Greenville Federal Financial Corporation

Greenville Federal Financial Corporation

GVFF
Greenville Federal Financial CorporationUS flagOther OTC
7.00
USD
- -
- -
14.13MMarket Cap
Greenville Federal Financial Corporation
GVFF
(Other OTC)

Recent

price

7.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2005
2006
2007
2008
2009
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.57
1.94
2.13
2.21
2.31
3.08
3.17
3.3
3.64
3.82
3.84
3.92
3.88
4.51
3.53
Revenue per Share
0.03
0.23
0.29
-0.42
-1.42
0.35
0.4
0.19
0.23
0.44
0.29
0.2
-0.84
0.02
0.1
Basic EPS, GAAP
-0.15
0.26
0.28
0.49
0.02
0.54
-0.51
-0.24
0.59
-0.77
-0.45
-0.27
-0.34
0.28
- -
Free Cash Flow per Basic Share
- -
0.03
0.13
0.12
0.12
0.11
0.16
0.15
0.2
0.11
0.1
- -
- -
- -
- -
Dividend per Share
6.03
6.15
6.63
6.13
4.52
6.57
6.71
6.77
6.78
7.09
7.27
7.66
6.92
6.88
- -
Book Value per Share
5.94
9.71
10.29
9.95
8.37
10.21
10.39
10.43
10.47
10.82
10.72
11.07
10.39
10.3
10.55
Tangible Book Value per Share
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
Basic Weighted Avg Shares
1
5
5
5
5
6
7
7
8
8
8
8
8
9
7
Sales/Revenue/Turnover
-230.35
16.52
19.09
-23.73
-62.03
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
1
1
1
1
1
- -
- -
- -
Depreciation Expense
- -
1
1
-1
-3
1
1
- -
- -
1
1
- -
-2
- -
- -
Net Income, GAAP
- -
28.38
28.62
- -
- -
16.82
13.57
14.44
13.32
16.5
15.26
11.09
- -
14.63
14.41
Effective Tax Rate (%)
5.43
11.83
13.63
-18.98
-61.33
11.29
12.72
5.66
6.22
11.59
7.55
5.15
-21.66
0.39
2.8
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
32
- -
26
19
27
9
8
8
- -
- -
- -
- -
4
4
1
LT Debt
14
23
23
22
19
21
22
22
22
23
23
22
21
21
21
Total Equity
- -
1.56
1.79
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
3.8
4.43
-6.56
-26.83
6.07
6.12
2.77
3.35
6.39
4.04
2.65
-11.44
0.25
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2
2
2
Market Capitalization
13
14
14

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
14
14
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-0.26%
-1.06%
0.05%
Free Cash Flow
78.98%
-94.54%
-182.53%
Net Income, GAAP
-47.92%
-116.76%
-102.09%
Sales/Revenue/Turnover
6.72%
3.78%
17.26%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2
2
2
2
8
2025
2
2
- -
2
9
2026
2
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.16
-0.13
-0.11
-0.44
-0.84
2025
-0.06
-0.02
- -
0.06
0.02
2026
0.05
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
Business
Greenville Federal Financial Corporation (GVFF) is a savings and loan holding company that owns Greenville Federal, a federally chartered savings bank providing retail banking services in Ohio. Founded in 1883 and headquartered at 690 Wagner Avenue in Greenville, Ohio, the company operates branches in Greenville, Tipp City, and Troy, serving customers primarily in Darke, Preble, Auglaize, Miami, Shelby, and Mercer Counties in Ohio, as well as Randolph and Wayne Counties in Indiana. Greenville Federal offers deposit products including checking accounts, savings accounts, money market accounts, individual retirement accounts, and certificates of deposit; it also provides online banking access to these services. The bank originates a range of loans, with its primary focus on conventional mortgage loans secured by one- to four-family residences in its market area; additional lending includes multi-family residential loans for five or more units, home equity lines of credit, construction real estate loans, commercial real estate loans, land loans, commercial business loans secured by inventory, equipment, vehicles, or accounts receivable, and consumer loans such as automobile financing, home improvement loans, loans on savings deposits, and unsecured personal loans. Greenville Federal competes in the highly competitive financial services industry against other local, regional, and national banks, savings associations, credit unions, and finance companies. The company maintains its mutual holding company structure as a subsidiary of Greenville Federal MHC, with no major acquisitions, partnerships, funding rounds, or strategic shifts reported in the last two years.