Figure Technology Solutions, Inc. Class A Common Stock

FIGR

FIGRFigure Technology Solutions, Inc. Class A Common Stock US flag

NASDAQ Global Market

28.49

USD

-2.83

- -

5.20BMarket Cap

Profitability (USD)

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	2023 Y	2024 Y	2025 Y
Return on Common Equity (%)	- -	- -	- -
Return on Assets (%)	- -	1.89	7.7
Return on Capital (%)	- -	28.53	- -
Return on Invested Capital (%)	- -	2.53	- -
Gross Margin (%)	88.78	92.27	93.21
EBITDA Margin (%)	-15.97	14.63	27.47
Operating Margin (%)	-27.58	8.49	23.73
Incremental Operating Margin (%)	- -	62.24	51.06
Pretax Margin (%)	-31.36	7.92	26.16
Profit Margin (%)	-28.72	6.17	30.81
Net Income to Common Margin (%)	-28.72	6.17	30.81
Effective Tax Rate (%)	- -	9.85	- -
Dvd Payout Ratio (%)	- -	12.23	- -
Sustainable Growth Rate (%)	- -	- -	- -

Credit (USD)

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	2023 Y	2024 Y	2025 Y
Total Debt	415	689	945
ST Debt	384	518	711
LT Debt	31	171	234
Total Debt/EBITDA	-15.57	16.88	7.92
Net Debt/EBITDA	-10.98	9.71	-2.15
Total Debt/EBIT	-9.02	29.07	9.17
Net Debt/EBIT	-6.36	16.72	-2.49
EBITDA to Interest Expense	-0.54	0.72	2.44
EBITDA-CapEx/Interest Expense	-0.54	0.72	2.44
EBIT to Interest Expense	-0.94	0.42	2.11
Interest Expense	49	56	49
Common Equity/Total Assets	-51.22	-27.67	-8.07
Long-Term Debt/Equity (%)	13.83	46.97	18.94
Long-Term Debt/Capital (%)	37.4	45.39	30.57
Long-Term Debt/Total Assets (%)	4.66	14.72	10.11
Total Debt/Equity (%)	186.58	189.5	76.4
Total Debt/Capital (%)	504.38	183.13	123.3
Total Debt/Total Assets (%)	62.87	59.38	40.78
Net Debt to Equity	131.6	109.01	-20.78
Net Debt/Capital (%)	-854.13	458.77	59.58
EBITDA	-27	41	119
EBITDA-CapEx	-27	41	119
Operating Income (Loss)	-46	24	103

Liquidity (USD)

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	2023 Y	2024 Y	2025 Y
Cash Ratio	0.3	0.58	1.53
Current Ratio	1.13	1.37	2.2
Quick Ratio	0.34	0.62	1.59
CFO/Avg Current Liab	- -	-0.25	0.09
Common Equity/Total Assets	-51.22	-27.67	-8.07
Long-Term Debt/Equity (%)	13.83	46.97	18.94
Long-Term Debt/Capital (%)	37.4	45.39	30.57
Long-Term Debt/Total Assets (%)	4.66	14.72	10.11
Total Debt/Equity (%)	186.58	189.5	76.4
Total Debt/Capital (%)	504.38	183.13	123.3
Total Debt/Total Assets (%)	62.87	59.38	40.78
CFO/Total Liabilities	-7.62	-15.95	5.79
CFO/CapEx	- -	- -	- -
Altman's Z-Score	-0.6	0.16	3.34

Working Capital (USD)

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	2023 Y	2024 Y	2025 Y
Accounts Receivable Turnover	- -	28.67	26.5
Days Sales Outstanding	- -	12.73	13.77
Inventory Turnover	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -
Accounts Payable Turnover	- -	0.75	0.88
Accounts Payable Turnover Days	- -	485.33	412.55
Cash Conversion Cycle	- -	-472.6	-398.78
Inventory to Cash Days	- -	12.73	13.77
Inventories	- -	- -	- -
Raw Materials	- -	- -	- -
Work In Process	- -	- -	- -
Finished Goods	- -	- -	- -
Other Inventory	- -	- -	- -

