Text S.A.

Text S.A.

38.90
PLN
-0.60
(-1.52%)
4.45EPS
9.68P/E
1.11BMarket Cap
Nov 25Next Earn
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.74
1.28
2.06
2.96
3.47
4.24
5.08
6.95
8.64
11.48
13.02
13.75
12.78
12.72
Basic EPS, GAAP
0.38
0.72
1.09
1.67
1.88
2.22
2.96
3.89
4.62
6.03
6.47
6.39
4.53
4.45
Free Cash Flow per Basic Share
0.36
0.63
1.02
1.52
1.89
2.38
2.27
3.6
4.48
7.56
6.9
6.97
6.27
5.86
Dividend per Share
0.23
0.37
0.71
1.08
1.85
1.87
2.01
2.77
3.94
4.72
6.12
6.01
5.55
1.15
Book Value per Share
0.42
0.77
1.15
1.73
1.76
2.11
3.06
4.17
4.84
4.53
4.92
5.3
4.27
5.39
Tangible Book Value per Share
0.37
0.65
1
1.5
1.43
1.57
1.95
2.88
3.34
2.31
2.24
2.32
1.06
2.08
Basic Weighted Avg Shares
26
26
26
26
26
26
26
26
26
26
26
26
26
26
Sales/Revenue/Turnover
19
33
53
76
89
109
131
179
223
296
335
354
329
327
Operating Margin (%)
63.61
70.33
65.9
69.96
68.62
64.75
62.6
59.84
57.55
56.55
53.38
50.08
38.82
37.58
Depreciation Expense
1
1
1
2
2
4
6
10
12
14
19
24
26
27
Net Income, GAAP
10
19
28
43
48
57
76
100
119
155
167
164
117
115
Effective Tax Rate (%)
19.91
19.82
19.95
19.73
19.46
19.36
7.03
6.48
6.97
6.93
6.89
7.49
7.95
7.18
Profit Margin (%)
51.21
56.16
52.93
56.28
54.02
52.38
58.16
55.95
53.49
52.5
49.67
46.42
35.44
35.02
Working Capital
8
16
24
37
34
36
48
72
83
54
53
54
21
47
LT Debt
- -
- -
- -
- -
- -
- -
2
2
1
- -
- -
4
3
3
Total Equity
11
20
30
45
45
54
79
107
125
117
127
136
110
139
Return on Invested Capital (%)
- -
116.08
110.17
113
108.45
111.02
109.25
101.37
98.68
125.05
132.86
121.61
91.35
73.7
Return on Capital (%)
- -
122.75
114.11
115.73
110.2
114.98
112.01
104.64
101.04
127.71
135.97
122.18
91.51
74.28
Return on Common Equity (%)
- -
121.89
113.97
115.72
107.49
114.98
114.44
107.67
102.66
128.8
136.92
124.98
94.66
74.99

Capital Structure

PLN

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
ST Debt
- -
1
1
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
3
3
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
26
26
26
Market Capitalization
1,027
967
1,110

Working Capital

PLN

•

in mil. unless spec.
Dec'26
Mar'26
Jun'27
Total Current Assets
105
103
140
Cash, Cash Equivalents & STI
53
63
94
Accounts Receivable, Net
1
2
2
Inventories
- -
- -
- -
Total Current Liabilities
81
81
94
Payables & Accruals
- -
- -
- -
ST Debt
- -
1
1
Deferred Revenue
- -
- -
- -

Growth Rates

PLN

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
16.05%
1.31%
-19.39%
Free Cash Flow
22.85%
15.1%
-9.99%
Net Income, GAAP
17.47%
5.24%
-29.08%
Sales/Revenue/Turnover
20.89%
13.82%
-7.09%
Total Cash Common Dividend
25.2%
16.45%
-7.65%

Quarterly Revenue

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
87
89
89
89
354
2026
85
83
82
80
329
2027
83
- -
- -
- -
- -

Quarterly Earnings Per Share

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
1.7
1.65
1.6
1.43
6.39
2026
1.2
1.11
1.1
1.11
4.53
2027
1.13
- -
- -
- -
- -

Quarterly Dividends Per Share

PLN

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2025
- -
- -
- -
1.66
6.01
2026
- -
- -
- -
1.15
5.55
2027
- -
- -
- -
- -
- -

Company Description

CEO
Mariusz Rafal Cieply
Full Time Employees
254
Sector
Technology services
Industry
Packaged software
Address
ul. Zwycieska 47 Wroclaw DS Poland 53-033
IPO Date
Apr 11, 2014
Website
text.com
Business
Text S.A. (WSE: TXT) develops and distributes software-as-a-service (SaaS) solutions for online customer communication and artificial intelligence-driven support worldwide; its core products include LiveChat, a multichannel live chat platform for real-time website, mobile app, email, and social media interactions including Facebook Messenger and Twitter; ChatBot, a platform for building conversational chatbots to automate business scenarios and customer service; HelpDesk, a ticketing system for managing and resolving customer inquiries across email, live chat, and other channels; KnowledgeBase, a tool for creating self-service help centers and internal knowledge bases with AI-suggested articles; and OpenWidget, a free widget for embedding contact forms, product reviews, FAQs, and ecommerce personalization on websites compatible with platforms like Shopify, WooCommerce, and WordPress. The company, founded in 2002 and headquartered in Wroclaw, Poland, with additional offices in Boston, Massachusetts, serves over 40,000 customers across more than 150 countries, including Adobe, PayPal, Huawei, and ING, primarily targeting B2B and B2C businesses in ecommerce, customer service, and sales sectors. In September 2023, Text S.A. rebranded from LiveChat Software S.A. to reflect its expanded focus on AI and ecommerce solutions; recent developments include the launch of Workflows for product automation in closed beta and TeamChat, an internal communication tool akin to Slack for agents, as part of its strategy to build an integrated suite offering with unified billing and trials; the company reported USD 84.77 million in annual recurring revenue (ARR) for the first half of the 2025/26 fiscal year, with monthly recurring revenue (MRR) reaching USD 7.06 million in October 2025, up 0.3% year-over-year, alongside revenue of 167.6 million PLN and net profit of 59.7 million PLN.

Company News

  • LIvechat Software SA (LCHTF) Q2 2027 Earnings Call Transcript

  • Text's ARR Exceeds $89.5 Million Following a 7.6% Q/Q Increase

  • LIvechat Software SA (LCHTF) Q4 2026 Earnings Call Transcript

  • LIvechat Software SA (LCHTF) Q3 2026 Earnings Call Transcript

  • LIvechat Software SA (LCHTF) Q2 2026 Earnings Call Transcript

  • Text: Bullish On LiveChat Core And Rapid ChatBot/HelpDesk Expansion

  • Text S.A. (LCHTF) Q4 2025 Earnings Call Transcript

  • Text S.A. (LCHTF) Q3 2025 Earnings Call Transcript

  • Text S.A.: 10% Yield, SaaS, High Insider Ownership And Undemanding Valuation

  • Text: A High-Quality Company Trading Ex-Growth

  • Text S.A. (LCHTF) Q1 2024 Earnings Call Transcript

  • Text S.A. (LCHTF) Q4 2023 Earnings Call Transcript

  • Text: Temporary Problems And An Unusual Dividend Yield Of 6.5%

  • Text S.A. (LCHTF) Q3 2023/2024 Preliminary KPIs Conference Call (Transcript)

  • LiveChat Becomes Text But Remains A High-Quality Company That Delivers Stellar Results

  • LiveChat Software: An Undiscovered Gem