First Bank

First Bank

FRBA
First BankUS flagNASDAQ Global Market
15.34
USD
-0.46
- -
385.56MMarket Cap
First Bank
FRBA
(NASDAQ Global Market)

Recent

price

15.34

P/E

ratio

- -

div

yld

- -

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.7
2.93
2.94
3.21
3.27
3.82
4.57
5
4.73
5.17
5.9
6
Revenue per Share
0.41
0.61
0.49
0.97
0.7
0.98
1.81
1.86
0.95
1.68
1.75
1.68
Basic EPS, GAAP
0.49
0.83
1.13
1.93
0.79
1.21
1.42
1.79
6.41
0.98
2.51
2.16
Free Cash Flow per Basic Share
- -
- -
0.08
0.12
0.12
0.12
0.15
0.24
0.24
0.24
0.24
0.27
Dividend per Share
5.8
6.77
7.5
7.05
7.76
8.38
10.18
11.9
12.54
12.43
14.08
14.35
Book Value per Share
7.27
8.5
10.68
9.73
10.89
11.07
12.58
13.85
14.4
14.18
15.72
15.98
Tangible Book Value per Share
9
10
14
18
19
20
20
20
22
25
25
25
Basic Weighted Avg Shares
25
31
42
58
62
76
90
97
104
130
147
150
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
2
2
2
2
3
4
4
4
Depreciation Expense
4
6
7
18
13
19
35
36
21
42
44
42
Net Income, GAAP
23.36
32.6
51.5
18.7
29.29
25.14
24.17
24.23
23.05
23.39
23.81
23.87
Effective Tax Rate (%)
15.26
20.98
16.74
30.12
21.56
25.62
39.52
37.22
20.13
32.53
29.66
28.04
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
46
86
117
115
127
191
125
121
234
277
271
256
LT Debt
69
89
163
195
226
238
267
290
371
409
444
449
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
10.24
7.89
14.96
9.72
12.35
19.35
16.81
8.24
14.38
13.16
12.35
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
336
271
256
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
25
25
25
Market Capitalization
407
411
399

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
387
400
403
Accounts Receivable, Net
15
14
15
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5
5
5
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
22.11%
13.47%
8.39%
Free Cash Flow
71.02%
82.87%
153.51%
Net Income, GAAP
39.43%
29.54%
3.35%
Sales/Revenue/Turnover
19.68%
14.36%
13.36%
Total Cash Common Dividend
- -
21.75%
-0.8%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
32
31
33
34
130
2025
34
37
38
38
147
2026
36
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.5
0.44
0.32
- -
1.68
2025
0.37
0.41
0.47
- -
1.75
2026
0.31
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.06
0.06
0.06
- -
0.24
2025
0.06
0.06
0.06
- -
0.24
2026
0.09
- -
- -
- -
- -
Business
First Bank delivers a comprehensive suite of financial products and services tailored for individuals, businesses, and public sector entities. The institution offers diverse deposit accounts, including non-interest-bearing checking, interest-bearing transaction accounts, money market options, savings vehicles, and term certificates. Its lending portfolio encompasses commercial and industrial financing, such as lines of credit and equipment loans; commercial real estate solutions for owner-occupied, investment, construction, development, and multi-family properties; residential mortgages, home equity loans, and revolving lines of credit; alongside consumer financing for auto, personal, and installment needs. Beyond traditional offerings, First Bank provides robust electronic banking capabilities, including online and mobile access, digital bill payment, telephone banking, ATM and debit cards, as well as wire and ACH transfer services. Clients also benefit from remote deposit capture, comprehensive cash management, wealth management solutions, and a specialized financing group offering asset-based lending to support entrepreneurs. The bank generated $135.18 million in revenue over the last twelve months, and reported $3.78 billion in assets as of December 31, 2024. As of July 2025, First Bank maintains 27 full-service branches, strategically located across Cinnaminson, Delanco, Denville, Ewing, Fairfield, Flemington, Hamilton, Lawrence, Monroe, Morristown, Pennington, Randolph, Somerset, Trenton, Williamstown, and Summit in New Jersey; Doylestown, Trevose, Warminster, West Chester, Paoli, Malvern, Coventry, Devon, Lionville, and Media in Pennsylvania; and Palm Beach, Florida. The bank emphasizes a community-focused approach, prioritizing "Personal Bankers. Real Relationships." to serve its clients primarily within the New York City to Philadelphia corridor. Established in 2007, First Bank's headquarters is situated in Hamilton, New Jersey.

Company News

APIChat
  • AMINA Becomes First Bank to Support Canton Coin Trading and Custody

  • First Bank (FRBA) Could Be a Great Choice

  • After Plunging 8.3% in 4 Weeks, Here's Why the Trend Might Reverse for FIRST BANK (FRBA)

  • First Bank (FRBA) Q1 2026 Earnings Call Transcript

  • First Bank (FRBA) Q1 Earnings and Revenues Miss Estimates

  • First Bank Announces First Quarter 2026 Net Income of $7.6 Million

  • Are You Looking for a High-Growth Dividend Stock?

  • Head-To-Head Comparison: Franklin Financial Services (NASDAQ:FRAF) and First Bank (NASDAQ:FRBA)

  • First Bank Announces First Quarter 2026 Earnings Conference Call

  • Why First Bank (FRBA) is a Great Dividend Stock Right Now

  • First Internet Bancorp (NASDAQ:INBK) vs. First Bank (NASDAQ:FRBA) Head to Head Comparison

  • Why First Bank (FRBA) is a Top Dividend Stock for Your Portfolio

  • First Bank (NASDAQ:FRBA) Stock Passes Below Two Hundred Day Moving Average – Here’s What Happened

  • First Bank (FRBA) is a Top Dividend Stock Right Now: Should You Buy?

  • Dream First Bank Opens in Lakin Serving Southwest Kansas

  • Analyzing Orange County Bancorp (NASDAQ:OBT) and First Bank (NASDAQ:FRBA)

  • First Bank's CEO Adam Currie Elected Director of the Federal Reserve Bank of Richmond

  • This is Why First Bank (FRBA) is a Great Dividend Stock

  • Climate First Bank Names Pablo Ottado as Independent Board Director and Audit Chair

  • First Bank (FRBA) Q4 2025 Earnings Call Transcript