Banca Mediolanum SpA

Banca Mediolanum SpA

22.37
EUR
-0.58
(-2.53%)
16.08BMarket Cap
Nov 10Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.35
1.36
1.58
1.4
1.35
1.38
2.05
1.7
2.23
1.91
2.59
3.28
3.3
- -
Basic EPS, GAAP
0.45
0.44
0.59
0.53
0.52
0.35
0.77
0.59
0.97
0.69
1.11
1.52
1.67
- -
Free Cash Flow per Basic Share
1.73
0.29
0.35
-1.22
0.28
0.43
0.45
-0.03
1.15
3.04
-2.44
1.49
0.47
- -
Dividend per Share
0.18
0.3
0.28
0.3
0.44
0.4
0.41
- -
1.01
0.59
0.54
0.79
1.23
- -
Book Value per Share
2.23
2.44
2.8
2.92
3.01
2.81
3.19
3.73
3.91
3.99
4.66
5.46
6.08
6.18
Tangible Book Value per Share
2.01
2.2
2.54
2.65
2.72
2.53
2.92
3.45
3.63
3.71
4.38
5.17
5.78
5.89
Basic Weighted Avg Shares
740
737
738
737
735
733
733
734
736
737
741
737
739
739
Sales/Revenue/Turnover
1,000
1,000
1,165
1,035
995
1,011
1,501
1,247
1,638
1,411
1,918
2,419
2,440
- -
Operating Margin (%)
54.43
45.27
48.17
43.39
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
22
22
26
33
36
37
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
337
321
439
394
380
256
565
434
713
507
822
1,120
1,238
- -
Effective Tax Rate (%)
38.13
29.22
21.85
12.33
15.01
39.33
23.49
18.25
19.92
21.28
22.99
22.82
13.41
- -
Profit Margin (%)
33.67
32.06
37.65
38.04
38.18
25.29
37.67
34.83
43.53
35.92
42.84
46.28
50.72
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
624
595
226
190
154
109
148
74
68
372
386
397
389
610
Total Equity
1,651
1,813
2,070
2,151
2,209
2,061
2,343
2,739
2,883
2,948
3,455
4,026
4,494
4,579
Return on Invested Capital (%)
13.72
12.45
17.25
16.09
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
15.2
13.69
18.64
16.97
16.16
11.28
24.26
16.38
24.74
16.16
22.95
27.1
26.61
- -
Return on Common Equity (%)
21.92
18.51
22.59
18.65
17.43
11.98
25.68
17.1
25.37
17.38
25.67
29.93
29.06
- -

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
739
739
741
Market Capitalization
14,489
12,863
16,084

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
807
- -
667
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.34%
10.58%
11.64%
Free Cash Flow
-557.83%
-991.85%
-68.39%
Net Income, GAAP
19.57%
28.83%
10.56%
Sales/Revenue/Turnover
9.86%
16.08%
0.87%
Total Cash Common Dividend
- -
- -
55.44%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
536
536
496
858
2,419
2025
548
547
544
802
2,440
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.3
0.31
0.3
0.6
1.52
2025
0.33
0.32
0.34
0.69
1.67
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.79
2025
- -
- -
- -
- -
1.23
2026
- -
- -
- -
- -
- -

Company Description

CEO
Massimo Antonio Doris
Full Time Employees
4,042
Sector
Finance
Industry
Major banks
Address
Palazzo Meucci Basiglio MI Italy 20079
IPO Date
Dec 30, 2015
Business
Banca Mediolanum S.p.A. is an Italian financial services group headquartered in Basiglio, Italy, founded in 1982. The company operates primarily through two business areas: life insurance and pension fund management, and financial services comprising asset management and banking activities. It offers a broad range of products including current accounts, deposits, mortgages, loans, debit, credit, and prepaid cards; investment products such as mutual funds, unit-linked policies, investment strategies, trading, and retirement products; as well as life and damage insurance products and services. Additionally, Banca Mediolanum engages in real estate activities, mutual fund and trust management, financial intermediation, payment services, and audio and television production businesses. The company serves individual customers mainly in Italy but also has operations in Spain and Germany. It distributes its products and services through a network of personal financial advisors known as Family Bankers. In recent years, Banca Mediolanum has experienced strong financial performance, posting a record net profit of 1.12 billion euros in 2024. The group surpassed 150 billion euros in total assets under administration by mid-2025 and plans for higher net inflows and steady net interest income for the year. The company is undergoing a platform scaling-up, with increased marketing and operational investments to support growth nationwide. Its capital ratios remain robust, exceeding regulatory and sector averages, bolstered by the full incorporation of a stake sale in Mediobanca in 2025. The bank has also seen substantial growth in customer acquisition and protection policies, emphasizing its long-term value-building strategy. Banca Mediolanum maintains a focus on innovation and digital banking solutions to enhance customer experience and wealth management services. Overall, Banca Mediolanum positions itself as a comprehensive financial services provider in the retail banking, insurance, and asset management sectors, catering predominantly to individual clients with diversified offerings and a strategic emphasis on growth and digital transformation across its Italian and selected European markets. The company is listed on the Borsa Italiana under the ticker BMED.MI and is a component of the FTSE MIB index. Its CEO is Massimo Doris.

Company News

  • Banca Mediolanum S.p.A. (OTCMKTS:BNCDY) Short Interest Update

  • Banca Mediolanum S.p.A. (BNCDY) Q2 2026 Earnings Call Transcript

  • Banca Mediolanum S.p.A. (BNCDY) Q1 2026 Earnings Call Transcript

  • Banca Mediolanum S.p.A. (BNCDY) Q4 2025 Earnings Call Transcript

  • Italy's Banca Mediolanum posts record annual net profit, up 11%

  • Banca Mediolanum (OTCMKTS:BNMDF) Stock Price Up 23.8% – Still a Buy?

  • Banca Mediolanum S.p.A. (OTCMKTS:BNCDY) Short Interest Update

  • Banca Mediolanum S.p.A. (BNCDY) Q3 2025 Earnings Call Transcript

  • Italy's Banca Mediolanum raises 2025 net inflows outlook

  • Banca Mediolanum selling its stake in Mediobanca via ABB process

  • Banca Mediolanum: High Dividend Yield And Countercyclical Revenues

  • Banca Mediolanum to back Mediobanca bid for Banca Generali on June 16

  • Banca Mediolanum sees no impact from Mediobanca bid for Banca Generali

  • Italy's Banca Mediolanum reports 10% rise in first quarter profit

  • Italy's Banca Mediolanum posts record net profit in 2024