F.N.B. Corporation

F.N.B. Corporation

FNB
F.N.B. CorporationUS flagNew York Stock Exchange
16.96
USD
-0.27
- -
5.99BMarket Cap
F.N.B. Corporation
FNB
(New York Stock Exchange)

Recent

price

16.96

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
3.48
3.47
3.6
3.63
3.7
3.79
3.94
3.62
3.74
3.74
3.81
3.87
4.12
4.35
4.41
4.9
5.08
Revenue per Share
0.66
0.7
0.79
0.81
0.81
0.87
0.79
0.63
1.13
1.17
0.86
1.24
1.23
1.32
1.27
1.57
1.68
Basic EPS, GAAP
1.34
2.19
3.82
2.28
2.55
1.23
1.13
0.73
1.78
0.66
0.22
1.48
3.2
0.93
1.39
1.04
1.73
Free Cash Flow per Basic Share
0.49
0.49
0.49
0.49
0.53
0.53
0.53
0.5
0.51
0.51
0.51
0.51
0.51
0.5
0.49
0.48
0.49
Dividend per Share
9.29
9.51
10.02
10.49
11
11.34
11.68
13.3
13.88
14.69
15.09
15.81
15.39
16.56
17.52
18.92
19.23
Book Value per Share
4.4
4.8
4.92
5.38
5.95
6.33
6.53
6.06
6.68
7.53
7.88
8.59
8.27
9.47
10.49
11.88
12.17
Tangible Book Value per Share
114
124
139
145
168
174
206
303
323
324
323
320
350
361
362
360
360
Basic Weighted Avg Shares
396
431
501
528
620
661
813
1,098
1,208
1,211
1,233
1,237
1,443
1,571
1,596
1,765
1,828
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
27
22
32
31
40
44
61
89
109
45
-3
10
73
78
67
77
88
Depreciation Expense
75
87
110
118
144
160
171
199
373
387
286
405
439
485
465
565
604
Net Income, GAAP
27.19
26.88
28.39
27.53
30.3
30.48
30.49
44.1
17.48
17.83
16.62
19.48
20.61
16.95
16.22
15.55
15.76
Effective Tax Rate (%)
18.84
20.2
22.05
22.32
23.25
24.17
21.03
18.12
30.88
31.96
23.2
32.74
30.42
30.87
29.14
32.01
33.04
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
396
427
429
349
670
766
667
806
740
1,448
1,216
812
1,218
2,084
3,148
2,027
2,133
LT Debt
1,066
1,210
1,402
1,774
2,021
2,096
2,572
4,409
4,608
4,883
4,959
5,150
5,653
6,050
6,302
6,759
6,839
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.08
7.65
8.45
7.68
7.58
7.77
7.32
5.65
8.29
8.17
5.77
8.02
8.14
8.3
7.5
8.65
9.04
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,055
1,000
1,900
LT Borrowings
2,027
2,135
2,133
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
357
356
356
Market Capitalization
6,110
5,947
6,786

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5,683
5,910
5,558
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1,055
1,000
1,900
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.82%
6.41%
7.25%
Free Cash Flow
68.27%
129.64%
-25.25%
Net Income, GAAP
16.64%
15.58%
21.51%
Sales/Revenue/Turnover
10.82%
7.6%
10.59%
Total Cash Common Dividend
- -
2.15%
1.75%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
407
404
412
373
1,596
2025
411
439
457
458
1,765
2026
450
463
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.32
0.34
0.3
0.3
1.27
2025
0.32
0.36
0.41
0.47
1.57
2026
0.38
0.42
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.13
0.12
0.12
0.12
0.49
2025
0.12
0.12
0.12
0.12
0.48
2026
0.12
0.13
- -
- -
- -
Business
F.N.B. Corporation is a diversified financial services company headquartered in Pittsburgh, Pennsylvania, operating primarily through its largest subsidiary, First National Bank. The company offers a comprehensive range of commercial banking, consumer banking, wealth management, and insurance solutions. Its commercial banking segment includes corporate banking, small business banking, investment real estate financing, government banking, international banking, business credit, capital markets, and lease financing. The consumer banking segment provides deposit products, mortgage lending, consumer lending, and a full suite of mobile and online banking services. Wealth management services encompass financial planning, investment management, trust and estate services, and insurance offerings. FNB operates an extensive branch network with approximately 380 branches and 1,600 ATMs across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Virginia, and the District of Columbia. Recent major company developments include the strategic acquisition of Pittsburgh-based boutique investment bank Raptor Partners LLC, enhancing FNB's capital markets capabilities and expanding its advisory services to middle-market and corporate clients. The acquisition aligns with FNB's growth strategy to diversify revenue streams and strengthen its capital markets division following a record revenue year with significant net interest income and non-interest income growth. The company has announced plans to expand its branch network by nearly 30 new branches over the next five years, primarily in North Carolina, South Carolina, and the Mid-Atlantic region, featuring modern designs and advanced banking technology such as the AI-enabled eStore platform and video chat-enabled ATMs. FNB continues to invest heavily in digital transformation and technology to streamline customer experience and improve operational efficiency. The company is recognized as one of America’s most admired workplaces and has received numerous accolades for innovation and trust. Founded in 1864, F.N.B. Corporation leverages a customer-centric approach and prudent risk management practices to maintain long-term financial stability. Its diversified business model, strong regional presence, and ongoing technology investments position it as a competitive player in the financial services industry across its geographic footprint in the eastern and mid-Atlantic United States. Its recent focus on enhancing capital markets services and physical expansion in high-growth markets underscores its strategic evolution and commitment to broadening its product and service offerings. F.N.B. Corporation's corporate strategy emphasizes growth through acquisitions, technology-driven innovation, and deepening client relationships across commercial and consumer segments, with significant operational presence in key regional markets.

Company News

  • F.N.B. Corporation Doesn't Need A Downgrade As Earnings Near

  • Seeking Clues to F.N.B. (FNB) Q3 Earnings?

  • FNB Introduces Brent Gore as Raleigh-Durham Regional President

  • F.N.B. (FNB) Earnings Expected to Grow: Should You Buy?

  • FNB Earnings Are Imminent; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call

  • Provident Financial Services (NYSE:PFS) & F.N.B. (NYSE:FNB) Financial Review

  • F.N.B. (FNB) is a Top-Ranked Value Stock: Should You Buy?

  • FNB Receives Multiple Awards for Workplace Culture and Financial Performance

  • FNB Receives Multiple Awards for Workplace Culture and Financial Performance

  • F.N.B. Corporation Schedules Third Quarter 2026 Earnings Report and Conference Call

  • F.N.B. Corporation Schedules Third Quarter 2026 Earnings Report and Conference Call

  • Can F.N.B. Corp Sustain the Momentum in Its Top-Line in 2026?

  • Can FNB's Family Wealth Expansion Accelerate Fee Income Growth?

  • F.N.B. Corporation Enhances Offering for Ultra-High-Net-Worth Clients and Business Owners with Investment in Family Wealth Advisory Services

  • F.N.B. Corporation Declares Cash Dividend of $0.13 on Common Stock

  • F.N.B. Corporation (FNB) Q2 2026 Earnings Call Transcript

  • FNB Q2 Earnings Meet Estimates, Revenues Rise Y/Y to Record Levels

  • F.N.B. Q2 Earnings Call Highlights

  • F.N.B. Corp. Continues Its Steady, Reliable Performance In Q2 Earnings

  • F.N.B. (FNB) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates