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Banca IFIS S.p.A.

Banca IFIS S.p.A.

10.27
EUR
+0.15
(+1.48%)
4.12EPS
3.12P/E
785.48MMarket Cap
Feb 11Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.04
5.45
7.59
6.79
8.56
8.75
11.88
9.15
9.49
10.81
11.42
11.55
11.74
12.78
Basic EPS, GAAP
1.58
1.81
3.05
13.16
3.38
2.75
2.3
1.29
1.88
2.68
3.05
3.07
5.37
4.12
Free Cash Flow per Basic Share
37.12
-18.74
0.61
2.65
0.81
1.19
2.36
2.96
0.99
7.26
7.64
-4.61
0.32
- -
Dividend per Share
0.37
0.57
0.66
0.76
0.82
1
1.05
- -
1.55
1.94
1.62
2.1
2.02
- -
Book Value per Share
7.14
8.27
10.81
22.99
25.62
27.2
28.69
28.5
29.85
30.24
32.01
32.95
34.7
33.67
Tangible Book Value per Share
7.03
8.15
10.67
22.71
25.16
26.76
27.55
27.36
28.7
29.01
30.55
31.32
32.59
31.76
Basic Weighted Avg Shares
53
53
53
53
53
53
53
53
53
53
52
53
61
60
Sales/Revenue/Turnover
266
288
402
360
458
467
635
489
507
569
599
607
717
772
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
3
3
4
6
11
13
16
19
19
17
18
23
37
45
Net Income, GAAP
83
96
162
698
181
147
123
69
101
141
160
162
328
249
Effective Tax Rate (%)
41.03
33.85
34.05
4.46
27.28
27.67
29.94
24.75
31.74
33.01
31.84
33.49
12.71
5.33
Profit Margin (%)
31.39
33.28
40.26
193.79
39.5
31.4
19.38
14.07
19.82
24.77
26.74
26.62
45.74
32.23
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
4
4
4
1,494
1,677
1,986
2,252
2,198
2,615
2,740
3,756
3,669
4,429
4,909
Total Equity
376
438
573
1,229
1,369
1,459
1,539
1,550
1,624
1,598
1,694
1,748
2,141
2,076
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
24.16
23.32
31.77
42.28
6.27
4.52
3.4
1.82
2.48
3.27
3.23
2.94
5.46
4.26
Return on Common Equity (%)
24.46
23.55
32.03
77.44
13.92
10.4
8.24
4.5
6.45
8.87
9.81
9.47
17.03
12.95

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
61
61
61
Market Capitalization
1,550
1,290
785

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
840
474
568
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
17.33%
6.96%
22.45%
Free Cash Flow
73.37%
58.78%
-108.16%
Net Income, GAAP
38.15%
40.77%
103%
Sales/Revenue/Turnover
7.23%
8.13%
18.13%
Total Cash Common Dividend
- -
- -
11.64%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
194
196
164
53
607
2025
187
181
196
153
717
2026
225
198
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.9
0.88
0.63
0.67
3.07
2025
0.9
0.75
6.31
-2.47
5.37
2026
0.51
-0.38
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.1
2025
- -
- -
- -
- -
2.02
2026
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Raffaele Zingone
Full Time Employees
2,004
Sector
Finance
Industry
Regional banks
Address
Via Terraglio 63 Venice VE Italy 30174
IPO Date
Nov 1, 2004
Website
bancaifis.it
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Business
Banca IFIS S.p.A. Banca IFIS S.p.A. operates as a diversified Italian banking group specializing in specialty finance for small and medium-sized enterprises (SMEs), non-performing loan (NPL) management, and corporate banking services; it offers factoring including trade receivables and tax receivables purchasing, supply chain finance, medium- and long-term loans, leasing, rental services through Ifis Rental Services, financial advisory and M&A, structured finance, equity investments, international factoring and import/export loans, current accounts, time deposits, and insurance products. Founded in 1983 and headquartered in Mestre, Venice, Italy, with additional offices in Milan and Rome, the bank serves business and individual clients primarily in Italy and select European markets through subsidiaries such as Banca Credifarma, Ifis Npl Investing, Ifis Npl Servicing, illimity Bank, and Ifis Finance entities in Luxembourg and Poland. Banca IFIS S.p.A. focuses on supporting the real economy via tailored liquidity solutions, digital banking tools, and NPL portfolio acquisition and servicing, targeting sectors like pharmacies, technology, and manufacturing. In recent developments, the bank completed the acquisition of illimity Bank in July 2025, securing over 92.5% of its capital and initiating the sell-out phase to expand its digital and retail banking capabilities; it also strengthened its NPL operations through the 2023 purchase of Revalea S.p.A. from the Mediobanca Group for €100 million, establishing a long-term servicing partnership and consolidating its leadership in small-ticket unsecured NPLs.