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United Bankers Oyj Class A

United Bankers Oyj Class A

23.80
EUR
-0.30
(-1.24%)
226.86MMarket Cap
Mar 03Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.61
2.38
2.57
2.06
2.46
2.71
2.78
2.84
3.69
4.1
4.28
5.11
4.72
- -
Basic EPS, GAAP
0.23
0.41
0.48
0.03
0.3
0.46
0.44
0.6
1
1.19
1.24
1.66
1.18
- -
Free Cash Flow per Basic Share
0.23
0.58
0.53
-0.08
0.52
0.46
0.59
0.74
1.12
0.75
0.91
2.64
0.58
- -
Dividend per Share
0.2
0.46
0.28
0.46
0.2
0.32
0.4
0.43
0.51
0.79
0.9
1
1.1
- -
Book Value per Share
0.96
2.05
2.24
1.91
2.37
3.16
3.55
3.73
4.19
4.49
4.75
5.6
5.64
5.3
Tangible Book Value per Share
0.95
1.95
2.06
1.15
1.22
1.08
1.66
1.84
2.28
2.54
2.74
3.57
3.71
2.04
Basic Weighted Avg Shares
6
6
8
8
8
9
10
10
10
11
11
11
11
11
Sales/Revenue/Turnover
10
15
19
16
19
26
28
30
38
43
46
55
51
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
1
2
2
2
2
2
2
2
3
3
- -
Net Income, GAAP
1
3
4
- -
2
4
4
6
10
13
13
18
13
- -
Effective Tax Rate (%)
26.04
19.8
20.94
37.07
24.76
21.57
25.55
21.87
21.71
22.02
18.44
21.14
21.13
- -
Profit Margin (%)
14.44
17.37
18.6
1.61
12.32
16.88
15.88
21.06
26.94
28.99
28.88
32.52
25.12
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
2
1
1
3
2
2
1
3
- -
Total Equity
6
16
18
15
20
30
37
39
44
48
52
62
62
59
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
26.21
17.72
12.02
-2.62
11.23
17.03
12.51
15.12
21.75
25.06
24.56
30.36
19.95
- -
Return on Common Equity (%)
26.61
23.83
22.26
1.6
13.64
17.33
13.13
16.45
25.14
27.5
26.89
32.13
21.1
- -

Capital Structure

EUR

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
11
11
11
Market Capitalization
185
204
227

Working Capital

EUR

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
14.24%
9.74%
0.33%
Free Cash Flow
-66.15%
31.76%
-77.99%
Net Income, GAAP
96.08%
20.12%
-28.33%
Sales/Revenue/Turnover
11.41%
12.41%
-7.21%
Total Cash Common Dividend
26.95%
22.82%
10.6%

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
55
2025
- -
- -
51
2026
- -
- -
- -

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
1.66
2025
- -
- -
1.18
2026
- -
- -
- -

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
1
2025
- -
- -
1.1
2026
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
John Ojanperä
Full Time Employees
165
Sector
Finance
Industry
Investment banks/Brokers
Address
Aleksanterinkatu 21 A Helsinki UU Finland 00100
IPO Date
Nov 24, 2014
Website
unitedbankers.fi
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Business
United Bankers Oyj is a Finnish asset management and investment services company founded in 1986 and headquartered in Helsinki. It operates as a financial services group specializing in wealth management, fund management, investment banking, securities brokerage, and advisory services. The company offers a comprehensive portfolio of products including private equity funds, structured investment loans, corporate loans, real asset investment solutions focused on forest, real estate, infrastructure, and renewable energy sectors, as well as capital markets services. United Bankers manages assets through subsidiaries such as UB Omaisuudenhoito Oy (asset management), UB Rahastoyhtiö Oy (fund management), UB Securities Oy (brokerage), UB Capital Oy (investment banking), UB Nordic Forest Management Oy (forest investments), and UB Real Asset Management Oy (real estate investments). In the last 1-2 years, United Bankers has significantly invested in renewing IT systems and digital services to enhance operational efficiency and client experience. The company successfully launched a new housing fund, UB Asuntorahasto I Ky, in early 2025 aimed at professional investors, raising approximately EUR 26 million in capital and acquiring investment targets in the real estate market. Despite challenges in the real estate fund market, United Bankers has maintained openness of its real estate funds and capitalized on favorable investment conditions. The group experienced growth in assets under management, reaching approximately EUR 4.9 billion as of mid-2025. Operationally, the firm continues to focus on developing discretionary asset management services, rationalizing processes, and expanding internationally, particularly in Finland and Sweden. United Bankers has also executed equity buyback programs in 2024 and 2025 as part of capital management initiatives. United Bankers serves professional investors and institutional clients primarily in Nordic countries, leveraging its expertise in alternative investments and real assets. Its strategic focus includes strengthening product quality, expanding market presence, and optimizing profitability through digital transformation and targeted recruitment of asset management professionals. The company’s diversified financial solutions and investment strategies reflect a comprehensive approach to portfolio management, capital markets, and real asset investments across its geographic operations.