PT Bank Danamon Indonesia Tbk Class A

PT Bank Danamon Indonesia Tbk Class A

0.24
EUR
-0.01
(-3.20%)
0.10EPS
2.21P/E
1.90BMarket Cap
Nov 04Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2,063.43
2,023.1
2,029.31
2,037.41
1,827.64
1,854.18
1,857.49
1,809.05
1,793.07
1,822.94
1,953.62
2,203.66
2,321.36
10,565.92
Basic EPS, GAAP
421.68
271.69
249.7
278.52
384.11
409.21
416.78
103.1
160.79
337.88
358.51
356.35
406.27
1,801.63
Free Cash Flow per Basic Share
290.59
484.91
845.57
-272.93
340.25
414.12
-965.64
1,741.28
1,508.89
-879.9
-723.81
-117.93
1,197.7
824.14
Dividend per Share
131.16
111.75
85.01
79.55
103.67
139.96
147.82
196.06
40.28
61.25
124.78
133.37
119.56
- -
Book Value per Share
3,227.86
3,381.33
3,540.26
3,750.07
4,033.56
4,310.08
4,597.83
4,410.66
4,568.32
4,792.9
5,037.74
5,455.09
5,552.69
5,557.8
Tangible Book Value per Share
3,084.04
3,238.68
3,391.38
3,596.65
3,869.83
4,144.41
4,433.28
4,248.32
4,394.44
4,615.69
4,852.09
5,249.35
5,358.3
5,105.7
Basic Weighted Avg Shares
9,585
9,585
9,585
9,585
9,585
9,585
9,774
9,774
9,774
9,774
9,774
9,774
9,774
2,444
Sales/Revenue/Turnover
19,777,240
19,390,718
19,450,172
19,527,864
17,517,299
17,771,675
18,154,274
17,680,872
17,524,629
17,816,595
19,093,760
21,537,539
22,687,982
25,820,595
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
640,308
674,952
654,753
580,586
524,324
513,057
506,276
658,891
617,062
604,929
640,612
813,981
959,573
1,112,202
Net Income, GAAP
4,041,684
2,604,017
2,393,305
2,669,480
3,681,551
3,922,172
4,073,453
1,007,614
1,571,471
3,302,314
3,503,882
3,482,828
3,970,711
4,402,756
Effective Tax Rate (%)
24.79
24.51
24.76
36.43
30.56
27.5
29.51
47.32
26.88
22.14
22.07
21.68
22.14
21.61
Profit Margin (%)
20.44
13.43
12.3
13.67
21.02
22.07
22.44
5.7
8.97
18.54
18.35
16.17
17.5
17.05
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
28,190,495
26,544,772
22,955,321
19,967,721
20,030,451
21,492,998
23,821,400
17,613,064
11,251,430
10,159,599
15,416,335
20,430,134
19,858,722
20,406,072
Total Equity
31,239,383
32,646,840
34,214,849
36,377,972
39,172,152
41,939,821
45,417,027
43,575,499
45,197,354
47,478,482
49,959,368
54,818,844
58,012,069
61,406,765
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.04
4.26
3.98
4.49
6.12
6.09
5.89
1.42
2.51
5.57
5.45
4.65
4.89
5.23
Return on Common Equity (%)
13.6
8.22
7.22
7.64
9.87
9.81
9.45
2.29
3.58
7.22
7.29
6.79
7.38
8.38

Capital Structure

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
9,774
9,774
9,774
Market Capitalization
24,083,637
28,798,710
38,898,338

Working Capital

IDR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
16,025,506
13,449,704
20,640,901
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

IDR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
5.49%
5.91%
5.83%
Free Cash Flow
-234.21%
-277.74%
-1,115.61%
Net Income, GAAP
17.02%
37.12%
14.01%
Sales/Revenue/Turnover
1.72%
5.22%
5.34%
Total Cash Common Dividend
17.21%
14.57%
-10.35%

Quarterly Revenue

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,916,494
5,011,775
5,035,765
4,970,974
21,537,539
2025
5,479,479
4,954,776
- -
7,546,107
22,687,982
2026
5,944,710
7,375,002
- -
- -
- -

Quarterly Earnings Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
85.05
1,120,408.92
1,513,277.72
1,448,292.55
356.35
2025
85.65
1,704,470.81
- -
2,281,674.77
406.27
2026
115.62
2,622,361.03
- -
- -
- -

Quarterly Dividends Per Share

IDR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
296.88
- -
133.37
2025
- -
- -
- -
-2
119.56
2026
- -
- -
- -
- -
- -

Company Description

CEO
Nobuya Kawasaki
Full Time Employees
28,991
Sector
Finance
Industry
Major banks
Address
Menara Bank Danamon Jakarta JK Indonesia 12920
IPO Date
Dec 8, 1989
Business
PT Bank Danamon Indonesia Tbk (BDMN.JK) operates as a major commercial bank in Indonesia, providing comprehensive banking and financial services to retail, small and medium enterprise (SME), and corporate customers through its retail and wholesale segments. The bank offers savings, current, and Sharia accounts; time and Sharia deposits; credit and debit cards; unsecured personal loans; secured property mortgages; Sharia housing loans; automotive, business, and multipurpose financing; Sharia leasing; employee cooperative, working capital, investment, trade, mortgage, and financial supply chain financing; cash management services including collection, payment, and liquidity management; foreign exchange, interest rate swaps, cross-currency swaps, marketable securities, money market, and repo/reverse repo products; Sharia business and personal products; e-banking; personal, investment-related, health, and general insurance; mutual funds, investment plans, bonds, and structured products; as well as bancassurance and fund transfer services. Founded on July 16, 1956, and headquartered at Menara Bank Danamon, Jl. HR Rasuna Said Blok C No. 10, Jakarta Selatan 12920, Indonesia, Danamon maintains a nationwide network of approximately 870 conventional branches and Sharia units, supported by group companies including Adira Finance, Home Credit Indonesia, Mandala Finance, and Zurich Asuransi Indonesia. As a majority-owned subsidiary of Mitsubishi UFJ Financial Group (MUFG) with 92.47% ownership, it leverages MUFG's global network including partner banks in Thailand, the Philippines, and Vietnam. Recent developments include the October 2025 completion of Adira Finance's merger with Mandala Finance, strengthening national coverage for vehicle, fleet, and multipurpose financing as part of MUFG's financial conglomerate integration; the March 2025 launch of Proteksi Prima Kritis Andalan (PPKA) critical illness insurance in partnership with Manulife Indonesia; the introduction of Danamon LEBIH PRO multi-currency savings account in 2024 offering nine currencies with competitive rates; optimized investment strategies such as BNP Paribas Syariah funds in USD; and updated articles of association via notarial deed on March 21, 2025. As of June 30, 2025, consolidated assets stand at Rp251.5 trillion.