Amalgamated Financial Corp.

Amalgamated Financial Corp.

39.60
EUR
-3.00
(-7.04%)
3.41EPS
11.85P/E
1.22BMarket Cap
Jan 28Next Earn
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.71
5.86
6.17
6.85
6.51
8.65
9.35
10.35
10.9
12.52
Basic EPS, GAAP
0.19
1.47
1.49
1.48
1.7
2.64
2.88
3.48
3.44
3.93
Free Cash Flow per Basic Share
0.69
0.97
2.61
2.06
2.19
4.73
3.79
4
4.43
5.08
Dividend per Share
0.01
0.06
0.26
0.32
0.32
0.36
0.4
0.47
0.57
0.65
Book Value per Share
10.61
13.82
15.56
17.25
18.11
16.57
19.23
23.07
26.64
27.93
Tangible Book Value per Share
10.61
13.16
14.93
16.66
17.56
16.05
18.74
22.6
26.18
27.47
Basic Weighted Avg Shares
32
30
32
31
31
31
31
31
30
29
Sales/Revenue/Turnover
149
178
196
213
203
267
286
316
330
361
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5
5
6
8
5
10
6
5
7
7
Net Income, GAAP
6
45
47
46
53
81
88
106
104
113
Effective Tax Rate (%)
69.03
11.26
26.45
25.43
25.15
24.67
29.47
26.89
25.48
24.71
Profit Margin (%)
4.09
25.08
24.1
21.66
26.14
30.57
30.79
33.63
31.61
31.42
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
403
93
137
53
132
698
336
334
82
79
Total Equity
344
439
491
536
564
509
585
708
794
835
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
6.98
8.14
7.59
8.24
8.56
8.27
10.85
10.89
12.9
Return on Common Equity (%)
- -
11.5
10.15
9
9.63
15.19
16.08
16.46
13.91
14.28

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
70
70
70
LT Finance Leases
12
12
9
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
30
30
30
Market Capitalization
974
1,153
1,394

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
925
1,173
919
Accounts Receivable, Net
65
56
64
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
8.73%
12.27%
Free Cash Flow
- -
23%
9.91%
Net Income, GAAP
- -
19.12%
-1.87%
Sales/Revenue/Turnover
- -
9.8%
4.42%
Total Cash Common Dividend
- -
11.76%
20.86%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
76
80
82
78
316
2025
79
81
85
85
330
2026
93
98
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.89
0.88
0.91
0.8
3.48
2025
0.82
0.85
0.89
1.05
3.44
2026
0.85
1.16
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.1
0.12
0.12
0.12
0.47
2025
0.14
0.15
0.14
0.16
0.57
2026
0.18
0.17
- -
- -
- -

Company Description

CEO
Priscilla Sims Brown
Full Time Employees
450
Sector
Finance
Industry
Regional banks
Address
275 Seventh Avenue New York NY United States 10001
IPO Date
Jun 6, 2018
Business
Amalgamated Financial Corp. (Nasdaq: AMAL) operates as the bank holding company for Amalgamated Bank, a mission-driven full-service commercial bank that provides commercial and retail banking products including non-interest-bearing accounts, interest-bearing demand deposits, savings accounts, money market accounts such as Hard Working Money Market Account, NOW accounts, time deposits, and certificates of deposit including 7-Month Certificate of Deposit; residential real estate mortgages, commercial and industrial loans, commercial real estate loans, multifamily mortgages, consumer solar loans, and other consumer loans; trust, custody, and investment management services encompassing asset safekeeping, corporate actions, income collections, proxy services, and investment products like index and actively-managed equity, fixed-income, real estate, and alternative funds; as well as online banking, bill payment, cash management, debit and ATM cards, safe deposit boxes, and digital wallet services including Zelle. Founded in 1923 and headquartered at 275 Seventh Avenue in New York with branches in New York City, Washington D.C., San Francisco, and Boston, the bank serves labor unions, philanthropies, political campaigns, advocacy groups, nonprofits, socially responsible corporations, and middle-market companies nationwide, emphasizing impact investing as the largest U.S. B Corp bank and a member of the Global Alliance for Banking Values. Recent developments include a $250 million capital commitment to the FASTPACE platform for nationwide C-PACE lending in commercial real estate; $25 million financing to Redball Energy for rooftop solar in underserved communities; $15 million participation in nearly $1 billion financing for Greenbacker's 674 MWdc Cider solar farm, New York's largest; $22 million loan to GS Power Partners for 25.5 MWdc community solar projects; first adjustable-rate C-PACE transaction in Oklahoma County and retroactive C-PACE deals for projects like solar roofing in New Bedford and Nashville retail revitalization; a new $40 million Class A common stock repurchase authorization replacing a prior plan with $18.7 million remaining; a 17% quarterly dividend increase to $0.02 per share; and board additions of Steven S. SaLoutos and Tony Wells.

Company News

  • Amalgamated Financial (AMAL) Q3 Earnings and Revenues Top Estimates

  • Amalgamated Financial Corp. Reports Third Quarter 2026 Financial Results; Record Earnings and Profitability | 3.77% Margin

  • Amalgamated Financial Corp. Declares Regular Quarterly Dividend

  • Amalgamated Financial (AMAL) Earnings Expected to Grow: Should You Buy?

  • Amalgamated Financial Corp. Announces Third Quarter 2026 Earnings Conference Call

  • Is Amalgamated Financial (AMAL) Stock Outpacing Its Finance Peers This Year?

  • Insider Selling: Amalgamated Financial (NASDAQ:AMAL) EVP Sells $158,243.50 in Stock

  • States Regional Joint Western Sells 234,128 Shares of Amalgamated Financial (NASDAQ:AMAL) Stock

  • United Workers Sells 228,284 Shares of Amalgamated Financial (NASDAQ:AMAL) Stock

  • United Workers Sells 234,128 Shares of Amalgamated Financial (NASDAQ:AMAL) Stock

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  • CFO Sells Nearly 20,000 Shares of Regional Bank for More Than $960,000

  • Amalgamated Financial (NASDAQ:AMAL) CFO Sells $961,759.50 in Stock

  • States Regional Joint Western Sells 79,649 Shares of Amalgamated Financial (NASDAQ:AMAL) Stock

  • United Workers Sells 79,649 Shares of Amalgamated Financial (NASDAQ:AMAL) Stock

  • Bank of New York Mellon Corp Takes $6.93 Million Position in Amalgamated Financial Corp. $AMAL

  • What Makes Amalgamated Financial (AMAL) a New Buy Stock

  • BlackRock Inc. Buys New Holdings in Amalgamated Financial Corp. $AMAL

  • Implied Volatility Surging for Amalgamated Financial Stock Options

  • Dividend Champion, Contender, And Challenger Highlights: Week August 16