Assurant, Inc.

Assurant, Inc.

257.00
EUR
+4.20
(+1.66%)
18.43EPS
12.64P/E
11.61BMarket Cap
Nov 03Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
117.83
143.85
151.29
116.02
114.77
134.75
153.85
159.87
172.26
187.47
208.24
227.4
253.9
269.03
Basic EPS, GAAP
6.38
6.52
2.08
9.23
9.45
4
5.87
7.02
22.95
5.09
12.02
14.55
17.29
21.26
Free Cash Flow per Basic Share
12.72
4.3
1.69
0.38
8.52
9.69
21.04
20.31
10.05
7.55
17.5
21.28
31.67
33.1
Dividend per Share
0.97
1.07
1.38
2.05
2.16
2.5
2.75
2.88
2.74
2.76
2.85
2.98
3.34
3.53
Book Value per Share
67.29
74.77
68.7
73.26
81.47
82.53
94.25
102.62
98
80.04
92.57
100.46
117.92
123.48
Tangible Book Value per Share
50.69
56.46
51.21
53.53
57.99
-16.04
12.71
26.06
28.52
13.7
29.83
38.46
54.29
59.82
Basic Weighted Avg Shares
77
72
68
61
55
59
62
60
59
54
53
52
50
50
Sales/Revenue/Turnover
9,031
10,383
10,313
7,108
6,311
7,983
9,530
9,611
10,188
10,193
11,132
11,878
12,814
13,456
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
125
132
137
125
116
127
126
142
172
182
196
224
250
268
Net Income, GAAP
489
471
142
565
520
251
383
441
1,362
277
643
760
873
1,064
Effective Tax Rate (%)
38.09
36.72
29.62
33.37
- -
24.26
32.61
10.15
21.83
20.95
20.36
18.02
19.74
19.87
Profit Margin (%)
5.41
4.54
1.37
7.95
8.23
3.14
4.01
4.59
13.37
2.71
5.77
6.4
6.81
7.9
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
1,638
1,171
1,165
1,067
1,068
2,006
2,007
2,253
2,203
1,905
2,080
2,083
2,207
2,208
Total Equity
4,833
5,181
4,524
4,098
4,282
5,134
5,682
5,955
5,464
4,229
4,810
5,107
5,872
6,098
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
8.5
7.92
3
11.13
- -
5.21
6.11
6.72
18.26
5.17
11
12.04
12.58
14.53
Return on Common Equity (%)
9.76
9.4
2.92
13.12
12.42
5.05
6.76
7.28
23.78
5.71
14.22
15.33
15.9
18.34

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
2,207
2,208
2,208
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
50
50
49
Market Capitalization
11,935
10,815
13,269

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,552
4,345
4,593
Accounts Receivable, Net
8,394
8,567
8,359
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2,742
2,775
2,733
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.45%
0.81%
14.98%
Free Cash Flow
207.32%
21.65%
43.82%
Net Income, GAAP
60.18%
58.93%
14.8%
Sales/Revenue/Turnover
3.43%
5.97%
7.89%
Total Cash Common Dividend
6.47%
1.8%
8.02%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,880
2,925
2,968
3,105
11,878
2025
3,074
3,158
3,232
3,350
12,814
2026
3,420
3,454
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4.5
3.59
2.56
3.89
14.55
2025
2.86
4.6
5.23
4.5
17.29
2026
5.51
6.03
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.71
0.76
0.72
0.8
2.98
2025
0.8
0.84
0.8
0.88
3.34
2026
0.89
0.97
- -
- -
- -

Company Description

CEO
Keith Warner Demmings
Full Time Employees
14,800
Sector
Finance
Industry
Property/Casualty insurance
Address
260 Interstate North Circle SE Atlanta GA United States 30339-2210
IPO Date
Feb 5, 2004
Business
Assurant, Inc. Assurant, Inc. (NYSE: AIZ) operates as a premier international protection services provider, delivering risk management solutions, specialty insurance products, and related services across the housing, lifestyle, and automotive sectors; its core offerings encompass mobile device protection and repairs, extended service contracts for consumer electronics and appliances, vehicle protection services including service contracts and insurance, lender-placed homeowners and flood insurance, renters insurance, multi-family housing and mortgage services, and connected living solutions such as device lifecycle management and claims administration. The company maintains global operations in 21 countries spanning North America, Latin America, Europe, and Asia-Pacific, safeguarding approximately 325 million consumers, 64 million mobile devices, 56 million vehicles and equipment, and 32 million mortgages through partnerships with leading brands, retailers, financial institutions, and lenders. Founded in 1892 with roots in mutual aid associations and headquartered at 260 Interstate North Circle SE in Atlanta, Georgia, Assurant employs over 15,000 professionals worldwide and leverages data-driven technologies for customer experiences in property, casualty, preneed, and extended protection markets. In recent developments, Assurant acquired OptoFidelity's mobile device test automation portfolio in October 2025 to enhance automation in its Global Connected Living business and device refurbishment capabilities, expanded its strategic partnership with Holman in August 2025 to extend training, products, and performance services to 30 newly acquired dealerships, and authorized a $700 million share repurchase program alongside a 10% common stock dividend increase in late 2025.

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