Review

  • Figure Revenue Jumps 92% as Consumer Loan Marketplace Expands

  • Figure Technology Solutions Q1 Earnings Call Highlights

  • Institutional Infrastructure Note: The Convergence of Pre-IPO Equity, Agentic Finance, and Neobank Charters

  • Figure Technology Solutions Reports First Quarter 2026 Results, Achieves Record Consumer Loan Marketplace Volume

  • Figure Technology Solutions Reports First Quarter 2026 Results, Achieves Record Consumer Loan Marketplace Volume

  • Figure Announces Strategic Partnership with SMB Lending Platform Credibly to Modernize SMB Capital Markets via Blockchain Rails

  • OpenWorld and Figure Technology Solutions to Pursue Tokenization of OpenWorld Securities on Figure's OPEN Network