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  3. •

    Miscellaneous commercial services
Fast Finance S.A.

Fast Finance S.A.

GGPW:FFI
1.01
PLN
0.00
(0.00%)
5.67EPS
0.13P/E
925,000.00Market Cap
2010 Y
2011 Y
2012 Y
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
TTM
Revenue per Share
16.36
19.48
21.47
22.35
21.67
32.5
31.95
22.1
12.01
5.42
5.26
5.07
1.62
1.06
Basic EPS, GAAP
4.99
5.5
5.87
6.58
7.9
7.92
6.47
5.91
-88.12
-14.17
0.59
-0.41
20.93
5.67
Free Cash Flow per Basic Share
3.13
5.02
1.03
11.34
12.4
20.12
15.56
-5.41
2.39
2.53
-0.06
-0.06
6.61
6.17
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
16.01
21.51
27.38
33.96
41.86
49.78
56.06
61.97
-20.18
-34.42
-33.76
-29.56
-12.66
-12.97
Tangible Book Value per Share
16.01
21.51
27.38
33.96
41.86
49.78
56.06
61.97
-20.18
-34.42
-33.76
-29.56
-12.66
-12.97
Basic Weighted Avg Shares
1
1
1
1
1
1
1
1
1
1
1
1
1
1
Sales/Revenue/Turnover
20
24
27
28
27
41
40
28
15
7
7
6
2
1
Operating Margin (%)
58.26
52.35
45.99
48.75
46.69
45.28
32.77
33.76
12.09
-243.48
12.08
-10.39
1,295.14
533.61
Depreciation Expense
- -
- -
- -
1
1
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
6
7
7
8
10
10
8
7
-110
-18
1
-1
26
7
Effective Tax Rate (%)
19.14
19.7
17.66
15.64
20.62
19.76
26.63
20.23
- -
- -
- -
213.63
0.43
- -
Profit Margin (%)
30.51
28.22
27.35
29.46
36.47
24.37
20.26
26.73
-733.8
-261.33
11.3
-7.99
1,289.54
533.56
Working Capital
98
129
168
213
177
116
159
157
-6
-26
-25
-32
-15
-16
LT Debt
24
18
35
56
28
10
13
17
16
14
14
5
- -
- -
Total Equity
20
27
34
42
52
62
70
77
-25
-43
-42
-37
-16
-16
Return on Invested Capital (%)
19.59
14.93
12.02
11.75
9.24
13.13
9.58
8.6
- -
- -
- -
- -
- -
- -
Return on Capital (%)
21.2
17.17
15.97
13.95
13.62
12.48
10.04
9.63
- -
- -
-6.11
2.77
-148.19
- -
Return on Common Equity (%)
36.93
29.3
24.03
21.47
20.84
17.29
12.23
10.01
- -
- -
- -
- -
- -
- -

Capital Structure

PLN

•

in mil. unless spec.
Dec'22
Mar'23
Jun'23
ST Debt
4
4
4
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
1
1
1

Working Capital

PLN

•

in mil. unless spec.
Dec'22
Mar'23
Jun'23
Total Current Assets
3
3
2
Cash, Cash Equivalents & STI
1
1
1
Accounts Receivable, Net
- -
1
- -
Inventories
- -
- -
- -
Total Current Liabilities
18
18
17
Payables & Accruals
- -
- -
- -
ST Debt
4
4
4
Deferred Revenue
- -
- -
- -

Growth Rates

PLN

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-4.41%
-26.7%
-57.16%
Free Cash Flow
- -
- -
-10,363.45%
Net Income, GAAP
-720.82%
-1,442.71%
-5,265.47%
Sales/Revenue/Turnover
-15.66%
-35.03%
-67.98%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
1
1
2
2
6
2022
1
- -
- -
- -
2
2023
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
0.01
0.01
0.81
-1.9
-0.41
2022
-0.06
14.9
-0.27
6.35
20.93
2023
-0.25
-0.16
- -
- -
- -

Quarterly Dividends Per Share

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2021
- -
- -
- -
- -
- -
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Tomasz Mihulka
Sector
Commercial services
Industry
Miscellaneous commercial services
Address
Ul. Wolowska 20 Wroclaw Poland 51-116
IPO Date
May 6, 2008
Website
fastfinance.pl
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Business
Fast Finance S.A. (WSE: FFI.WA) is a Poland-based consumer finance company specializing in receivables management and debt collection services. The company acquires and recovers consumer debt portfolios from regulated market participants, primarily banks and telecommunications firms; provides debt collection services for natural persons; and handles receivables entrusted by external entities. It operates a Non-Standard Closed-End Securitization Investment Fund to facilitate specific transactions and issues corporate bonds on the Catalyst market; its portfolio includes receivables with a nominal value exceeding PLN 500 million. Fast Finance S.A. primarily serves financial institutions in the consumer debt collection segment of the diversified financials sector, with operations centered in Poland. Founded in 2004 and headquartered in Wroclaw, Poland, the company listed on the Warsaw Stock Exchange's NewConnect market in 2008 and transitioned to the main market in 2010. In recent years, Fast Finance S.A. has undergone restructuring, operating for a period as Fast Finance SA w restrukturyzacji, reflecting significant operational changes to address financial challenges. The company reported earnings for the nine months ended September 30, 2023, and was scheduled to release Q3 2024 results in November 2024, indicating ongoing efforts to stabilize and report financial performance amid a reported revenue decline. No major acquisitions, partnerships, or new product launches were identified in the last 1-2 years, with focus remaining on core debt recovery activities.