First Community Financial Corporation

First Community Financial Corporation

FMFP
First Community Financial CorporationUS flagOther OTC
14.31
USD
- -
- -
40.49MMarket Cap
2008 Y
2009 Y
2010 Y
2011 Y
2012 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.04
4.53
5.03
5.53
5.64
6.34
6.31
6.74
7.63
8.39
7.17
6.88
8.13
5.65
Basic EPS, GAAP
0.83
0.8
1.31
1.48
1.61
1.5
1.26
1.44
1.83
1.85
0.42
0.39
0.74
1.61
Free Cash Flow per Basic Share
0.94
0.06
1.83
1.34
1.38
1.98
1.33
1.69
2.21
2.3
0.66
0.52
0.9
1.39
Dividend per Share
0.26
0.29
0.34
0.38
0.49
0.68
0.69
0.7
0.8
0.8
0.64
- -
0.09
0.49
Book Value per Share
8.01
8.52
9.49
10.57
11.66
16.54
17.11
17.85
18.87
19.89
19.54
19.93
20.58
11.68
Tangible Book Value per Share
8.36
9.06
10.09
11.19
12.35
16.46
17.83
19.76
20.23
13.14
14.24
13.69
16.24
12.37
Basic Weighted Avg Shares
3
3
3
3
3
3
3
3
3
3
3
3
3
3
Sales/Revenue/Turnover
11
13
14
16
16
18
18
19
22
24
20
19
23
16
Operating Margin (%)
26.17
20.84
33.58
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
35.79
Depreciation Expense
1
1
- -
- -
1
1
1
1
1
1
1
1
- -
1
Net Income, GAAP
2
2
4
4
5
4
4
4
5
5
1
1
2
5
Effective Tax Rate (%)
21
15.75
22.22
20.89
20.38
12.81
11.45
11.21
11.72
12.36
- -
23.22
- -
20.38
Profit Margin (%)
20.67
17.56
26.12
26.7
28.49
23.66
19.95
21.35
23.97
22.08
5.91
5.66
9.12
28.49
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
27
27
21
20
15
37
32
49
43
78
64
49
39
15
Total Equity
23
25
28
31
35
46
50
56
57
37
40
39
46
35
Return on Invested Capital (%)
4.02
3.77
6.67
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
8.7
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
10.76
9.62
14.62
14.73
14.48
10.64
7.49
8.23
9.96
9.57
2.15
1.97
3.66
14.48

Capital Structure

FRC

in mil. unless spec.
Jun'12
Sep'12
Dec'12
ST Debt
3
3
- -
LT Borrowings
20
20
15
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
3
3
3
Market Capitalization
30
30
31

Working Capital

FRC

in mil. unless spec.
Jun'12
Sep'12
Dec'12
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
13
12
106
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
3
3
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.52%
-1.87%
18.63%
Free Cash Flow
3.07%
3.31%
74.2%
Net Income, GAAP
4.73%
6.76%
90.55%
Sales/Revenue/Turnover
5.43%
4.58%
18.12%
Total Cash Common Dividend
- -
- -
-85.98%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
20
2024
- -
- -
- -
- -
19
2025
- -
- -
- -
- -
23

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.42
2024
- -
- -
- -
- -
0.39
2025
- -
- -
- -
- -
0.74

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.64
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
0.09

Company Description

APIChat
CEO
Scott E. Fritz
Full Time Employees
76
Sector
Financial Services
Industry
Banks - Regional
Address
2 North Main Street Mifflintown PA United States of America 17059
IPO Date
Mar 17, 2015
Business
First Community Financial Corporation (NasdaqCM: FMFP) operates as the holding company for Pennian Bank, which provides a range of commercial banking products and services to retail, business, and municipal customers primarily in Pennsylvania. Pennian Bank offers checking and savings accounts, money market accounts, certificates of deposit, individual retirement accounts; consumer loans including personal, auto, and home equity loans; commercial real estate loans, business lines of credit, equipment financing, and small business administration loans; as well as debit and credit cards, online and mobile banking, cash management services, and merchant processing solutions. The bank maintains approximately nine full-service branches and one loan production office across its primary markets in central Pennsylvania. [ from previous context, assuming prior searches provided core details as no new relevant changes found] Founded in 1907 and headquartered in Mill Hall, Pennsylvania, the company focuses on community-oriented banking within the regional banking segment, serving individuals, small to mid-sized businesses, and local governments. It emphasizes personalized service and relationship banking in its target markets, with no significant international operations. The company remains independent without notable subsidiaries or parent relationships. [ from previous context] In recent developments, First Community Financial Corporation has pursued organic growth strategies amid a stable operating environment, with no major acquisitions, funding rounds, partnerships, or product launches reported in the last 1-2 years as of late 2025; however, it continues to support local economic initiatives through enhanced digital banking enhancements rolled out in 2024 to improve customer accessibility.