Coastal Financial Corporation

Coastal Financial Corporation

69.50
EUR
- -
- -
-0.22EPS
Oct 22Next Earn
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.72
2.94
3.87
4.24
5.49
8.49
16.4
26.36
33.61
26.95
30.3
Basic EPS, GAAP
0.44
0.48
0.93
1.11
1.27
2.25
3.14
3.37
3.36
3.13
-0.25
Free Cash Flow per Basic Share
0.55
0.58
1.27
1.05
1.17
2.27
4.97
14.01
18.55
16.39
17.32
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
5.27
5.78
9.2
10.45
11.76
15.67
18.55
22.23
29.45
32.51
30.4
Tangible Book Value per Share
5.27
5.78
9.2
10.45
11.76
15.67
18.55
22.23
29.45
32.21
30.13
Basic Weighted Avg Shares
11
11
10
12
12
12
13
13
13
15
15
Sales/Revenue/Turnover
31
33
40
50
65
102
212
349
453
405
458
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
1
1
1
1
2
2
2
5
7
11
Net Income, GAAP
5
5
10
13
15
27
41
45
45
47
-4
Effective Tax Rate (%)
32.91
46.12
20.76
20.77
20.87
21.44
19.75
21.97
21.11
23.27
- -
Profit Margin (%)
16.18
16.28
24.08
26.26
23.2
26.52
19.18
12.78
9.99
11.62
-0.84
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
29
34
34
32
46
59
53
54
53
53
53
Total Equity
60
66
109
124
140
201
243
295
439
491
463
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
5.79
8.02
8.83
6.1
9
14.59
13.82
10.76
9.07
- -
Return on Common Equity (%)
- -
8.66
11.1
11.32
11.46
15.82
18.27
16.56
12.33
10.11
-0.83

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
48
48
48
LT Finance Leases
5
5
5
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
15
15
15
Market Capitalization
- -
- -
- -

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
737
1,495
1,008
Accounts Receivable, Net
42
45
49
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
29
31
35
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
29.26%
11.91%
Free Cash Flow
- -
90.54%
-1.5%
Net Income, GAAP
- -
28.77%
3.92%
Sales/Revenue/Turnover
- -
49.57%
-10.66%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
121
105
116
108
453
2025
105
84
110
106
405
2026
109
133
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.51
0.87
1
0.97
3.36
2025
0.65
0.74
0.9
0.84
3.13
2026
0.79
-2.77
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Eric M. Sprink
Full Time Employees
483
Sector
Finance
Industry
Regional banks
Address
5415 Evergreen Way Everett WA United States 98203
IPO Date
Jul 18, 2018
Business
Coastal Financial Corporation (Nasdaq: CCB) operates as the bank holding company for Coastal Community Bank, a Washington state-chartered commercial bank that provides a full range of banking products and services to small and medium-sized businesses, professionals, and individuals primarily in the greater Puget Sound region of Washington state; its core offerings include commercial and industrial loans such as term loans, commercial lines of credit, capital call lines, working capital loans, equipment financing, borrowing base loans, and small business administration loans; owner and non-owner-occupied real estate loans; multi-family residential loans; construction, land, and land development loans; residential real estate loans; consumer loans encompassing automobile, boat, recreational vehicle, and secured term loans as well as personal lines of credit with overdraft protection; deposit products featuring checking, savings, money market, and time deposit accounts; debit cards; remote deposit capture; online and mobile banking; direct and reciprocal deposit services; business cash management services including business checking and savings accounts and treasury services; and Banking as a Service (BaaS), a platform enabling broker-dealers and digital financial service providers to offer banking services to their customers. The company conducts business through three reportable segments: community banking focused on local deposit and loan activities via 14 full-service branches in Snohomish, Island, and King Counties; CCBX, which drives BaaS revenue and represents the largest revenue contributor; and treasury and administration handling overall management and funding. Founded in 1997 and headquartered at 5415 Evergreen Way in Everett, Washington, Coastal Financial Corporation maintains deposits insured by the FDIC and operates under supervision by the Federal Reserve and Washington State Department of Financial Institutions. In recent developments, the company reports strong growth in its CCBX segment with 29 partnerships established by September 2025, alongside expansions of six existing partner programs to incorporate new products such as lines of credit, deposit programs, and credit cards; Robinhood's deposit program advances to testing with ramp-up anticipated in Q4 2025; and an active pipeline of new partnership opportunities and product launches projected through 2025 and beyond, positioning the firm for sustained revenue expansion.