Enterprise Value (USD)

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	2023 Y	2024 Y	2025 Y
Market Capitalization	- -	- -	4,674
- Cash & Cash Equivalents	117	290	1,198
+ Preferred Equity and Hybrid Capital	- -	- -	- -
+ Minority/Non Controlling Interest	5	8	8
+ Total Debt	415	689	945
Enterprise Value	298	332	4,332
Total Capital	82	376	767
Total Debt/Capital (%)	504.38	183.13	123.3
Total Debt / EV	1.39	2.08	0.22
EV/Sales	1.79	1.19	9.97
EV/EBITDA	- -	8.13	36.29
EV/EBIT	- -	14	42.01
EV/Cash Flow to Firm	18.69	- -	36.01
EV/Free Cash Flow to Firm	18.69	- -	36.01
Diluted Market Cap	- -	- -	5,791
Diluted Enterprise Value	304	407	5,547
EV per Share	1.43	1.59	37.86
TTM Sales	167	279	434
TTM EBITDA	-27	41	119
TTM Operating Income	-46	24	103
TTM Cash Flow to Firm	16	-76	120
TTM Free Cash Flow to Firm	16	-76	120

Multiples (USD)

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	2023 Y	2024 Y	2025 Y
Price/Free Cash Flow	- -	- -	92.56
EV/EBIT	- -	14	42.01
Enterprise Value	298	332	4,332
Low Price	- -	- -	30.01
EV/Sales	1.79	1.19	9.97
EV/EBITDA	- -	8.13	36.29
Price/Earnings	- -	- -	34.91
Price/Earnings Average	- -	- -	34.02
Price/Earnings High	- -	- -	42.32
Price/Earnings Low	- -	- -	25.66
Price/Book Value	- -	- -	-25
Price/Book Value Average	- -	- -	-24.36
Price/Book Value High	- -	- -	-30.3
Price/Book Value Low	- -	- -	-18.37
Price/Tangible Book Value	- -	- -	3.78
Price/Tangible Book Value Average	- -	- -	3.68
Price/Tangible Book Value High	- -	- -	4.58
Price/Tangible Book Value Low	- -	- -	2.78
Price/Sales	- -	- -	10.76
Price/Sales Average	- -	- -	10.48
Price/Sales High	- -	- -	13.04
Price/Sales Low	- -	- -	7.9
Price/Cash Flow	- -	- -	74.7
Price/Cash Flow Average	- -	- -	72.78
Price/Cash Flow High	- -	- -	90.53
Price/Cash Flow Low	- -	- -	54.89
Price/Free Cash Flow Average	- -	- -	90.19
Price/Free Cash Flow High	- -	- -	112.19
Price/Free Cash Flow Low	- -	- -	68.01
EV/Sales Average	1.82	1.46	9.92
EV/Sales High	1.82	1.46	12.47
EV/Sales Low	1.82	1.46	7.34
EV/EBITDA Average	-11.4	9.98	36.1
EV/EBITDA High	-11.4	9.98	45.4
EV/EBITDA Low	-11.4	9.98	26.72
EV/EBIT Average	-6.6	17.19	41.79
EV/EBIT High	-6.6	17.19	52.56
EV/EBIT Low	-6.6	17.19	30.93
Last Price	- -	- -	40.84
High Price	- -	- -	49.5
Enterprise Value Average	304	407	4,309
Enterprise Value High	304	407	5,420
Enterprise Value Low	304	407	3,190

Profitability (USD)

