PT Bank Tabungan Negara (Persero) Tbk
0.03
EUR
+0.00
(+4.55%)
ISIN
ID1000113707
Return %
Stock
S&P 500
1Y
-54.00
14.20
3Y
-60.12
81.12
5Y
-62.92
68.34
Capital Structure
IDR
•
in mil. unless spec.Working Capital
IDR
•
in mil. unless spec.Growth Rates
IDR
•
in mil. unless spec.Quarterly Revenue
IDR
•
in mil. unless spec.Quarterly Earnings Per Share
IDR
•
in mil. unless spec.Quarterly Dividends Per Share
IDR
•
in mil. unless spec.Company Description
- CEO
- Nixon Lambok Pahotan Napitupulu
- Full Time Employees
- 12,686
- Sector
- Finance
- Industry
- Major banks
- Address
- Jl. Gajah Mada No. 1 Jakarta JK Indonesia 10130
- IPO Date
- Dec 11, 2009
- Website
- btn.co.id
- Similar Companies
- Business
- PT Bank Tabungan Negara (Persero) Tbk (BTN) operates as Indonesia's leading state-owned mortgage bank, specializing in housing finance and commercial banking services with a focus on retail and sharia-compliant products. The company offers a comprehensive range of core products and services, including housing loans (KPR) and non-housing consumer loans; savings accounts such as BTN Juara, BTN Simpel, BTN Batara iB, and BTN Prima iB; current accounts and giro products like Giro BTN Perorangan and Giro BTN iB; term deposits including Deposito BTN Ritel Rupiah, BTN Ritel Valas, and Deposito BTN iB; debit cards such as Kartu Debit BTN and Debit BTN Visa Contactless Paywave; wealth management options encompassing bancassurance, mutual funds, retail bonds, and foreign exchange; business loans like Kredit Konstruksi, Kredit Modal Kerja, Kredit Investasi, and Kredit Usaha Rakyat for micro, small, and medium enterprises; as well as sharia products through its former unit now spun off, including TabunganKu iB and BTN Haji iB. BTN maintains an extensive nationwide network of branches and ATMs, primarily serving individual consumers, businesses, and the housing sector across Indonesia, with headquarters in Jakarta and operations concentrated in the domestic market. Founded in 1897 and headquartered at Menara Bank BTN, Jl. Gajah Mada No. 1, Jakarta Pusat, the company functions as a majority government-owned entity through Danantara, emphasizing personal banking, business banking, and sharia banking segments. In recent developments, BTN completed the spin-off of its sharia business unit into PT Bank Syariah Nasional (BSN) following the acquisition and rebranding of Bank Victoria Syariah, with the transfer of approximately IDR 71.3 trillion in assets approved at an extraordinary general meeting in November 2025, positioning BSN as Indonesia's second-largest sharia bank; entered a strategic partnership with PT Mandiri Capital Indonesia in January 2025 to launch the BTN Fund, a venture capital initiative targeting startups in housing, construction, fintech, proptech, AI, financial services, banking software, and ESG sectors; received IDR 25 trillion in government liquidity injection as part of a IDR 200 trillion program for state-owned banks to boost lending; issued subordinated bonds totaling up to IDR 2.3 trillion including a IDR 300 billion social bond in 2025 amid strong oversubscription; and raised its FY2025 loan growth guidance to 7-9% supported by FLPP housing subsidies and KUR schemes while planning asset divestitures of IDR 1.1 trillion to enhance asset quality.