Fold Holdings Inc

Fold Holdings Inc

FLD
Fold Holdings IncUS flagNASDAQ Global Market
0.73
USD
-0.14
- -
36.94MMarket Cap
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
0.63
- -
0.51
- -
0.64
Basic EPS, GAAP
- -
-0.26
0.1
-1.41
- -
-1.05
Free Cash Flow per Basic Share
- -
-0.04
-0.12
-0.09
- -
-0.4
Dividend per Share
- -
- -
- -
- -
- -
- -
Book Value per Share
- -
-0.63
3.35
-2.2
- -
-4.2
Tangible Book Value per Share
- -
-0.04
3.49
-1.49
- -
0.73
Basic Weighted Avg Shares
- -
46
46
46
- -
48
Sales/Revenue/Turnover
- -
29
- -
24
32
30
Operating Margin (%)
- -
-35.76
- -
-24.48
-87.22
-86.01
Depreciation Expense
- -
- -
- -
- -
1
1
Net Income, GAAP
- -
-12
4
-65
-70
-50
Effective Tax Rate (%)
- -
39.43
34.35
- -
- -
0.01
Profit Margin (%)
- -
-41.46
- -
-274.02
-218.88
-164.63
Working Capital
2
7
-3
6
-3
-22
LT Debt
- -
- -
- -
- -
69
- -
Total Equity
216
-1
161
-68
63
36
Return on Invested Capital (%)
- -
- -
-3
- -
- -
- -
Return on Capital (%)
- -
0.48
6.98
- -
- -
58.06
Return on Common Equity (%)
- -
0.48
2.22
-1.95
- -
- -

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
10
32
LT Borrowings
82
69
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
48
48
50
Market Capitalization
153
103
63

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
19
18
20
Cash, Cash Equivalents & STI
7
8
12
Accounts Receivable, Net
- -
1
1
Inventories
- -
- -
- -
Total Current Liabilities
13
21
42
Payables & Accruals
3
4
4
ST Debt
- -
10
32
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
-192.89%
Free Cash Flow
- -
- -
321.15%
Net Income, GAAP
- -
- -
6.92%
Sales/Revenue/Turnover
- -
- -
33.85%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
5
5
5
-15
24
2025
7
8
7
9
32
2026
6
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.02
-0.05
-1.35
- -
-1.41
2025
-1.92
0.29
0.01
- -
- -
2026
-0.59
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
William Reeves
Full Time Employees
28
Sector
Financial Services
Industry
Asset Management - Cryptocurrency
Address
11201 N Tatum Blvd, Suite 300, Unit 42035 Phoenix AZ United States of America 85028
IPO Date
Feb 9, 2022
Business
Fold Holdings Inc (NASDAQ:FLD) operates as a bitcoin financial services company that provides U.S. consumers access to bitcoin through a suite of integrated products including an FDIC-insured checking account, Visa prepaid debit card with bitcoin rewards, bill payment services, merchant reward offers via an extensive gift card catalog, bitcoin exchange and custody through third-party partners, and Fold Bitcoin Gift Card available online and at retailers such as approximately 2,000 Kroger locations; all services are delivered through the Fold mobile app, which enables users to earn, accumulate, save, spend, and utilize bitcoin for everyday financial goals while the company maintains a bitcoin treasury on its balance sheet. Fold Holdings targets individual consumers and businesses seeking seamless bitcoin integration into personal finance, operating primarily in the United States. Founded in 2019, the company is headquartered in Phoenix, Arizona. In recent developments, Fold Holdings completed a $20 million convertible note financing backed by bitcoin from ATW Partners in December 2024 with an additional $10 million tranche possible, announced a nationwide partnership with Steak 'n Shake in October 2025 offering bitcoin rewards on specific meals, expanded its Fold Bitcoin Rewards Credit Card powered by Visa and Stripe with up to 3.5% rewards and a waitlist exceeding 75,000, reported Q3 2025 revenue of $7.4 million reflecting 41% year-over-year growth alongside net income of $0.6 million, and commenced trading on Nasdaq following its business combination with FTAC Emerald Acquisition Corp in early 2025.

Company News

APIChat
  • CORRECTION: Fold Rolls Out New Bitcoin Rewards Credit Card

  • Fold Secures $150 million Credit Facility to Scale Bitcoin Rewards Credit Card Program

  • Stonegate Capital Partners Updates Coverage on Fold Holdings Inc. (FLD) 1Q26

  • Fold Holdings, Inc. (FLD) Q1 2026 Earnings Call Transcript

  • Fold Q1 Earnings Call Highlights

  • Fold Holdings, Inc. (FLD) Reports Q1 Loss, Lags Revenue Estimates

  • Fold Holdings, Inc. (NASDAQ: FLD) Announces First Quarter 2026 Results

  • Fold to Release First Quarter 2026 Results May 12th

  • Fold Announces Bitcoin Bonus Program for Employers, First Offering from Fold Business

  • Head to Head Review: ChoiceOne Financial Services (NASDAQ:COFS) and Fold (NASDAQ:FLD)

  • Fold Holdings, Inc. (NASDAQ:FLD) Sees Significant Decrease in Short Interest

  • Stonegate Capital Partners Updates Coverage on Fold Holdings Inc. (FLD) Q425

  • Fold (NASDAQ:FLD) vs. Garden Stage (NASDAQ:GSIW) Financial Contrast

  • These Analysts Cut Their Forecasts On Fold Holdings Following Q4 Earnings

  • Fold Holdings (FLD) Surges Over 12% After Hours— Here's What's Driving the Move

  • Fold Holdings, Inc. (NASDAQ: FLD) Announces Fourth Quarter and Full Year 2025 Results

  • Primis Financial (NASDAQ:FRST) versus Fold (NASDAQ:FLD) Critical Comparison

  • Fold To Release Fourth Quarter 2025 Results March 17th

  • Fold Eliminates its Convertible Debt; Emerges with Simplified Capital Structure and Strengthened Balance Sheet to Accelerate Growth

  • Fold Announces Date of 2026 Annual Meeting of Shareholders