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	2023 Y	2024 Y	2025 Y
Return on Common Equity (%)	- -	- -	- -
Return on Assets (%)	- -	1.89	7.7
Return on Capital (%)	- -	28.53	- -
Return on Invested Capital (%)	- -	2.53	- -
Gross Margin (%)	88.78	92.27	93.21
EBITDA Margin (%)	-15.97	14.63	27.47
Operating Margin (%)	-27.58	8.49	23.73
Incremental Operating Margin (%)	- -	62.24	51.06
Pretax Margin (%)	-31.36	7.92	26.16
Profit Margin (%)	-28.72	6.17	30.81
Net Income to Common Margin (%)	-28.72	6.17	30.81
Effective Tax Rate (%)	- -	9.85	- -
Dvd Payout Ratio (%)	- -	12.23	- -
Sustainable Growth Rate (%)	- -	- -	- -

Credit (USD)

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	2023 Y	2024 Y	2025 Y
Total Debt	415	689	945
ST Debt	384	518	711
LT Debt	31	171	234
Total Debt/EBITDA	-15.57	16.88	7.92
Net Debt/EBITDA	-10.98	9.71	-2.15
Total Debt/EBIT	-9.02	29.07	9.17
Net Debt/EBIT	-6.36	16.72	-2.49
EBITDA to Interest Expense	-0.54	0.72	2.44
EBITDA-CapEx/Interest Expense	-0.54	0.72	2.44
EBIT to Interest Expense	-0.94	0.42	2.11
Interest Expense	49	56	49
Common Equity/Total Assets	-51.22	-27.67	-8.07
Long-Term Debt/Equity (%)	13.83	46.97	18.94
Long-Term Debt/Capital (%)	37.4	45.39	30.57
Long-Term Debt/Total Assets (%)	4.66	14.72	10.11
Total Debt/Equity (%)	186.58	189.5	76.4
Total Debt/Capital (%)	504.38	183.13	123.3
Total Debt/Total Assets (%)	62.87	59.38	40.78
Net Debt to Equity	131.6	109.01	-20.78
Net Debt/Capital (%)	-854.13	458.77	59.58
EBITDA	-27	41	119
EBITDA-CapEx	-27	41	119
Operating Income (Loss)	-46	24	103

Liquidity (USD)

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	2023 Y	2024 Y	2025 Y
Cash Ratio	0.3	0.58	1.53
Current Ratio	1.13	1.37	2.2
Quick Ratio	0.34	0.62	1.59
CFO/Avg Current Liab	- -	-0.25	0.09
Common Equity/Total Assets	-51.22	-27.67	-8.07
Long-Term Debt/Equity (%)	13.83	46.97	18.94
Long-Term Debt/Capital (%)	37.4	45.39	30.57
Long-Term Debt/Total Assets (%)	4.66	14.72	10.11
Total Debt/Equity (%)	186.58	189.5	76.4
Total Debt/Capital (%)	504.38	183.13	123.3
Total Debt/Total Assets (%)	62.87	59.38	40.78
CFO/Total Liabilities	-7.62	-15.95	5.79
CFO/CapEx	- -	- -	- -
Altman's Z-Score	-0.6	0.16	3.34

Working Capital (USD)

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	2023 Y	2024 Y	2025 Y
Accounts Receivable Turnover	- -	28.67	26.5
Days Sales Outstanding	- -	12.73	13.77
Inventory Turnover	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -
Accounts Payable Turnover	- -	0.75	0.88
Accounts Payable Turnover Days	- -	485.33	412.55
Cash Conversion Cycle	- -	-472.6	-398.78
Inventory to Cash Days	- -	12.73	13.77
Inventories	- -	- -	- -
Raw Materials	- -	- -	- -
Work In Process	- -	- -	- -
Finished Goods	- -	- -	- -
Other Inventory	- -	- -	- -

Enterprise Value (USD)

