Origin Bancorp, Inc.

Origin Bancorp, Inc.

OBK
Origin Bancorp, Inc.US flagNew York Stock Exchange
46.75
USD
-0.90
- -
1.44BMarket Cap
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
7.2
7.02
8.68
9.2
10.69
11.31
12.26
11.43
11.33
12.49
12.83
Basic EPS, GAAP
0.38
0.46
2.26
2.3
1.56
4.63
3.29
2.72
2.46
2.42
2.59
Free Cash Flow per Basic Share
2.12
2.68
3.29
2.15
-0.27
7.1
5.15
3.34
2.78
4.77
5.28
Dividend per Share
0.26
0.32
0.27
0.25
0.38
0.49
0.6
0.6
0.6
0.61
0.61
Book Value per Share
10.66
11.02
14.1
15.22
16.44
20.59
22.13
21.26
22.97
24.64
25.37
Tangible Book Value per Share
13.65
13.92
22.36
23.31
25.81
28.28
28.19
28.33
31.5
34.84
35.39
Basic Weighted Avg Shares
22
22
22
23
23
23
27
31
31
31
31
Sales/Revenue/Turnover
159
155
191
216
250
265
326
352
352
389
398
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
8
6
6
7
7
7
12
18
17
17
15
Net Income, GAAP
13
15
52
54
36
109
88
84
76
75
80
Effective Tax Rate (%)
18.5
28.38
17.36
19.03
18.03
18.04
18.36
20.89
21.35
21.38
21.38
Profit Margin (%)
8.1
9.49
27.04
24.94
14.55
40.95
26.87
23.78
21.73
19.33
20.2
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
120
154
455
282
428
414
209
201
166
22
29
Total Equity
420
420
550
599
647
730
950
1,063
1,145
1,247
1,260
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
4.27
17.97
16.14
9.81
25.05
16.37
13.47
11.17
10.15
10.59

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
96
22
29
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
31
31
31
Market Capitalization
1,076
1,171
1,288

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,383
1,196
1,480
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
14.28%
8.86%
Free Cash Flow
- -
-544.9%
71.87%
Net Income, GAAP
- -
32.9%
-1.69%
Sales/Revenue/Turnover
- -
9.52%
10.49%
Total Cash Common Dividend
- -
17.31%
0.68%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
90
95
90
78
352
2025
95
85
108
101
389
2026
105
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.73
0.68
0.6
0.46
2.46
2025
0.72
0.47
0.28
0.95
2.42
2026
0.89
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.15
0.15
0.15
0.15
0.6
2025
0.15
0.15
0.15
0.15
0.61
2026
0.15
- -
- -
- -
- -

Company Description

APIChat
CEO
Drake D. Mills
Full Time Employees
1,031
Sector
Financial Services
Industry
Banks - Regional
Address
500 South Service Road East Ruston LA United States of America 71270
IPO Date
May 8, 2018
Business
Origin Bancorp, Inc. operates as a financial holding company primarily through its subsidiary, Origin Bank, providing a comprehensive range of banking and financial services. The company offers core products including commercial and industrial loans, real estate loans, construction and land development loans, and retail banking products such as savings accounts, transaction accounts, and mortgage services. Its services target small and medium-sized businesses, municipalities, individuals, and retail customers. Origin Bancorp has approximately 55 branch locations serving regions including Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama, and the Florida Panhandle. Founded in 1912 and headquartered in Ruston, Louisiana, the company operates primarily in the southern United States. Recent significant developments include the completion of the merger of its subsidiary BTH Bank, N.A. into Origin Bank in late 2022, significantly strengthening its presence in East Texas and the Dallas/Fort Worth markets. This consolidation streamlines operations under the Origin Bank brand. Additionally, the company has executed its "Optimize Origin" initiative focused on productivity, operational efficiency, and balance sheet optimization, which includes branch consolidation, headcount reduction, securities portfolio restructuring, and capital management strategies. Origin Bancorp has also enhanced its investment portfolio through strategic investments like increasing its ownership in Argent Financial, applying equity method accounting for this asset, and anticipating pre-tax benefits starting late 2025. These initiatives have contributed to improved earnings, balance sheet efficiency, and an enhanced funding mix, positioning the company for a top quartile return on average assets in its peer group. Overall, Origin Bancorp operates as a regional bank holding company with deep roots in community banking, emphasizing financial products tailored to businesses and consumers in its core markets. Its recent merger activities and operational efficiencies signal a strategic shift towards consolidation and enhanced financial performance while maintaining local decision-making and customer service focus.

Company News

APIChat
  • Why Origin Bancorp (OBK) is a Top Dividend Stock for Your Portfolio

  • Origin Bancorp, Inc. Announces Entry Into Birmingham, Alabama Hires Will Hawkins, Nick Petelos, Adam Pierce, and Nathan Nix

  • Brokerages Set Origin Bancorp, Inc. (NYSE:OBK) Target Price at $46.67

  • Origin Bancorp, Inc. (OBK) Q1 2026 Earnings Call Transcript

  • Origin Bancorp (OBK) Q1 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Origin Bancorp (OBK) Misses Q1 Earnings Estimates

  • Origin Bancorp, Inc. Reports Earnings for First Quarter 2026

  • Origin Bancorp, Inc. Announces Declaration of Quarterly Cash Dividend

  • Origin Bancorp (OBK) is a Great Momentum Stock: Should You Buy?

  • Origin Bancorp, Inc. $OBK Shares Sold by Deprince Race & Zollo Inc.

  • Origin Bancorp, Inc. Announces First Quarter 2026 Earnings Release and Conference Call

  • This Community Bank With $9 Billion in Assets Just Drew a $2.5 Million Investor Buy

  • Analysts Set Origin Bancorp, Inc. (NYSE:OBK) PT at $44.80

  • What Makes Origin Bancorp (OBK) a Strong Momentum Stock: Buy Now?

  • Origin Bancorp (NYSE:OBK) Sets New 12-Month High on Strong Earnings

  • Origin Bancorp, Inc. (OBK) Q4 2025 Earnings Call Transcript

  • Origin Bancorp (OBK) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Origin Bancorp (OBK) Beats Q4 Earnings and Revenue Estimates

  • Origin Bancorp, Inc. Announces Declaration of Quarterly Cash Dividend

  • Origin Bancorp, Inc. Reports Earnings for Fourth Quarter and Full Year 2025