The Hartford Insurance Group, Inc.

The Hartford Insurance Group, Inc.

124.90
EUR
+3.78
(+3.12%)
12.61EPS
8.49P/E
31.62BMarket Cap
Oct 26Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
46.18
42.13
38.5
42.02
47.19
52.32
56.82
56.71
64.64
69.35
79.23
89.77
99.4
103.29
Basic EPS, GAAP
0.37
1.81
4.05
2.31
-8.61
5.03
5.72
4.79
7.02
5.71
8.09
10.51
13.51
15.67
Free Cash Flow per Basic Share
2.76
4.27
6.63
5.33
6.01
7.59
9.38
10.49
11.82
12.16
13.04
19.61
20.37
20.78
Dividend per Share
0.5
0.64
0.76
0.86
0.94
1.06
1.26
1.33
1.51
1.67
1.79
1.96
2.17
2.33
Book Value per Share
41.71
44.11
43.91
45.2
37.82
35.55
44.32
50.83
52.28
42.34
50.23
56.03
67.33
71.05
Tangible Book Value per Share
40.61
42.93
42.67
43.57
32.35
30.13
36.02
42.85
44.01
33.81
41.46
47.17
58.38
63.1
Basic Weighted Avg Shares
448
442
416
388
364
358
361
358
335
315
307
294
282
277
Sales/Revenue/Turnover
20,673
18,614
15,997
16,291
17,162
18,750
20,508
20,320
21,649
21,854
24,330
26,384
28,071
28,626
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
189
276
373
398
399
467
451
562
680
625
510
356
396
429
Net Income, GAAP
176
798
1,682
896
-3,131
1,807
2,085
1,737
2,371
1,819
2,504
3,111
3,836
4,365
Effective Tax Rate (%)
16.72
20.6
19.55
- -
136.24
15.29
18.55
18.07
18.38
19.58
18.91
19.17
19.41
19.37
Profit Margin (%)
0.85
4.29
10.51
5.5
-18.24
9.64
10.17
8.55
10.95
8.32
10.29
11.79
13.67
15.25
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
6,106
5,653
5,084
4,494
4,678
4,265
4,348
4,352
4,944
4,357
4,362
4,366
4,371
4,374
Total Equity
18,905
18,720
17,642
16,903
13,494
13,101
16,270
18,556
17,843
13,676
15,327
16,447
18,979
19,633
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
1.84
4.36
8.2
- -
-16.1
11.36
11.81
8.77
11.21
9.75
14.13
16.16
18.1
19.72
Return on Common Equity (%)
0.81
4.24
9.25
5.19
-20.6
13.72
14.38
10.05
13.15
11.66
17.53
19.87
21.95
23.81

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
4,371
4,372
4,374
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
334
334
334
Shares Outstanding
277
275
272
Market Capitalization
38,068
37,185
36,128

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
22,150
21,751
20,982
Accounts Receivable, Net
13,507
13,805
14,046
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.85%
1.52%
15.39%
Free Cash Flow
9.1%
10.08%
-0.19%
Net Income, GAAP
-55.68%
19.68%
23.3%
Sales/Revenue/Turnover
5.85%
6.73%
6.39%
Total Cash Common Dividend
6.54%
5.32%
6.47%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,400
6,470
6,714
6,800
26,384
2025
6,771
6,704
7,147
7,179
28,071
2026
7,151
7,149
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.51
2.48
2.6
2.93
10.51
2025
2.18
3.49
3.82
4.05
13.51
2026
3.08
4.73
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.49
0.49
0.49
0.49
1.96
2025
0.54
0.54
0.54
0.54
2.17
2026
0.62
0.62
- -
- -
- -

Company Description

CEO
Christopher J. Swift
Full Time Employees
19,200
Sector
Finance
Industry
Property/Casualty insurance
Address
One Hartford Plaza Hartford CT United States 06155
IPO Date
Dec 9, 1985
Business
The Hartford Financial Services Group, Inc. (HIG) provides property and casualty insurance, group benefits, and mutual funds to individual and business customers across the United States and select international markets. Founded in 1810 and headquartered in Hartford, Connecticut, the company operates through key segments including Business Insurance, which offers workers' compensation, property, automobile, general liability, and professional liability coverages tailored for small commercial, middle market, and multinational clients; Personal Insurance, providing standard and preferred homeowners, personal automobile, and personal umbrella policies through direct-to-consumer channels and independent agents; Employee Benefits, delivering group life, disability, accident, and stop loss insurance alongside voluntary benefits to employers via brokers, consultants, and third-party administrators; Hartford Funds, managing mutual funds and exchange-traded funds across equity, fixed income, and multi-asset classes for retail, retirement, and institutional investors; and Property & Casualty Other Operations, handling reinsurance and run-off businesses. The company distributes its offerings primarily through independent agents, brokers, and strategic partnerships, with a workforce exceeding 18,000 employees supporting operations in North America and limited global placements. In recent developments, The Hartford entered a strategic long-term capacity partnership with Coalition in October 2024 to expand Active Cyber Insurance offerings in the UK market, addressing rising cyber risk demands. The company reported record third quarter 2025 net income of $1.1 billion, up from prior periods, driven by reduced catastrophe losses and strong core earnings growth, alongside second quarter 2025 net income of $990 million reflecting 35% year-over-year improvement. Additionally, in its 2024 annual report and 2025 proxy, The Hartford adjusted its long-term incentive compensation mix to emphasize performance shares (75%) over stock options (25%) and shifted performance metrics weighting toward core return on equity.

Company News

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  • Envestnet Portfolio Solutions Inc. Purchases 6,847 Shares of The Hartford Insurance Group, Inc. $HIG

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  • The Hartford Insurance Group, Inc. (HIG) Presents at KBW Insurance Conference 2026 Transcript

  • AlphaGrep UK Ltd Invests $972,000 in The Hartford Insurance Group, Inc. $HIG

  • Here's Why Investors Should Retain the Hartford Stock for Now

  • The Hartford Partners With UC Berkeley's Bakar Labs For Energy & Materials To Support Innovation, Emerging Companies

  • Bank of New York Mellon Corp Acquires New Stake in The Hartford Insurance Group, Inc. $HIG

  • Advisors Capital Management LLC Acquires New Holdings in The Hartford Insurance Group, Inc. $HIG

  • Allworth Financial LP Purchases Shares of 15,659 The Hartford Insurance Group, Inc. $HIG