- CEO
- Masahiro Minami
- Full Time Employees
- 20,813
- Sector
- Finance
- Industry
- Regional banks
- Address
- Fukagawa Gatharia W2 Building Tokyo TY Japan 135-8582
- IPO Date
- Dec 11, 2001
- Business
- Resona Holdings, Inc. is a Japan-based financial holding company primarily engaged in the provision of retail and commercial banking products and services through its subsidiaries. Its main offerings include retail banking products such as personal loans, asset management consulting, inheritance and succession planning for individual customers; corporate banking services including corporate lending, trust asset management, real estate operations, corporate pensions, and business support; and market trading activities that cover bond purchase and sale, derivatives trading, foreign exchange services, and investment trusts. The company also provides credit card services, venture capital investments, and integrated financial services via entities such as Resona Bank, Resona Leasing, and Kansai Mirai Financial Group, operating largely within Japan but with some international reach through subsidiaries like Resona Merchant Bank Asia Ltd. Founded in 2001 and headquartered in Tokyo, Japan, Resona Holdings focuses heavily on enhancing customer value through digital transformation and business process reforms.
In recent years, Resona Holdings has undergone significant strategic initiatives including the acquisition of additional stakes in partner companies and expansion through mergers such as the unification of its leasing subsidiaries into Resona Leasing Co., Ltd. in April 2024. It strengthened its fintech and digital capabilities by deepening its capital and business alliance with Digital Garage, Inc., aiming to accelerate growth in next-generation financial and digital transformation services. The company continues to prioritize IT investments to improve operational efficiency and customer experiences while focusing on sustainability transformation and corporate governance enhancements. These changes reflect Resona Holdings’ medium-term management plan targeting profitability improvement, growth leveraging its extensive retail customer base, and the integration of digital and face-to-face advisory services for over 16 million individual and 500,000 corporate customers across Japan. The group's commitment to these strategic reforms aligns with its goal to secure a leading position in Japan's regional banking sector and related financial services landscape.