1. Sweden Stocks

  2. •

    Commercial services

  3. •

    Miscellaneous commercial services
Hoist Finance AB

Hoist Finance AB

17.44
EUR
-0.33
(-1.86%)
1.45EPS
11.13P/E
1.41BMarket Cap
Oct 23Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
13.41
16.44
23.98
27.03
29.27
30.13
32.68
31.66
22.08
28.67
35.55
44.72
45.72
49.36
Basic EPS, GAAP
1.48
2.29
3.06
5.27
5.6
6.92
6.77
0.46
-1.31
8.97
7.42
11.6
13.03
16.08
Free Cash Flow per Basic Share
15.1
-10.65
-9.79
36.9
29.78
33.16
34.9
54.39
38.98
43.04
49.29
66.53
67.73
61.24
Dividend per Share
0.18
- -
- -
0.74
1.3
- -
- -
- -
- -
- -
- -
- -
2
8.01
Book Value per Share
10.38
17.79
29.14
36.24
39.76
49.42
54.85
57.76
55.33
64.32
66.3
76.7
81.08
87.06
Tangible Book Value per Share
9.56
15.61
26.14
33.23
36.23
45.08
50.57
53.75
51.3
60.99
63.59
74.23
78.9
84.94
Basic Weighted Avg Shares
79
79
75
79
81
85
89
89
89
89
89
87
87
87
Sales/Revenue/Turnover
1,063
1,291
1,808
2,140
2,366
2,569
2,918
2,827
1,972
2,560
3,175
3,904
3,997
4,315
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
21
30
47
53
56
61
122
134
129
109
96
99
81
58
Net Income, GAAP
117
180
231
417
453
590
605
41
-117
801
663
1,013
1,139
1,406
Effective Tax Rate (%)
22.07
17.57
19.15
21.75
22.03
21.85
19.12
50
- -
15.92
21.63
22.08
23.25
23.03
Profit Margin (%)
11
13.95
12.75
19.49
19.15
22.97
20.73
1.45
-5.93
31.29
20.88
25.95
28.5
32.58
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
995
1,826
1,575
3,468
5,158
6,789
6,964
7,380
6,040
6,553
5,626
7,046
10,002
10,217
Total Equity
815
1,397
2,289
2,925
3,228
4,413
4,898
5,158
4,941
5,744
5,921
6,705
7,088
7,611
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
9.55
7.16
6.51
8.13
6.13
6.02
5.25
0.34
- -
6.88
5.56
8.01
7.39
8.75
Return on Common Equity (%)
16.07
16.28
12.51
16
14.72
15.44
13
0.82
-2.32
14.99
11.37
16.05
16.52
20.13

Capital Structure

SEK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
87
87
87
Market Capitalization
9,858
12,941
15,648

Working Capital

SEK

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

SEK

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.52%
6.81%
5.71%
Free Cash Flow
-39.95%
6.1%
1.95%
Net Income, GAAP
-109.29%
-224.4%
12.44%
Sales/Revenue/Turnover
9.69%
9.79%
2.38%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

SEK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
815
1,069
963
1,017
3,904
2025
961
941
- -
1,031
3,997
2026
1,033
1,310
- -
- -
- -

Quarterly Earnings Per Share

SEK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.99
2.96
2.82
2.84
11.6
2025
2.97
2.68
- -
4.13
13.03
2026
3.85
5.42
- -
- -
- -

Quarterly Dividends Per Share

SEK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
2
- -
- -
2
2026
- -
6.01
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Harry Vranjes
Full Time Employees
1,025
Sector
Commercial services
Industry
Miscellaneous commercial services
Address
P.O. Box 7848 Stockholm AB Sweden 103 99
IPO Date
Mar 25, 2015
Website
hoistfinance.com
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Business
Hoist Finance AB (publ) (HOFI.ST) is a Sweden-based credit market company and asset manager specialized in acquiring, managing, and restructuring non-performing loans (NPLs) from international banks and financial institutions across Europe. Founded in 1915 and headquartered in Stockholm, the company operates in 13 European markets, including Sweden, Germany, Poland, Finland, and others, with approximately 1,100 employees; it offers core services encompassing the purchase of unsecured and secured NPL portfolios, in-house debt collection through collection centers, amicable debt restructuring with sustainable repayment plans for consumers and SMEs, third-party servicing, and retail deposit products via online savings services such as HoistSpar. As a regulated entity under the Swedish Financial Supervisory Authority, Hoist Finance focuses on ethical collections, regulatory compliance, and converting non-performing debt to performing debt to support financial inclusion and bank balance sheet optimization. In recent developments, the company invested SEK 2.4 billion in new NPL portfolios during Q3 2025 across eight markets, including its first portfolio in Finland via co-investment, advancing toward a SEK 36 billion total portfolio target by end-2026; it also completed SEK 2.6 billion in Q2 2025 investments with additional SEK 1.9 billion agreements post-quarter. Hoist Finance issued SEK 200 million in perpetual Additional Tier 1 (AT1) capital in August 2025 at STIBOR 3M + 500 bps to optimize its capital structure and sustain high investment pace, while preparing euro deposit platforms in select markets starting with Germany by year-end 2025 and pursuing Specialized Debt Restructuring (SDR) status notification in February 2026 to boost CET1 ratio by 2.5-3%. These initiatives reflect ongoing portfolio growth, market expansion, and funding enhancements amid stable cash flows and a 15% return on equity in Q2 2025.