F.N.B. Corporation

F.N.B. Corporation

FNB
F.N.B. CorporationUS flagNew York Stock Exchange
19.09
USD
+0.34
- -
6.80BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3.63
3.7
3.79
3.94
3.62
3.74
3.74
3.81
3.87
4.12
4.35
4.41
4.9
3.8
Basic EPS, GAAP
0.81
0.81
0.87
0.79
0.63
1.13
1.17
0.86
1.24
1.23
1.32
1.27
1.57
1.27
Free Cash Flow per Basic Share
2.28
2.55
1.23
1.13
0.73
1.78
0.66
0.22
1.48
3.2
0.93
1.39
1.04
1.06
Dividend per Share
0.49
0.53
0.53
0.53
0.5
0.51
0.51
0.51
0.51
0.51
0.5
0.49
0.48
0.36
Book Value per Share
0.85
1.06
1.41
1.49
1.22
1.79
2.47
2.7
3.48
3.92
4.63
5.41
6.52
- -
Tangible Book Value per Share
5.88
6.18
6.37
6.69
6.46
6.71
7.55
7.85
8.56
8.5
9.4
10.43
11.78
- -
Basic Weighted Avg Shares
145
168
174
206
303
323
324
323
320
350
361
362
360
360
Sales/Revenue/Turnover
528
620
661
813
1,098
1,208
1,211
1,233
1,237
1,443
1,571
1,596
1,765
1,365
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
31
40
44
61
89
109
45
-3
10
73
78
67
77
63
Net Income, GAAP
118
144
160
171
199
373
387
286
405
439
485
465
565
455
Effective Tax Rate (%)
27.53
30.3
30.48
30.49
44.1
17.48
17.83
16.62
19.48
20.61
16.95
16.22
15.55
13.99
Profit Margin (%)
22.32
23.25
24.17
21.03
18.12
30.88
31.96
23.2
32.74
30.42
30.87
29.14
32.01
33.33
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
349
670
766
667
806
740
1,448
1,216
812
1,218
2,084
3,148
2,027
- -
Total Equity
1,774
2,021
2,096
2,572
4,409
4,608
4,883
4,959
5,150
5,653
6,050
6,302
6,759
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
117.7
90.06
71.71
59.11
56.38
76.84
54.93
33.23
40
34.66
31.31
25.3
26.26
43.01

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,055
1,000
- -
LT Borrowings
2,027
2,135
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
357
356
- -
Market Capitalization
6,202
6,049
6,861

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
5,683
5,910
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1,055
1,000
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.82%
6.41%
7.25%
Free Cash Flow
68.27%
129.64%
-25.25%
Net Income, GAAP
16.64%
15.58%
21.51%
Sales/Revenue/Turnover
10.82%
7.6%
10.59%
Total Cash Common Dividend
- -
2.15%
1.75%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
407
404
412
373
1,596
2025
411
439
457
458
1,765
2026
450
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.32
0.34
0.3
0.3
1.27
2025
0.32
0.36
0.41
0.47
1.57
2026
0.38
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.13
0.12
0.12
0.12
0.49
2025
0.12
0.12
0.12
0.12
0.48
2026
0.12
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Vincent J. Delie Jr.
Full Time Employees
4,104
Sector
Financial Services
Industry
Banks - Regional
Address
One North Shore Center Pittsburgh PA United States of America 15212
IPO Date
Sep 2, 1986
Business
F.N.B. Corporation is a diversified financial services company headquartered in Pittsburgh, Pennsylvania, operating primarily through its largest subsidiary, First National Bank. The company offers a comprehensive range of commercial banking, consumer banking, wealth management, and insurance solutions. Its commercial banking segment includes corporate banking, small business banking, investment real estate financing, government banking, international banking, business credit, capital markets, and lease financing. The consumer banking segment provides deposit products, mortgage lending, consumer lending, and a full suite of mobile and online banking services. Wealth management services encompass financial planning, investment management, trust and estate services, and insurance offerings. FNB operates an extensive branch network with approximately 380 branches and 1,600 ATMs across Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Virginia, and the District of Columbia. Recent major company developments include the strategic acquisition of Pittsburgh-based boutique investment bank Raptor Partners LLC, enhancing FNB's capital markets capabilities and expanding its advisory services to middle-market and corporate clients. The acquisition aligns with FNB's growth strategy to diversify revenue streams and strengthen its capital markets division following a record revenue year with significant net interest income and non-interest income growth. The company has announced plans to expand its branch network by nearly 30 new branches over the next five years, primarily in North Carolina, South Carolina, and the Mid-Atlantic region, featuring modern designs and advanced banking technology such as the AI-enabled eStore platform and video chat-enabled ATMs. FNB continues to invest heavily in digital transformation and technology to streamline customer experience and improve operational efficiency. The company is recognized as one of America’s most admired workplaces and has received numerous accolades for innovation and trust. Founded in 1864, F.N.B. Corporation leverages a customer-centric approach and prudent risk management practices to maintain long-term financial stability. Its diversified business model, strong regional presence, and ongoing technology investments position it as a competitive player in the financial services industry across its geographic footprint in the eastern and mid-Atlantic United States. Its recent focus on enhancing capital markets services and physical expansion in high-growth markets underscores its strategic evolution and commitment to broadening its product and service offerings. F.N.B. Corporation's corporate strategy emphasizes growth through acquisitions, technology-driven innovation, and deepening client relationships across commercial and consumer segments, with significant operational presence in key regional markets.

Company News

APIChatGPT
  • F.N.B. Corporation (FNB) Q2 2026 Earnings Call Transcript

  • FNB Q2 Earnings Meet Estimates, Revenues Rise Y/Y to Record Levels

  • F.N.B. Q2 Earnings Call Highlights

  • F.N.B. Corp. Continues Its Steady, Reliable Performance In Q2 Earnings

  • F.N.B. (FNB) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

  • F.N.B. (FNB) Matches Q2 Earnings Estimates

  • F.N.B. Corporation Reports Second Quarter 2026 Earnings

  • FNB Gears Up For Q2 Print; Here Are The Recent Forecast Changes From Wall Street's Most Accurate Analysts

  • Countdown to F.N.B. (FNB) Q2 Earnings: Wall Street Forecasts for Key Metrics

  • Bank Mergers Just Hit a 7-Year High. Here Are the Regional Banks Most Likely to Make a Deal.

  • F.N.B. Corporation Schedules Second Quarter 2026 Earnings Report and Conference Call

  • FNB Earns Continued Recognition for Workplace Excellence

  • FNB Earns Continued Recognition for Workplace Excellence

  • FNB Recognized for Sustained Growth and Strong Performance

  • FNB CEO Vincent Delie Earns Additional Prestigious National Honors for Business Excellence and Values-Driven Leadership

  • FNB CEO Vincent Delie Earns Additional Prestigious National Honors for Business Excellence and Values-Driven Leadership

  • FNB Invests in Future Talent, Welcomes Summer Bank Internship Cohort

  • FNB Partners with Pittsburgh International Airport to Bring New Financial Services to Travelers

  • F.N.B. Corp Gains 26.9% in a Year: Should You Buy the Stock Now?

  • FNB Builds on Record of Workplace Excellence with Additional Awards