First Community Corporation

First Community Corporation

26.80
EUR
+0.20
(+0.75%)
2.35EPS
11.07P/E
248.15MMarket Cap
Jan 20Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.91
4.85
5.16
5.3
5.56
5.82
6.13
6.72
7.34
7.33
7.2
8.03
9.57
9.61
Basic EPS, GAAP
0.78
0.78
0.93
1.01
0.85
1.48
1.46
1.36
2.06
1.94
1.56
1.83
2.51
2.73
Free Cash Flow per Basic Share
2.45
1.34
1.8
0.59
2.23
2.44
0.27
-2.44
7.62
2.78
1.58
1.38
2.29
0.78
Dividend per Share
0.22
0.23
0.28
0.32
0.36
0.4
0.44
0.48
0.48
0.52
0.56
0.58
0.62
0.64
Book Value per Share
9.93
11.18
11.81
12.2
13.93
14.73
16.16
18.18
18.68
15.62
17.23
18.9
21.78
24.25
Tangible Book Value per Share
9.83
10.15
10.84
11.28
11.66
12.55
13.99
16.08
16.62
13.59
15.23
16.93
19.84
20.84
Basic Weighted Avg Shares
5
7
7
7
7
8
8
7
7
8
8
8
8
8
Sales/Revenue/Turnover
26
32
34
35
38
44
46
50
55
55
55
61
73
82
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
2
2
2
2
2
2
2
2
2
2
2
2
Net Income, GAAP
4
5
6
7
6
11
11
10
15
15
12
14
19
23
Effective Tax Rate (%)
21.8
27.9
27.09
24.49
36.41
19.35
20.67
19.82
21.29
20.63
21.26
21.47
22.74
19.37
Profit Margin (%)
15.95
16.14
18.12
19.06
15.28
25.47
23.83
20.19
28.11
26.48
21.72
22.82
26.18
28.35
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
59
44
40
39
29
15
18
18
18
18
18
18
17
17
Total Equity
53
75
79
82
106
112
120
136
141
118
131
144
168
228
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.8
4.45
5.16
5.58
4.55
8.55
8.24
6.89
9.87
8.47
5.57
6.95
11.07
11.46
Return on Common Equity (%)
7.74
8.05
7.98
8.31
6.2
10.29
9.43
7.87
11.15
11.27
9.5
10.13
12.31
12.06

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
15
15
15
LT Finance Leases
2
3
2
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8
9
9
Market Capitalization
208
248
284

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
179
223
165
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.37%
4.86%
15.96%
Free Cash Flow
-130.15%
-93.22%
66.99%
Net Income, GAAP
16.3%
16.82%
37.62%
Sales/Revenue/Turnover
8.24%
8.24%
19.96%
Total Cash Common Dividend
10.16%
5.91%
7.59%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
14
15
16
16
61
2025
17
18
19
18
73
2026
22
23
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.34
0.43
0.51
0.55
1.83
2025
0.52
0.68
0.68
0.63
2.51
2026
0.6
0.81
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.14
0.14
0.15
0.15
0.58
2025
0.15
0.15
0.16
0.16
0.62
2026
0.16
0.16
- -
- -
- -

Company Description

CEO
Michael C. Crapps
Full Time Employees
275
Sector
Finance
Industry
Regional banks
Address
5455 Sunset Boulevard Lexington SC United States 29072
IPO Date
Jun 30, 1998
Business
First Community Corporation (NASDAQ: FCCO) operates as the holding company for First Community Bank, a community-based institution that provides commercial and retail banking products and services to small- and medium-sized businesses, professionals, and individuals in South Carolina and northeast Georgia. The company operates through Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit segments; deposit products include checking, NOW, savings, individual retirement, and time deposit accounts such as money market accounts and certificates of deposit; loan products comprise commercial real estate, construction and acquisition, business, agricultural, fixed- and variable-rate residential mortgages, and consumer loans for automobiles, home improvements, education, and personal investments; additional services encompass online and cash management banking, safe deposit boxes, direct deposits, automatic drafts, non-deposit investment brokerage, credit cards, insurance, and investment advisory through First Community Financial Consultants. First Community Corporation maintains 22 full-service banking offices across the Midlands, Upstate, Aiken, and Piedmont regions of South Carolina and the Augusta region of Georgia. Incorporated in 1994 and headquartered at 5455 Sunset Boulevard in Lexington, South Carolina, the company in July 2025 agreed to acquire Signature Bank of Georgia in an all-stock transaction valued at approximately $41.6 million to expand into the Atlanta-Sandy Springs-Roswell metropolitan statistical area.

Company News

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