Globe Life Inc.

Globe Life Inc.

144.90
EUR
-5.40
(-3.59%)
13.20EPS
11.65P/E
12.06BMarket Cap
Feb 10Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
25.39
27.7
30.11
32.76
35.73
38.29
41.48
44.68
50.19
53.35
57.29
64.7
73.66
78.37
Basic EPS, GAAP
3.84
4.15
4.21
4.58
12.5
6.22
6.97
6.9
10.1
9.13
10.21
11.99
14.27
15.34
Free Cash Flow per Basic Share
8.05
6.47
8.66
11.44
12.11
10.94
12.11
13.53
13.71
14.23
15.07
14.91
15.41
15.6
Dividend per Share
0.44
0.5
0.53
0.56
0.59
0.63
0.68
0.74
0.78
0.82
0.88
0.96
1.06
1.15
Book Value per Share
28.13
36.72
33.14
38.69
54.38
48.92
67.72
84.5
86.8
40.83
47.84
63.18
75.54
79.89
Tangible Book Value per Share
24.84
33.27
29.53
34.95
50.53
44.93
63.62
80.25
81.96
35.85
42.7
57.34
69.34
73.52
Basic Weighted Avg Shares
138
131
125
120
116
113
109
106
102
98
95
89
81
79
Sales/Revenue/Turnover
3,494
3,620
3,766
3,935
4,156
4,315
4,528
4,739
5,121
5,227
5,448
5,778
5,994
6,192
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
528
543
527
550
1,454
701
761
732
1,031
894
971
1,071
1,161
1,212
Effective Tax Rate (%)
32.85
32.7
32.62
30.13
- -
18.78
18.3
18.39
19.1
18.85
18.72
19.29
19.13
18.95
Profit Margin (%)
15.12
15
14
13.97
35
16.26
16.8
15.44
20.13
17.11
17.82
18.53
19.37
19.58
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
991
992
744
1,133
1,132
1,357
1,349
1,668
1,546
1,628
1,630
2,324
2,321
2,665
Total Equity
3,776
4,697
4,056
4,567
6,231
5,415
7,294
8,771
8,643
3,950
4,487
5,306
5,975
6,156
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.92
10.88
10.32
10.81
- -
10.49
10.36
8.17
10.29
11.59
16.69
16.02
15.33
15.33
Return on Common Equity (%)
12.99
12.81
12.04
12.75
26.94
12.05
11.97
9.11
11.84
14.21
23.01
21.87
20.59
20.95

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
305
457
278
LT Borrowings
2,321
2,322
2,665
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
79
78
77
Market Capitalization
11,152
10,624
13,777

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
18,049
18,018
790
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1,400
1,454
1,432
ST Debt
305
457
278
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.96%
-2.26%
12.61%
Free Cash Flow
1.97%
-2.59%
-5.82%
Net Income, GAAP
17.67%
10.99%
8.45%
Sales/Revenue/Turnover
4.77%
4.83%
3.74%
Total Cash Common Dividend
2.57%
1.95%
0.68%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,416
1,440
1,455
1,466
5,778
2025
1,480
1,481
1,513
1,520
5,994
2026
1,560
1,600
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.71
2.83
3.45
3.04
11.99
2025
3.05
3.09
4.81
3.35
14.27
2026
3.45
3.71
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.23
0.25
0.25
0.24
0.96
2025
0.24
0.27
0.27
0.27
1.06
2026
0.27
0.33
- -
- -
- -

Company Description

CEO
Frank Martin Svoboda
Full Time Employees
3,695
Sector
Finance
Industry
Multi-line insurance
Address
7677 Henneman Way McKinney TX United States 75070
IPO Date
Dec 31, 1980
Business
Globe Life Inc. (NYSE: GL) operates as a financial services holding company that, through its subsidiaries, provides life insurance, supplemental health insurance, and annuity products to middle-income families and individuals across the United States, Canada, and New Zealand. The company offers term life, whole life, children's life, and other life insurance policies; accident, critical illness, hospital indemnity, and limited-benefit supplemental health insurance; Medicare supplement plans; and annuities, marketed via captive agents, independent brokers, direct-to-consumer channels, and worksite sales. Subsidiaries include American Income Life Insurance Company, headquartered in Waco, Texas and focused on labor unions and associations; Liberty National Life Insurance Company and Globe Life Liberty National Division, both in McKinney, Texas and targeting middle-income households; United American Insurance Company and Globe Life Insurance Company of New York, serving independent broker channels; and Globe Life Family Heritage Division, with nationwide captive and independent sales operations. Founded in 1900 with roots in Liberty National Life Insurance Company and headquartered in McKinney, Texas since 2006, Globe Life maintains over 17 million policies in force and emphasizes straightforward Yes/No applications and community involvement through initiatives like Make Tomorrow Better. Recent developments include the expansion of its term loan facility to $250 million with maturity extended to August 2027 in August 2024; announcement of a dual listing on NYSE Texas in August 2025; closure of Department of Justice and SEC investigations in July 2025; plans to relocate its corporate headquarters within McKinney, Texas in February 2025; expanded partnership with North Texas Food Bank in October 2025; a new $1.3 billion share repurchase authorization in November 2024; and ongoing share repurchases, including 840,242 shares for $113 million in Q3 2025.

Company News

  • Globe Life (GL) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

  • Globe Life (GL) Lags Q3 Earnings and Revenue Estimates

  • GLOBE LIFE INC. REPORTS THIRD QUARTER 2026 RESULTS

  • GL Gains From Premium Growth, AI Adoption and Higher Investment Income

  • Exploring Analyst Estimates for Globe Life (GL) Q3 Earnings, Beyond Revenue and EPS

  • Globe Life Inc. $GL Stock Purchased by CWA Asset Management Group LLC

  • What's in the Cards for Globe Life This Earnings Season?

  • Globe Life Inc. Announces Third Quarter 2026 Earnings Release and Conference Call

  • Head to Head Analysis: eHealth (NASDAQ:EHTH) & Globe Life (NYSE:GL)

  • Globe Life (GL) Earnings Expected to Grow: Should You Buy?

  • Globe Life Inc. Announces Third Quarter 2026 Earnings Release and Conference Call

  • Globe Life: Discounted Valuation, Growing Dividends, And Aggressive Buybacks

  • Globe Life's Health Premium Growth Strengthens 2026 Outlook

  • Globe Life (NYSE:GL) EVP Robert Edward Hensley Sells 10,000 Shares of Stock

  • State Street Corp Buys 76,745 Shares of Globe Life Inc. $GL

  • GL Outperforms Industry, Trades at a Discount: How to Play the Stock

  • Globe Life Inc. $GL Shares Purchased by Amundi

  • Nykredit A S Takes $636,000 Position in Globe Life Inc. $GL

  • Algert Global LLC Sells 34,510 Shares of Globe Life Inc. $GL

  • Bank of Nova Scotia Purchases Shares of 31,404 Globe Life Inc. $GL