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	2023 Y	2024 Y	2025 Y
Market Capitalization	- -	- -	4,674
- Cash & Cash Equivalents	117	290	1,198
+ Preferred Equity and Hybrid Capital	- -	- -	- -
+ Minority/Non Controlling Interest	5	8	8
+ Total Debt	415	689	945
Enterprise Value	298	332	4,332
Total Capital	82	376	767
Total Debt/Capital (%)	504.38	183.13	123.3
Total Debt / EV	1.39	2.08	0.22
EV/Sales	1.79	1.19	9.97
EV/EBITDA	- -	8.13	36.29
EV/EBIT	- -	14	42.01
EV/Cash Flow to Firm	18.69	- -	36.01
EV/Free Cash Flow to Firm	18.69	- -	36.01
Diluted Market Cap	- -	- -	5,791
Diluted Enterprise Value	304	407	5,547
EV per Share	1.43	1.59	37.86
TTM Sales	167	279	434
TTM EBITDA	-27	41	119
TTM Operating Income	-46	24	103
TTM Cash Flow to Firm	16	-76	120
TTM Free Cash Flow to Firm	16	-76	120

Multiples (USD)

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	2023 Y	2024 Y	2025 Y
Price/Free Cash Flow	- -	- -	92.56
EV/EBIT	- -	14	42.01
Enterprise Value	298	332	4,332
Low Price	- -	- -	30.01
EV/Sales	1.79	1.19	9.97
EV/EBITDA	- -	8.13	36.29
Price/Earnings	- -	- -	34.91
Price/Earnings Average	- -	- -	34.02
Price/Earnings High	- -	- -	42.32
Price/Earnings Low	- -	- -	25.66
Price/Book Value	- -	- -	-25
Price/Book Value Average	- -	- -	-24.36
Price/Book Value High	- -	- -	-30.3
Price/Book Value Low	- -	- -	-18.37
Price/Tangible Book Value	- -	- -	3.78
Price/Tangible Book Value Average	- -	- -	3.68
Price/Tangible Book Value High	- -	- -	4.58
Price/Tangible Book Value Low	- -	- -	2.78
Price/Sales	- -	- -	10.76
Price/Sales Average	- -	- -	10.48
Price/Sales High	- -	- -	13.04
Price/Sales Low	- -	- -	7.9
Price/Cash Flow	- -	- -	74.7
Price/Cash Flow Average	- -	- -	72.78
Price/Cash Flow High	- -	- -	90.53
Price/Cash Flow Low	- -	- -	54.89
Price/Free Cash Flow Average	- -	- -	90.19
Price/Free Cash Flow High	- -	- -	112.19
Price/Free Cash Flow Low	- -	- -	68.01
EV/Sales Average	1.82	1.46	9.92
EV/Sales High	1.82	1.46	12.47
EV/Sales Low	1.82	1.46	7.34
EV/EBITDA Average	-11.4	9.98	36.1
EV/EBITDA High	-11.4	9.98	45.4
EV/EBITDA Low	-11.4	9.98	26.72
EV/EBIT Average	-6.6	17.19	41.79
EV/EBIT High	-6.6	17.19	52.56
EV/EBIT Low	-6.6	17.19	30.93
Last Price	- -	- -	40.84
High Price	- -	- -	49.5
Enterprise Value Average	304	407	4,309
Enterprise Value High	304	407	5,420
Enterprise Value Low	304	407	3,190

	2023 Y	2024 Y	2025 Y
Shares Outstanding	209	209	216
Diluted Weighted Avg Shares	209	209	142
Basic Weighted Avg Shares	209	209	114
Revenue per Share	0.8	1.34	3.8
EBITDA per Share	-0.13	0.2	1.04
Operating Income per Share	-0.22	0.11	0.9
Basic EPS, GAAP	-0.23	0.08	1.17
Basic EPS from Cont Ops	-0.25	0.1	1.17
Diluted EPS, GAAP	-0.23	0.08	0.94
Diluted EPS from Cont Ops	-0.25	0.1	0.95
Dividend per Share	- -	0.01	- -
Cash Flow per Share	-0.16	-0.61	0.55
Free Cash Flow per Basic Share	-0.16	-0.61	0.55
Cash & Equivalents per Share	0.59	1.75	11.31
Book Value per Share	-1.62	-1.54	-1.63
Tangible Book Value per Share	1.07	1.74	10.81

Figure Technology Solutions, Inc. Class A Common Stock

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)