Bank of Nova Scotia

Bank of Nova Scotia

83.72
EUR
-0.39
(-0.46%)
5.59EPS
14.43P/E
92.86BMarket Cap
Dec 02Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
17.25
19.09
19.54
21.54
22.23
23.26
24.86
25.66
25.46
26.28
26.48
27.42
29.82
35.37
Basic EPS, GAAP
5.16
5.7
5.7
5.8
6.55
6.89
6.72
5.43
7.74
8.05
5.78
5.94
5.85
8.54
Free Cash Flow per Basic Share
7.49
4.07
13.58
3.77
13.79
14.68
-9.84
46.75
-10.55
14.13
26.5
12.77
4.35
6.25
Dividend per Share
2.57
2.69
2.81
2.99
3.16
3.44
3.64
3.76
3.79
4.27
4.53
4.62
4.72
5.36
Book Value per Share
33.23
36.96
40.8
43.59
46.24
49.75
52.33
51.85
53.28
54.68
56.64
59.14
62.22
64.99
Tangible Book Value per Share
24.37
28.01
31.29
33.54
36.15
35.31
37.97
37.81
39.62
40.56
42.48
45.59
49.14
51.85
Basic Weighted Avg Shares
1,195
1,214
1,210
1,204
1,203
1,213
1,222
1,212
1,214
1,199
1,197
1,226
1,244
1,114
Sales/Revenue/Turnover
20,618
23,176
23,644
25,936
26,748
28,216
30,384
31,094
30,913
31,509
31,694
33,615
37,097
39,387
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
516
526
584
684
761
848
1,053
1,546
1,511
1,531
1,820
1,760
1,604
1,596
Net Income, GAAP
6,379
7,071
7,014
7,117
8,005
8,548
8,390
6,778
9,624
9,916
7,338
7,758
7,789
10,009
Effective Tax Rate (%)
20.81
21.53
20.44
21.6
19.78
21.45
21.93
18.38
22.38
21.33
22.97
20.48
26.18
24.5
Profit Margin (%)
30.94
30.51
29.67
27.44
29.93
30.29
27.61
21.8
31.13
31.47
23.15
23.08
21
25.41
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
5,841
106,353
118,166
124,947
123,471
143,262
140,238
158,648
161,682
180,749
193,882
197,290
202,530
216,680
Total Equity
45,387
49,211
53,479
57,821
61,625
67,680
70,192
70,503
72,892
74,749
78,571
84,076
88,587
90,622
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.13
4.29
2.43
2.4
2.78
2.87
2.54
2.19
3.06
2.74
1.86
1.96
1.98
2.4
Return on Common Equity (%)
16.34
16.25
14.67
13.73
14.57
14.35
13.17
10.41
14.72
14.87
10.33
10.24
9.68
12.31

Capital Structure

CAD

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
ST Debt
123,951
130,310
132,626
LT Borrowings
195,891
209,814
216,680
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
9,939
9,939
9,939
Shares Outstanding
1,233
1,227
1,219
Market Capitalization
125,183
130,072
150,096

Working Capital

CAD

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
191,782
205,105
190,923
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
123,951
130,310
132,626
Deferred Revenue
- -
- -
- -

Growth Rates

CAD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.21%
4.69%
5.37%
Free Cash Flow
-92.19%
-76.75%
-65.45%
Net Income, GAAP
2.48%
5.03%
0.4%
Sales/Revenue/Turnover
4.67%
3.67%
10.36%
Total Cash Common Dividend
5.07%
4.3%
3.29%

Quarterly Revenue

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8,387
8,290
8,453
8,485
33,615
2025
9,259
8,930
9,329
9,579
37,097
2026
9,880
9,615
10,313
- -
- -

Quarterly Earnings Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.7
1.59
1.43
1.86
5.94
2025
0.82
1.48
1.86
2.75
5.85
2026
1.74
2.01
2.27
- -
- -

Quarterly Dividends Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.15
1.16
1.16
1.75
4.62
2025
1.16
1.17
1.21
1.93
4.72
2026
1.21
1.2
1.24
- -
- -

Company Description

CEO
Lawren Scott Thomson
Full Time Employees
86,431
Sector
Finance
Industry
Major banks
Address
40 Temperance Street Toronto ON Canada M5H 0B4
IPO Date
Mar 17, 1980
Business
The Bank of Nova Scotia (Scotiabank) operates as a Canadian multinational banking and financial services company, providing a broad range of personal, commercial, corporate, and investment banking products and services through its four primary business segments: Canadian Banking; International Banking; Global Wealth Management; and Global Banking and Markets. Canadian Banking offers retail banking solutions including debit and credit cards, chequing and savings accounts, investments, mortgages, personal loans, creditor insurance, loyalty programs, and automotive financing to individual clients, alongside business banking services such as lending, deposits, and cash management for small and medium enterprises, commercial banking with trade finance and the Roynat franchise for innovative financing, and digital banking via Tangerine Bank with fee-free chequing, savings, credit cards, mortgages, loans, and investments. International Banking delivers retail, corporate, and commercial financial products, advisory services, lending, deposits, and cash management primarily in Latin America (Mexico, Peru, Chile, Colombia, Uruguay), the Caribbean, and Central America; Global Wealth Management provides personalized wealth advice, investment solutions, and insurance across 13 countries; while Global Banking and Markets offers wholesale services including corporate lending, transaction banking (payments, trade finance, cash management), investment banking (mergers and acquisitions, corporate finance), fixed income and equity underwriting, sales and trading, prime brokerage, foreign exchange, commodity derivatives, and collateral management to corporate, government, and institutional clients in Canada, Mexico, the U.S., Latin America, Europe, and Asia-Pacific. Founded in 1832 and headquartered in Toronto, Ontario, Scotiabank serves over 25 million customers globally with approximately $1.5 trillion in assets, more than 89,000 employees, and operations spanning Canada, the United States, Mexico, Latin America, the Caribbean, Central America, and select markets in Europe and Asia-Pacific. Recent strategic changes include a December 2023 Investor Day strategy emphasizing growth in priority North American markets (Canada, U.S., Mexico), client primacy, operational simplification with digital and cross-border investments, and team unity via the ScotiaBond initiative; an August 2024 agreement to acquire a 14.9% stake in KeyCorp for $2.8 billion to enhance U.S. presence, expected to close in early 2025 pending regulatory approval; a January 2025 deal to transfer banking operations in Colombia, Costa Rica, and Panama to Davivienda in exchange for a 20% stake, alongside acquiring the remaining 43.9% of Scotiabank Colpatria in Colombia; and a June 2025 appointment of Alton McDowell as Global Head of Corporate Banking.

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