- CEO
- Björn Lander
- Full Time Employees
- 285
- Sector
- Finance
- Industry
- Finance/Rental/Leasing
- Address
- Sveavägen 163 Stockholm AB Sweden 113 46
- IPO Date
- Jun 13, 2025
- Business
- Enity Holding AB (publ) (ENITY.ST) operates as the holding company for Enity Bank Group, a Nordic specialist provider of mortgage and financial services targeting underserved individuals and communities through accessible, sustainable lending solutions. The group offers a range of core products including first- and second-charge mortgages, equity release loans, residential mortgages, savings accounts, personal and business loans, debit and credit cards, letters of credit, certificates of deposit, mortgages, equipment financing, and online banking services delivered via a cloud-based digital platform; these are provided under consumer brands such as Bluestep Bank across Sweden, Norway, and Finland, Bank2 in Norway, and 60plusbanken in Sweden. Enity Holding serves customers primarily in Sweden, Norway, Finland, and Germany, with a focus on non-traditional borrowers assessed based on unique potential rather than standard criteria, maintaining a low-risk portfolio of fully secured mortgages totaling SEK 29.3 billion as of March 2025. Founded in 2004 as a holding entity with operations commencing in 2005 under Bluestep Bostadslån in Stockholm, Sweden, where it maintains headquarters at Sveavagen 163 or c/o Enity Bank Group AB, the company has expanded through organic growth, geographic extension into Finland, and strategic acquisitions including Bank2 in Norway in April 2024 and the remaining 51% stake in Norwegian mortgage broker Eiendomsfinans AS (including subsidiary Eiendomsfinans Drift AS) for MSEK 83.1 in May 2025; additional recent developments encompass unifying brands under the Enity identity in 2024, listing shares on Nasdaq Stockholm in June 2025, issuing AT1 Notes, launching a covered bond programme, distributing an extraordinary dividend of MSEK 250, setting new financial targets, and realizing cost synergies from prior integrations amid Q1 2025 trading updates showing stable credit losses at 0.22%.