Noba Bank Group AB

Noba Bank Group AB

8.06
EUR
-0.24
(-2.89%)
0.72EPS
9.74P/E
3.54BMarket Cap
Nov 03Next Earn
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.26
13.91
17.01
19.77
22.56
23.69
Basic EPS, GAAP
-0.05
1.95
2.37
4.4
7.22
8.04
Free Cash Flow per Basic Share
10.41
5.28
-5.51
13.43
-12.54
-1.23
Dividend per Share
0.3
- -
- -
- -
- -
- -
Book Value per Share
37.91
39.51
39.98
45.36
52.51
55.75
Tangible Book Value per Share
19.82
21.72
23.57
29.43
37.33
39.32
Basic Weighted Avg Shares
500
500
500
500
500
500
Sales/Revenue/Turnover
2,631
6,954
8,503
9,886
11,280
11,844
Operating Margin (%)
- -
- -
- -
- -
- -
- -
Depreciation Expense
38
306
149
64
79
97
Net Income, GAAP
-23
973
1,187
2,202
3,611
4,021
Effective Tax Rate (%)
- -
26.79
21.65
23.49
21.67
22.63
Profit Margin (%)
-0.87
13.99
13.96
22.27
32.01
33.95
Working Capital
- -
- -
- -
- -
- -
- -
LT Debt
19,208
19,686
18,305
20,286
25,530
30,309
Total Equity
18,954
19,754
19,991
22,678
26,253
27,874
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
2.27
2.75
4.92
7.2
7.51
Return on Common Equity (%)
- -
5.03
5.97
10.32
14.76
15.54

Capital Structure

SEK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
500
500
500
Market Capitalization
58,759
40,778
39,155

Working Capital

SEK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,146
368
450
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

SEK

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
- -
15.76%
Free Cash Flow
- -
- -
-193.35%
Net Income, GAAP
- -
- -
63.99%
Sales/Revenue/Turnover
- -
- -
14.1%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

SEK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
2,398
2,524
2,687
9,886
2025
2,735
2,699
2,912
2,932
11,280
2026
2,944
3,056
- -
- -
- -

Quarterly Earnings Per Share

SEK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
1.16
1.19
1.25
4.4
2025
1.64
1.77
1.81
2.01
7.22
2026
2.01
2.22
- -
- -
- -

Quarterly Dividends Per Share

SEK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Jacob Lundblad
Full Time Employees
791
Sector
Finance
Industry
Regional banks
Address
Gävlegatan 22 Stockholm AB Sweden 113 30
IPO Date
Sep 26, 2025
Website
noba.bank
Business
NOBA Bank Group AB (NOBA.ST) operates as a Swedish digital bank focused on providing modern banking services to private individuals and small businesses through its mobile-first platform. The company offers core products and services including savings accounts with competitive interest rates, personal loans, mortgage products, payment solutions, and investment options such as funds and securities trading; it also provides business banking features like current accounts, invoice management, and short-term financing. Founded in 2021 and headquartered in Stockholm, Sweden, NOBA Bank Group AB primarily serves customers in the Nordic region, with expansion efforts targeting digital-savvy users across Sweden and neighboring markets. In recent developments, the company secured a significant funding round in 2024 from leading venture capital firms to fuel platform enhancements and market growth; it launched new AI-driven financial advisory tools and expanded its mortgage offerings amid rising demand in the Swedish housing sector. NOBA Bank Group AB continues to prioritize technological innovation and customer-centric services within the competitive fintech banking segment.