St.Galler Kantonalbank AG

St.Galler Kantonalbank AG

763.00
EUR
-1.00
(-0.13%)
4.17BMarket Cap
Feb 17Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
87.69
80.98
79.78
75.84
79.41
79.47
78.89
77.66
82.85
82.15
94.19
93.75
99.63
- -
Basic EPS, GAAP
19.58
26.32
23.97
26.25
28.03
28.49
28.3
27.93
30.29
30.71
34.63
35.95
37.93
- -
Free Cash Flow per Basic Share
322.55
297.79
207.34
-38.63
6.52
37.54
335.82
253.32
47.94
294.2
-151.55
399.94
265.81
- -
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
353.51
364.74
373.17
386.66
401.72
414.3
426.6
433.12
448.87
463.19
485.44
502.65
521.32
521.3
Tangible Book Value per Share
353.34
362.55
371.42
385.32
400.83
412.88
425.9
432.64
448.62
463.1
485.39
502.61
521.3
521.28
Basic Weighted Avg Shares
6
6
6
6
6
6
6
6
6
6
6
6
6
6
Sales/Revenue/Turnover
487
450
444
422
442
442
457
465
496
492
564
561
596
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
53
13
16
14
14
15
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
109
146
133
146
156
159
164
167
181
184
207
215
227
- -
Effective Tax Rate (%)
15.41
18.16
16.48
17.92
17.71
16.92
17.55
12.9
15.72
15.21
14.68
15.26
14.85
- -
Profit Margin (%)
22.33
32.5
30.05
34.62
35.29
35.86
35.87
35.97
36.56
37.38
36.76
38.34
38.07
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
5,025
6,257
7,135
7,339
7,212
7,171
8,229
7,593
7,187
6,950
7,219
8,400
9,533
10,734
Total Equity
1,962
2,027
2,075
2,148
2,235
2,304
2,552
2,591
2,684
2,771
2,903
3,006
3,118
3,118
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.61
1.92
1.53
1.56
1.65
1.68
1.62
1.6
1.81
1.88
2.09
2
1.89
- -
Return on Common Equity (%)
5.58
7.33
6.5
6.92
7.12
6.99
6.75
6.5
6.87
6.74
7.3
7.28
7.41
- -

Capital Structure

CHF

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
6
6
6
Market Capitalization
2,849
3,420
3,853

Working Capital

CHF

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
9,634
9,927
10,559
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

CHF

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.18%
3.78%
3.73%
Free Cash Flow
93.27%
-23.28%
-33.53%
Net Income, GAAP
5.52%
6.37%
5.53%
Sales/Revenue/Turnover
3.12%
5.25%
6.28%
Total Cash Common Dividend
- -
- -
- -

Semi-annual Revenue

CHF

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
561
2025
- -
- -
596
2026
- -
- -
- -

Semi-annual Earnings Per Share

CHF

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
35.95
2025
- -
- -
37.93
2026
- -
- -
- -

Semi-annual Dividends Per Share

CHF

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
- -
2025
- -
- -
- -
2026
- -
- -
- -

Company Description

CEO
Christian Schmid
Full Time Employees
1,470
Sector
Finance
Industry
Major banks
Address
St. Leonhardstrasse 25 St. Gallen SG Switzerland 9001
IPO Date
Apr 2, 2001
Website
sgkb.ch
Business
St. Galler Kantonalbank AG St. Galler Kantonalbank AG (SGKN.SW), Switzerland's fifth-largest cantonal bank founded in 1868 and headquartered in St. Gallen, operates as a publicly listed stock corporation with the Canton of St. Gallen holding a 51% majority stake; the bank provides a full range of universal banking services to retail, commercial, private, and institutional clients primarily in the Cantons of St. Gallen and Appenzell Ausserrhoden, including current and savings accounts, debit and credit cards, mortgages, Lombard loans, sureties and guarantees, pillar 3a and 3b pension solutions, investment funds, structured products, equities, derivatives, bonds, customized trading solutions, succession planning, retirement planning, wealth tax advisory, e-banking, mobile banking, and investment research. The bank maintains subsidiaries such as St.Galler Kantonalbank Deutschland AG in Munich and RSN Risk Solution Network AG, while benefiting from a state guarantee on its assets and an Aa1 Moody's rating. In recent developments, St. Galler Kantonalbank AG partners with SEBA Bank (now Amina Bank) since 2023 to offer digital asset custody and brokerage services for Bitcoin and Ethereum to select clients, with plans for expansion; the bank reports strong net new money inflows of CHF 2.0 billion in the first half of 2025, driving managed assets to CHF 66.9 billion, and sustains robust client loan growth amid profitable operations in core markets.