1. China Stocks

  2. •

    Finance

  3. •

    Multi-line insurance
People's Insurance Co. (Group) of China Ltd. Class A

People's Insurance Co. (Group) of China Ltd. Class A

0.60
EUR
+0.00
(-0.83%)
38.87BMarket Cap
Oct 30Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.14
4.79
5.54
6.05
6.59
6.78
7.22
7.6
7.77
6.23
6.96
7.86
8.49
- -
Basic EPS, GAAP
0.11
0.18
0.27
0.19
0.22
0.18
0.29
0.26
0.28
0.33
0.29
0.55
0.61
- -
Free Cash Flow per Basic Share
0.74
-0.01
0.28
0.33
-0.01
-0.23
0.48
0.42
0.95
0.85
0.88
1.15
1.56
- -
Dividend per Share
0.02
0.02
0.02
0.03
0.04
0.04
0.05
0.13
0.12
0.18
0.15
0.16
0.17
- -
Book Value per Share
0.98
1.27
1.59
1.72
1.88
2.01
2.41
2.66
2.81
2.92
3.19
3.53
4.06
4.47
Tangible Book Value per Share
0.97
1.26
1.57
1.71
1.86
1.98
2.37
2.62
2.69
2.81
3.14
3.48
4.01
4.43
Basic Weighted Avg Shares
73,113
73,113
73,113
73,113
73,113
73,371
76,215
76,215
76,215
76,215
76,215
76,215
76,215
4,886
Sales/Revenue/Turnover
302,954
350,077
404,971
442,318
481,778
497,156
549,908
579,074
592,015
475,090
530,208
599,402
647,166
- -
Operating Margin (%)
4.19
5.02
6.79
3.38
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,247
2,813
2,436
2,287
2,255
2,646
4,091
4,449
4,766
5,192
5,056
5,001
5,108
- -
Net Income, GAAP
8,121
13,109
19,542
14,245
16,099
12,912
22,135
20,036
21,476
25,369
22,322
42,151
46,207
- -
Effective Tax Rate (%)
23.07
20.09
18.56
18.32
25.23
30.83
- -
10.68
14.66
16.95
8.18
17.98
15.55
- -
Profit Margin (%)
2.68
3.74
4.83
3.22
3.34
2.6
4.03
3.46
3.63
5.34
4.21
7.03
7.14
- -
Working Capital
41,997
27,446
41,614
40,734
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
47,333
48,601
40,190
46,084
49,801
57,732
51,831
60,344
46,797
44,860
40,074
51,939
43,279
43,948
Total Equity
94,801
125,577
157,195
170,994
186,881
206,301
247,300
273,556
290,858
303,004
332,903
367,421
420,466
462,733
Return on Invested Capital (%)
7.2
8.37
11.36
5.57
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
6.47
7.3
8.16
5.48
5.87
4.65
- -
5.35
5.15
6.03
4.71
7.6
7.41
- -
Return on Common Equity (%)
11.86
15.97
18.73
11.76
12.21
8.89
13.16
10.38
10.31
11.61
9.58
16.46
15.99
- -

Capital Structure

CNY

•

in mil. unless spec.
Sep'25
Dec'25
Jun'26
ST Debt
- -
705
- -
LT Borrowings
- -
42,103
41,857
LT Finance Leases
- -
1,176
2,091
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
76,215
76,215
76,215
Market Capitalization
461,663
451,040
301,284

Working Capital

CNY

•

in mil. unless spec.
Sep'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
800,660
846,570
Accounts Receivable, Net
- -
4,582
4,549
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
705
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
10.41%
9.04%
14.44%
Free Cash Flow
235.7%
37.4%
34.89%
Net Income, GAAP
13.98%
22.35%
9.62%
Sales/Revenue/Turnover
5.23%
3.02%
7.97%
Total Cash Common Dividend
28.99%
7.89%
12.09%

Quarterly Revenue

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
127,494
151,960
- -
- -
599,402
2025
- -
- -
- -
- -
647,166
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.12
2.6
- -
- -
0.55
2025
- -
- -
- -
- -
0.61
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
- -
- -
- -
0.16
2025
- -
- -
- -
- -
0.17
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Xiangqun Ding
Full Time Employees
179,898
Sector
Finance
Industry
Multi-line insurance
Address
No. 88, West Chang'an Street Beijing BE China 100031
IPO Date
Nov 26, 2012
Website
picc.com
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Business
The People's Insurance Company (Group) of China Limited (Ticker: 601319.SS) is a leading provider in the insurance sector, offering a comprehensive range of insurance products and services. Its main offerings include property and casualty insurance; life and health insurance; agricultural insurance; reinsurance services; and asset management. The company serves individual customers, enterprises, and institutional clients across China and internationally. Founded in 1949 and headquartered in Beijing, China, PICC operates through multiple subsidiaries to cover various industry segments such as personal insurance, commercial insurance, and specialty insurance lines. In recent years, PICC has focused on expanding its strategic partnerships and accelerating service innovation to enhance customer value. The company launched new digital insurance products and services supporting diversified client needs, instrumental in adapting to evolving market demands and regulatory environments. Additionally, PICC has made significant strides in integrating technology into their business operations, fostering partnerships that leverage big data and AI to improve underwriting and risk management. The company also continues to expand its asset management business as part of its broader strategic growth initiatives aimed at strengthening its financial position and competitive advantage in the insurance market. PICC operates primarily in China, with growing footprints in global markets through reinsurance and asset management activities. It targets a wide customer base spanning retail, corporate, agricultural, and government sectors. As one of China's largest insurers by premium income, its position is supported by its extensive product line, robust distribution networks, and backing from its parent, The People's Insurance Company (Group) of China. Recent developments reflect PICC’s commitment to innovation, digital transformation, and market-driven growth, maintaining its leading role in the evolving insurance industry landscape.