1. Japan Stocks

  2. •

    Finance

  3. •

    Regional banks
Hachijuni Nagano Bank, Ltd.

Hachijuni Nagano Bank, Ltd.

13.60
EUR
-0.30
(-2.16%)
Nov 06Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
304.72
305.3
311.78
371.23
326.27
285.61
294.11
285.55
288.84
360.83
345.97
425.05
531.07
- -
Basic EPS, GAAP
52.38
54.1
59.86
51.93
51
45.18
44.8
45.73
54.46
49.9
76.37
101.23
141.19
- -
Free Cash Flow per Basic Share
458.28
164.33
172.43
536.87
968.3
1,833.08
-281.2
2,789.83
1,654.67
-1,216.8
937.29
-1,349.19
-963.07
- -
Dividend per Share
11.5
11.03
15.91
15
14
13.06
14.06
14
14
20.12
19.83
27.33
49.25
- -
Book Value per Share
1,120.79
1,320.92
1,306.38
1,415.38
1,485.96
1,485.63
1,513.2
1,851.24
1,856.8
1,936.9
2,310.1
2,087.65
2,534.67
2,534.67
Tangible Book Value per Share
1,110.58
1,309.69
1,295
1,405.08
1,475.03
1,474.65
1,502.89
1,841.54
1,847.35
1,927.36
2,300.85
2,078.82
2,524.1
2,524.1
Basic Weighted Avg Shares
506
503
504
507
507
498
493
489
490
484
485
474
457
117
Sales/Revenue/Turnover
154,263
153,420
157,155
188,097
165,310
142,188
144,930
139,774
141,428
174,507
167,937
201,464
242,887
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
5,556
5,653
5,558
6,169
6,161
5,959
5,842
5,847
5,560
5,543
5,965
6,186
6,088
- -
Net Income, GAAP
26,519
27,185
30,171
26,312
25,840
22,492
22,077
22,384
26,667
24,135
37,071
47,982
64,572
- -
Effective Tax Rate (%)
37.1
37.36
34.25
29.85
31.02
29.7
28.99
29.2
29.44
30.31
27.13
25.85
18.97
- -
Profit Margin (%)
17.19
17.72
19.2
13.99
15.63
15.82
15.23
16.01
18.86
13.83
22.07
23.82
26.59
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
140,841
96,612
212,169
238,207
443,483
1,627,891
1,631,929
2,315,863
3,592,855
3,052,603
3,286,003
2,176,443
2,017,837
2,017,837
Total Equity
594,050
692,207
686,157
743,553
777,066
765,508
748,429
909,692
912,696
915,951
1,118,274
967,657
1,156,163
1,156,163
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.23
3.25
3.36
2.64
2.23
1.17
0.88
0.79
0.69
0.57
0.89
1.27
2.04
- -
Return on Common Equity (%)
4.79
4.42
4.56
3.82
3.53
3.03
2.99
2.72
2.94
2.65
3.66
4.62
6.1
- -

Capital Structure

JPY

•

in mil. unless spec.
Jun'26
Sep'26
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
460
457
455
Market Capitalization
- -
- -
- -

Working Capital

JPY

•

in mil. unless spec.
Jun'26
Sep'26
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
2,905,605
2,818,818
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

JPY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.95%
5.76%
19.48%
Free Cash Flow
-148.37%
-132.46%
-31.12%
Net Income, GAAP
9.93%
25.45%
34.58%
Sales/Revenue/Turnover
5.33%
12.27%
20.56%
Total Cash Common Dividend
13.46%
29.88%
73.9%

Quarterly Revenue

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
38,692
43,485
42,491
43,269
167,937
2025
- -
- -
- -
- -
201,464
2026
- -
- -
- -
- -
242,887

Quarterly Earnings Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
54.4
139.85
2,055.89
1,429.09
76.37
2025
- -
- -
- -
- -
101.23
2026
- -
- -
- -
- -
141.19

Quarterly Dividends Per Share

JPY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
19.83
2025
- -
- -
- -
- -
27.33
2026
- -
- -
- -
- -
49.25

Company Description

Company Profile APIChatGPT
CEO
Shohei Hidai
Full Time Employees
4,128
Sector
Finance
Industry
Regional banks
Address
178-8, Nakagosho Okada Nagano NA Japan 380-8682
IPO Date
Oct 1, 1971
Website
bank.82group.jp
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Business
The Hachijuni Bank, Ltd. (8359.T) operates as a regional bank primarily serving Nagano Prefecture and surrounding areas in Japan, offering a comprehensive range of banking products and services to individuals, corporations, and sole proprietors; these include foreign currency, structured, time, property, public, payment, relay, savings, and fixed deposits; housing, car, education, card, remodeling, medical, overdraft, business, founding support, and Hachijuni free loans; public and private placement bonds; life, medical, education, and fire insurance products; credit and debit cards; pension plans; investment trusts; domestic and foreign exchange; loan guarantees; and digital services such as internet and mobile banking, pension consultation, foreign currency reserves, payment collection, expense settlement, management and business support, and civil trust information, alongside leasing operations encompassing financial and operating leases, securities brokerage, and venture capital investments. The bank maintains a network of branches concentrated in Japan with additional presence in overseas markets including Hong Kong, Dalian, Shanghai, and Bangkok, while engaging in non-financial support areas like business succession consulting, M&A advisory, structured finance, and sustainability initiatives such as solar power plant operations and climate change responses aligned with TCFD recommendations. Founded in 1931 through the merger of predecessor institutions dating back to 1877 and headquartered at 178-8 Nakagosho Okada, Nagano City, Nagano Prefecture, the bank recently entered a comprehensive business alliance in March 2025 with The Shizuoka Bank Ltd. and The Yamanashi Chuo Bank Ltd. as part of the Mt. Fuji-Alps Alliance to expand support for customer growth activities including business succession and M&A beyond regional boundaries; concluded an absorption-type merger agreement on September 26, 2025, with its wholly-owned subsidiary The Nagano Bank Ltd., set for effectiveness on January 1, 2026, resulting in a name change to The Hachijuni Nagano Bank Ltd.; established Hachijuni Investment Co., Ltd. to enhance investment services like capital funding alongside traditional lending; and advanced operational digital transformation through AI utilization, data warehouses, smart devices, electronic payment systems, and personnel reforms including a multitrack system overhaul and Diversity Promotion Group.