1. Finance

  2. •

    Finance/Rental/Leasing
International Personal Finance plc

International Personal Finance plc

GGETTEX:3I8
2.92
EUR
0.00
(0.00%)
583.48MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.86
3.11
3.03
3.21
3.46
3.62
3.7
2.76
2.22
2.6
3.09
2.94
3.05
- -
Basic EPS, GAAP
0.39
0.3
0.27
0.3
0.16
0.34
0.32
-0.29
0.19
0.26
0.21
0.27
0.25
- -
Free Cash Flow per Basic Share
-0.06
0.05
-0.02
-0.01
-0.15
0.15
0.15
1.21
-0.18
-0.11
0.28
- -
-0.18
- -
Dividend per Share
0.08
0.1
0.12
0.12
0.12
0.12
0.12
- -
0.02
0.09
0.1
0.11
0.12
- -
Book Value per Share
1.64
1.51
1.4
1.93
2.23
1.85
1.86
1.58
1.65
2
2.24
2.15
2.49
2.49
Tangible Book Value per Share
1.64
1.47
1.2
1.68
1.97
1.58
1.58
1.35
1.44
1.76
1.99
1.87
2.14
2.14
Basic Weighted Avg Shares
244
238
229
221
222
223
223
222
223
222
224
223
218
253
Sales/Revenue/Turnover
698
738
694
710
771
808
826
615
495
577
691
656
666
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
11
11
15
19
22
24
32
43
29
27
29
29
29
- -
Net Income, GAAP
96
72
63
67
37
75
72
-64
42
57
48
61
54
- -
Effective Tax Rate (%)
26.74
28.34
37.62
25.83
57.39
31.02
37.02
- -
38.11
26.61
42.79
16.92
36.46
- -
Profit Margin (%)
13.7
9.73
9.01
9.42
4.75
9.33
8.7
-10.45
8.47
9.84
6.95
9.28
8.14
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
401
478
557
623
678
698
696
511
490
570
535
536
640
640
Total Equity
394
362
327
430
497
433
436
371
367
445
502
466
546
546
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
12.91
8.79
7.25
6.91
3.29
6.54
6.34
- -
4.82
6.07
4.68
5.97
4.95
- -
Return on Common Equity (%)
24.84
19.01
18.15
17.68
7.9
16.22
16.52
-15.91
11.36
13.98
10.14
12.58
10.71
- -

Capital Structure

GBP

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
217
219
219
Market Capitalization
282
379
509

Working Capital

GBP

•

in mil. unless spec.
Dec'24
Jun'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
28
38
30
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

GBP

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.29%
8.62%
17.09%
Free Cash Flow
-554.11%
-1,465.03%
-6,716.67%
Net Income, GAAP
-25.57%
-25.86%
-11%
Sales/Revenue/Turnover
0.57%
2.68%
1.57%
Total Cash Common Dividend
- -
- -
7.95%

Quarterly Revenue

GBP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
691
2024
- -
- -
- -
- -
656
2025
- -
- -
- -
- -
666

Quarterly Earnings Per Share

GBP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.21
2024
- -
- -
- -
- -
0.27
2025
- -
- -
- -
- -
0.25

Quarterly Dividends Per Share

GBP

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.1
2024
- -
- -
- -
- -
0.11
2025
- -
- -
- -
- -
0.12

Company Description

Company Profile APIChatGPT
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