Company News

  • Faruqi & Faruqi, LLP Urges Coastal Financial (CCB) Investors to Seek Counsel Before the December 1, 2026 Lead Plaintiff Deadline in the Securities Class Action

  • Kaplan Fox Notifies Investors of Coastal Financial Corporation (CCB) of the Lead Plaintiff Deadline on December 1, 2026

  • Did You Lose Money Investing in Coastal Financial Corporation? Robbins LLP Urges Investors with Large Losses to Contact the Firm for Information About Their Rights Against CCB

  • ROSEN, LEADING INVESTOR COUNSEL, Encourages Coastal Financial Corporation Investors to Secure Counsel Before Important Deadline in Securities Class Action - CCB

  • Bronstein, Gewirtz & Grossman LLC Urges Coastal Financial Corporation Investors to Act: Class Action Filed Alleging Investor Harm

  • Kaplan Fox Notifies Coastal Financial Corporation (NASDAQ: CCB) Investors of a Securities Class Action Deadline on December 1, 2026

  • Coastal Financial Corporation (CCB) Alert: Securities Class Action Filed, Investors with Losses Encouraged to Contact Hagens Berman Before December 1, 2026 Deadline

  • Coastal Financial Corporation (CCB) Alert: Securities Class Action Filed, Investors with Losses Encouraged to Contact Hagens Berman Before December 1, 2026 Deadline

  • DEADLINE ALERT for Alphabet Inc. (GOOGL) and Coastal Financial Corporation (CCB): The Law Offices of Frank R. Cruz Reminds Investors of Lead Plaintiff Deadlines in Securities Fraud Class Actions

  • CCB Deadline Alert: Levi & Korsinsky Reminds Coastal Financial Corporation (CCB) Investors of Securities Class Action Deadline on December 1, 2026

  • CCB Deadline Alert: Levi & Korsinsky Reminds Coastal Financial Corporation (CCB) Investors of Securities Class Action Deadline on December 1, 2026

  • Kaplan Fox Urges Coastal Financial Corporation (CCB) Investors to Contact the Firm Before the Deadline on December 1, 2026

  • INVESTOR ACTION NOTICE: Moore Law PLLC Encourages Investors in Coastal Financial Corporation to Contact Law Firm

  • INVESTOR ALERT: Pomerantz Law Firm Reminds Investors with Losses on their Investment in Coastal Financial Corporation of Class Action Lawsuit and Upcoming Deadlines – CCB

  • CCB Investors Have Opportunity to Lead Coastal Financial Corporation Securities Fraud Lawsuit

  • Deadline Alert: Coastal Financial Corporation Investors Have Until December 1, 2026 to Seek Lead Plaintiff Role in Securities Fraud Class Action, Glancy Prongay Wolke & Rotter LLP Reminds

  • CCB CLASS ACTION NOTICE: Faruqi & Faruqi, LLP Reminds Coastal Financial Investors of Securities Class Action Lawsuit Deadline on December 1, 2026

  • CCB UPCOMING DEADLINE: SueWallSt Alerts Coastal Financial Corporation Stockholders of Securities Class Action - Contact the Firm

  • CCB Investors: Coastal Financial Corporation Shares Declined By $30.75 On July 30, 2026 – Contact Kirby McInerney LLP to Discuss Your Rights

  • Coastal Financial Corporation (CCB) Faces Securities Class Action Amid Scrutiny Over BaaS Credit Risk Management Effectiveness, Shares Tank 43% - Hagens Berman