Eleving Group

Eleving Group

1.64
EUR
0.00
(0.00%)
0.26EPS
8.02P/E
194.18MMarket Cap
Nov 09Next Earn
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.45
1.75
1.88
1.84
2.18
2.53
Basic EPS, GAAP
0.02
0.15
0.2
0.2
0.2
0.21
Free Cash Flow per Basic Share
-0.34
-0.06
0.09
0.09
-0.56
-0.86
Dividend per Share
- -
0.01
0.1
0.1
0.22
0.11
Book Value per Share
0.21
0.39
0.46
0.8
0.77
0.86
Tangible Book Value per Share
-0.05
0.25
0.22
0.59
0.54
0.61
Basic Weighted Avg Shares
101
101
101
118
114
117
Sales/Revenue/Turnover
146
176
189
217
250
297
Operating Margin (%)
37.49
40.8
38.67
35.36
30.22
34.5
Depreciation Expense
7
8
9
10
10
13
Net Income, GAAP
2
15
20
24
23
24
Effective Tax Rate (%)
46.09
31.93
23.05
23.68
30.37
35.57
Profit Margin (%)
1.44
8.69
10.62
10.85
9.16
8.2
Working Capital
93
98
101
132
211
580
LT Debt
234
231
242
268
391
502
Total Equity
31
54
65
108
106
115
Return on Invested Capital (%)
- -
6.13
7.39
7.61
7.71
7.46
Return on Capital (%)
- -
3.67
4.2
4.09
3.34
3.43
Return on Common Equity (%)
- -
43.74
40.57
32.13
25.05
26.78

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
50
- -
- -
LT Borrowings
386
454
502
LT Finance Leases
6
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
116
117
117
Market Capitalization
204
213
194

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
291
548
603
Cash, Cash Equivalents & STI
39
35
40
Accounts Receivable, Net
5
5
2
Inventories
2
7
7
Total Current Liabilities
81
25
23
Payables & Accruals
- -
- -
- -
ST Debt
50
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
-2.19%
Free Cash Flow
- -
- -
-707.94%
Net Income, GAAP
- -
- -
-2.59%
Sales/Revenue/Turnover
- -
- -
15.41%
Total Cash Common Dividend
- -
- -
102.15%

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
52
50
56
59
217
2025
59
59
61
71
250
2026
78
87
- -
- -
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.05
0.07
0.05
0.05
0.2
2025
0.04
0.07
0.06
0.03
0.2
2026
0.04
0.08
- -
- -
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.07
0.03
0.02
0.1
2025
0.03
0.13
0.01
0.05
0.22
2026
0.01
0.04
- -
- -
- -

Company Description

CEO
Modestas Sudnius
Full Time Employees
4,355
Sector
Technology services
Industry
Information technology services
Address
Luxembourg Luxembourg
IPO Date
Oct 16, 2024
Business
Eleving Group S.A. operates as a global multi-brand financial technology company providing vehicle mobility and consumer financing solutions across emerging and developed markets. The company conducts its operations through two primary business segments: Vehicle Finance and Consumer Finance. Its product and service portfolio includes used and pre-owned vehicle loans; vehicle lease and leaseback financing; long-term vehicle rental and subscription services; motorcycle, three-wheeler, and light commercial vehicle asset financing tailored for gig-economy drivers and micro-entrepreneurs; unsecured personal loans; revolving credit lines; short-term installment loans; and point-of-sale merchant financing. Eleving Group distributes its financial solutions through digital platforms and a multi-channel branch network under proprietary brand names, including Mogo and Primero for vehicle financing and mobility solutions; Renti for car subscription and rental services; and Kredo, Tigo, and Sebo for consumer lending products. The company serves retail consumers, ride-hailing operators, and micro, small, and medium-sized enterprises across more than a dozen countries spanning the Baltic region, Central and Eastern Europe, Sub-Saharan Africa, and Central Asia. Founded in 2012 as Mogo Finance and subsequently rebranded to Eleving Group in 2021, the company maintains its corporate headquarters in Riga, Latvia. In recent operational and strategic developments, Eleving Group completed its initial public offering in late 2024, listing its shares on the Nasdaq Riga Baltic Main List and the Frankfurt Stock Exchange; expanded its green mobility initiatives through financing packages and infrastructure partnerships for electric two-wheelers in East Africa; diversified its capital structure through international senior secured bond offerings; and broadened its digital lending infrastructure with automated credit underwriting, machine learning risk assessment models, and mobile-first self-service portals.