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Bank of Zhengzhou Co., Ltd. Class A

Bank of Zhengzhou Co., Ltd. Class A

0.09
EUR
- -
- -
0.04EPS
Oct 28Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.24
0.31
0.57
0.54
0.55
0.59
0.61
0.68
0.55
0.65
0.57
0.54
0.51
- -
Basic EPS, GAAP
0.11
0.14
0.24
0.22
0.23
0.16
0.16
0.17
0.15
0.11
0.09
0.09
0.09
- -
Free Cash Flow per Basic Share
0.63
1.63
0.5
2.88
-0.13
-1.39
-0.43
-0.61
-2.01
-1.49
0.05
0.39
1.01
- -
Dividend per Share
- -
0.03
0.05
0.06
0.06
0.03
0.07
0.06
0.02
0.05
0.02
0.02
0.03
- -
Book Value per Share
0.51
0.61
1
1.15
1.7
1.5
1.6
1.66
2.31
2.35
2.43
2.52
2.55
- -
Tangible Book Value per Share
0.51
0.6
0.99
1.14
1.67
1.46
1.56
1.62
2.26
2.3
2.38
2.47
2.51
- -
Basic Weighted Avg Shares
17,865
17,865
13,798
18,438
18,490
19,011
20,575
19,183
21,575
21,575
21,575
21,575
21,575
11,264
Sales/Revenue/Turnover
4,253
5,507
7,821
9,956
10,206
11,134
12,587
13,080
11,824
14,068
12,325
11,707
10,960
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
84
117
157
213
262
302
475
440
454
468
458
449
420
- -
Net Income, GAAP
1,902
2,463
3,356
3,999
4,280
3,059
3,285
3,168
3,226
2,422
1,850
1,876
1,895
- -
Effective Tax Rate (%)
24.15
23.1
23.07
23.06
21.88
18.59
15.8
17.24
14.8
7.38
- -
- -
- -
- -
Profit Margin (%)
44.71
44.72
42.91
40.16
41.93
27.47
26.1
24.22
27.28
17.22
15.01
16.02
17.29
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
5,690
8,504
27,039
44,660
73,170
93,649
105,629
93,511
90,446
95,273
102,523
110,565
110,544
- -
Total Equity
9,536
11,406
17,824
21,861
33,439
37,863
39,892
45,972
59,412
52,625
54,315
56,295
56,852
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
16.13
14.02
10.37
7.1
4.88
2.53
2.31
2.12
2.11
1.51
- -
- -
- -
- -
Return on Common Equity (%)
22.1
23.52
22.99
20.46
18.74
11.5
11.03
9.39
7.45
4.81
3.58
3.51
3.46
- -

Capital Structure

CNY

•

in mil. unless spec.
Mar'24
Jun'24
Sep'24
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
21,575
21,575
2,020
Market Capitalization
- -
- -
- -

Working Capital

CNY

•

in mil. unless spec.
Mar'24
Jun'24
Sep'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
32,231
34,738
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CNY

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.51%
5.13%
0.99%
Free Cash Flow
246.45%
190.75%
156.12%
Net Income, GAAP
-4.28%
-8.85%
1.03%
Sales/Revenue/Turnover
4.15%
-2.88%
-6.38%
Total Cash Common Dividend
19.8%
8.09%
37.79%

Quarterly Revenue

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
3,319
3,699
9,419
1,847
12,325
2024
3,406
2,133
- -
- -
11,707
2025
- -
- -
- -
- -
10,960

Quarterly Earnings Per Share

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.05
0.81
0.13
-0.85
0.09
2024
0.05
0.58
- -
- -
0.09
2025
- -
- -
- -
- -
0.09

Quarterly Dividends Per Share

CNY

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.02
2024
- -
- -
- -
- -
0.02
2025
- -
- -
- -
- -
0.03

Company Description

Company Profile APIChatGPT
CEO
Fei Zhao
Full Time Employees
6,052
Sector
Finance
Industry
Regional banks
Address
22 Shangwu Waihuan Road Zhengzhou HN China 450018
IPO Date
Dec 23, 2015
Website
zzbank.cn
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Business
Bank of Zhengzhou Co., Ltd. (002936.SZ) operates as a regional joint-stock commercial bank in China, providing corporate banking, retail banking, treasury and financial market services primarily in Henan Province. Founded in November 1996 and headquartered at 22 Shangwu Waihuan Road, Zhengdong New District, Zhengzhou, Henan Province, the bank offers corporate deposits, loans including trade finance and working capital facilities, international settlement, fees and commissions, domestic letters of credit, guarantees, factoring, supply chain financing; retail deposits, personal loans such as housing mortgages and consumer finance, wealth management, bank cards including debit and credit variants like Shangding cards and Xixi series, remittance, agency services and insurance distribution; treasury operations encompassing interbank lending, securities investments, bond underwriting, forex and derivatives trading, bill discounting. It maintains a network with a head office, 14 branches across Henan including Nanyang, Luoyang and Kaifeng, approximately 167 sub-branches and one representative office, alongside subsidiaries such as Henan Jiuding Financial Leasing Co., Ltd. and village banks like Fugou Zhengyin County Bank Co., Ltd., targeting local economy, SMEs, urban/rural residents, technology, green and inclusive finance sectors. The bank emphasizes specialized services in science and technology finance with balances exceeding RMB48 billion, green loans surpassing RMB9 billion, and inclusive small/micro enterprise support, while listed on the Shenzhen Stock Exchange since September 2018 and Hong Kong Stock Exchange since December 2015 as China's first A+H city commercial bank. In recent developments, total assets reached RMB719.7 billion as of June 2025, up 6.41% from year-end 2024, with customer deposits at RMB446.7 billion (up 10.41%) and loans at RMB406.1 billion (up 4.75%); net profit attributable to shareholders rose 2.1% year-on-year to RMB1.63 billion in H1 2025, supported by operating income growth of 4.56% to RMB6.70 billion amid improved credit structure and lower financing costs. It advanced digital transformation, county-level finance initiatives, and risk controls, achieving non-performing loan ratio of 1.76% and provision coverage of 179.20% as of mid-2025; leadership changes included appointing Ms. Han Huili as board secretary and joint company secretary in 2024-2025, alongside strategic focus on high-quality development in technology, green and elderly care finance.