SBI Insurance Group Co., Ltd.

SBI Insurance Group Co., Ltd.

11.30
EUR
+0.20
(+1.80%)
253.17MMarket Cap
Nov 11Next Earn
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
- -
3,262.02
3,099.21
2,946.37
3,482.69
3,505.26
3,776.85
4,319.01
4,710.6
5,581.16
- -
Basic EPS, GAAP
-0.35
38.47
40.78
14.39
30.74
35.9
49.96
58.45
80.12
116.04
- -
Free Cash Flow per Basic Share
- -
-533.62
-47.48
-243.32
177.07
104.31
114.62
236.98
221.42
323.58
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
10
17.97
22.97
- -
Book Value per Share
1,337.87
1,354.96
1,680.02
1,671.89
1,760.44
1,731.32
1,561.62
1,606.9
1,708.43
1,932.28
- -
Tangible Book Value per Share
1,220.57
1,226.18
1,521.44
1,347.76
1,423.71
1,400.34
1,227.9
1,303.44
1,419.08
1,605.82
- -
Basic Weighted Avg Shares
23
19
21
23
25
25
25
25
25
25
12
Sales/Revenue/Turnover
- -
61,393
64,680
68,574
86,442
87,002
93,743
107,144
116,883
138,519
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
889
969
1,358
1,590
1,771
2,004
2,065
1,983
1,994
- -
Net Income, GAAP
-8
724
851
335
763
891
1,240
1,450
1,988
2,880
- -
Effective Tax Rate (%)
- -
13.88
37.6
- -
54.9
58.65
32.3
27.81
3.15
32.84
- -
Profit Margin (%)
- -
1.18
1.32
0.49
0.88
1.02
1.32
1.35
1.7
2.08
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Total Equity
30,648
31,040
38,450
41,590
43,794
43,073
38,863
39,994
42,521
48,087
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
2.35
2.45
- -
1.79
2.04
3.02
3.66
4.85
6.42
- -
Return on Common Equity (%)
- -
2.36
2.46
0.84
1.79
2.06
3.03
3.69
4.83
6.37
- -

Capital Structure

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
25
25
25
Market Capitalization
36,823
46,438
49,786

Working Capital

JPY

•

in mil. unless spec.
Sep'26
Mar'26
Jun'27
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
31,636
33,583
- -
Accounts Receivable, Net
10,632
12,003
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
2.18%
13.09%
Free Cash Flow
- -
23.01%
46.18%
Net Income, GAAP
- -
30.97%
44.87%
Sales/Revenue/Turnover
- -
10.06%
18.51%
Total Cash Common Dividend
- -
- -
27.8%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
116,883
2026
- -
- -
- -
- -
138,519
2027
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
80.12
2026
- -
- -
- -
- -
116.04
2027
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
- -
17.97
2026
- -
- -
- -
- -
22.97
2027
- -
- -
- -
- -
- -

Company Description

CEO
Tatsuyoshi Otobe
Full Time Employees
1,030
Sector
Finance
Industry
Multi-line insurance
Address
Izumi Garden Tower Minato-Ku TY Japan 106-6016
IPO Date
Sep 27, 2018
Business
SBI Insurance Group Co., Ltd. SBI Insurance Group Co., Ltd. (7326:TYO) is a Japan-based insurance holding company that oversees subsidiaries engaged in non-life insurance, life insurance, and small-amount short-term insurance businesses. The company operates through key subsidiaries including SBI Insurance, which provides automobile, cancer, and fire insurance; SBI Life Insurance, offering group credit life, group credit disability, term, disability, and whole life medical insurance; and small short-term insurers such as SBI IKIIKI SSI, SBI Nihon SSI, SBI Resta SSI, SBI PRISM SSI, SBI JOGUCHI SAFETY SSI, and SBI Pet SSI, which offer death, medical, pet, vehicle, long-term care, and earthquake compensation insurance. These entities market products efficiently via cross-selling and leverage SBI Group's customer base, utilizing fintech, big data, and AI for customer-friendly services; the group primarily serves the Japanese market from its headquarters at Izumi Garden Tower in Roppongi, Minato-ku, Tokyo, where it was established on December 19, 2016. Recent developments include SBI Insurance's launch of a real-amount compensation cancer insurance product in partnership with Tomato Bank on November 18, 2025, SBI Insurance receiving the highest three-star rating in HDI's public evaluation survey for the eighth consecutive year on November 14, 2025, and SBI IKIIKI SSI earning an excellence award in the Miyazaki prefectural telephone response contest; additionally, SBI Insurance partnered with Oita Trinita soccer club and Oita East Police Station for a family brain-training and traffic safety event on October 21, 2025.