Greenville Federal Financial Corporation Financial Ratios — GVFF

Profitability (USD)

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2005	06/30/2006	06/30/2007	06/30/2008	06/30/2009	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	2.95	2.83	-4.14	-15.58	3.61	3.95	1.79	2.17	4.16	2.69	1.82	-7.77	0.17
Return on Assets (%)	- -	0.42	0.49	-0.72	-2.57	0.49	0.48	0.21	0.23	0.42	0.26	0.17	-0.68	0.01
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	1.56	1.79	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	-214.45	21.83	23.81	-20.54	-57.87	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Margin (%)	-230.35	16.52	19.09	-23.73	-62.03	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	116.99	82.97	- -	- -	263.77	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	2.98	16.52	19.09	-23.73	-62.03	13.57	14.71	6.62	7.18	13.88	8.91	5.8	-20.99	0.45
Profit Margin (%)	5.43	11.83	13.63	-18.98	-61.33	11.29	12.72	5.66	6.22	11.59	7.55	5.15	-21.66	0.39
Net Income to Common Margin (%)	5.43	11.83	13.63	-18.98	-61.33	11.29	12.72	5.66	6.22	11.59	7.55	5.15	-21.66	0.39
Effective Tax Rate (%)	- -	28.38	28.62	- -	- -	16.82	13.57	14.44	13.32	16.5	15.26	11.09	- -	14.63
Dvd Payout Ratio (%)	- -	12.34	45.24	-29.25	-8.63	31.38	38.84	82.35	86.74	25.46	34.04	- -	- -	- -
Sustainable Growth Rate (%)	- -	2.59	1.55	-5.35	-16.93	2.48	2.42	0.32	0.29	3.1	1.78	1.82	-7.77	0.17

Credit (USD)

Credit Ratios API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2005	06/30/2006	06/30/2007	06/30/2008	06/30/2009	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	32	- -	26	19	27	9	8	8	- -	- -	- -	- -	4	4
ST Debt	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	32	- -	26	19	27	9	8	8	- -	- -	- -	- -	4	4
Total Debt/EBITDA	-11.49	- -	23.33	-19.23	-9.04	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBITDA	-10.17	-3.3	20.18	-12.01	-7.54	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Debt/EBIT	-10.7	- -	29.09	-16.65	-8.44	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	-9.47	-4.36	25.16	-10.39	-7.03	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.84	17.28	17.53	17.33	15.57	12.11	12.02	10.98	10.33	9.92	9.33	9.37	8.05	7.71
Long-Term Debt/Equity (%)	236.06	- -	114.87	87.91	144.53	43.77	36.98	35.8	1.63	0.9	0.21	- -	19.27	19.26
Long-Term Debt/Capital (%)	70.24	- -	53.46	46.78	59.11	30.45	27	26.36	1.6	0.9	0.21	- -	16.15	16.15
Long-Term Debt/Total Assets (%)	25.58	- -	20.14	15.23	22.5	5.3	4.44	3.93	0.17	0.09	0.02	- -	1.55	1.48
Total Debt/Equity (%)	236.06	- -	114.87	87.91	144.53	43.77	36.98	35.8	1.63	0.9	0.21	- -	19.27	19.26
Total Debt/Capital (%)	70.24	- -	53.46	46.78	59.11	30.45	27	26.36	1.6	0.9	0.21	- -	16.15	16.15
Total Debt/Total Assets (%)	25.58	- -	20.14	15.23	22.5	5.3	4.44	3.93	0.17	0.09	0.02	- -	1.55	1.48
Net Debt to Equity	208.85	-14.41	99.36	54.88	120.5	-53.5	-49.98	-118.14	-137.09	-85.11	-63.88	-66.98	-66.2	-68.12
Net Debt/Capital (%)	67.62	-16.84	49.84	35.43	54.65	-59.26	-57.45	-669.07	386.58	-538.93	-175.83	-202.84	-124.75	-133.22
EBITDA	-3	1	1	-1	-3	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx	-3	1	1	-1	-3	- -	-1	-1	-1	-1	-1	- -	- -	- -
Operating Income (Loss)	-3	1	1	-1	-3	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2005	06/30/2006	06/30/2007	06/30/2008	06/30/2009	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	10.84	17.28	17.53	17.33	15.57	12.11	12.02	10.98	10.33	9.92	9.33	9.37	8.05	7.71
Long-Term Debt/Equity (%)	236.06	- -	114.87	87.91	144.53	43.77	36.98	35.8	1.63	0.9	0.21	- -	19.27	19.26
Long-Term Debt/Capital (%)	70.24	- -	53.46	46.78	59.11	30.45	27	26.36	1.6	0.9	0.21	- -	16.15	16.15
Long-Term Debt/Total Assets (%)	25.58	- -	20.14	15.23	22.5	5.3	4.44	3.93	0.17	0.09	0.02	- -	1.55	1.48
Total Debt/Equity (%)	236.06	- -	114.87	87.91	144.53	43.77	36.98	35.8	1.63	0.9	0.21	- -	19.27	19.26
Total Debt/Capital (%)	70.24	- -	53.46	46.78	59.11	30.45	27	26.36	1.6	0.9	0.21	- -	16.15	16.15
Total Debt/Total Assets (%)	25.58	- -	20.14	15.23	22.5	5.3	4.44	3.93	0.17	0.09	0.02	- -	1.55	1.48
CFO/Total Liabilities	-0.24	0.57	0.57	1.03	0.25	0.97	- -	0.18	0.95	-0.19	0.21	-0.25	-0.29	0.23
CFO/CapEx	-4.22	- -	- -	- -	1.27	3.93	- -	0.39	3.16	-0.32	0.32	- -	- -	- -
Altman's Z-Score	0.09	0.28	0.29	0.21	0.1	0.21	0.22	0.21	0.17	0.17	0.17	0.16	0.14	0.14

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2005	06/30/2006	06/30/2007	06/30/2008	06/30/2009	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	- -	15.73	8.36	8.85	9.7	24.85	- -	- -	- -	- -	- -	- -	- -	- -
Days Sales Outstanding	- -	23.21	43.65	41.24	37.63	14.69	- -	- -	- -	- -	- -	- -	- -	- -
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2005	06/30/2006	06/30/2007	06/30/2008	06/30/2009	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	- -	13	12	10	5	17	20	24	14	15	17	14	15	14
- Cash & Cash Equivalents	4	3	4	7	4	11	11	26	30	19	14	15	14	14
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	32	- -	26	19	27	9	8	8	- -	- -	- -	- -	4	4
Enterprise Value	29	9	35	22	27	15	17	6	-16	-4	3	-1	5	4
Total Capital	46	23	49	41	46	30	30	30	22	23	23	22	25	25
Total Debt/Capital (%)	70.24	- -	53.46	46.78	59.11	30.45	27	26.36	1.6	0.9	0.21	- -	16.15	16.15
Total Debt / EV	1.13	- -	0.75	0.88	0.99	0.6	0.47	1.34	-0.02	-0.05	0.02	- -	0.84	1.09
EV/Sales	21.81	2.07	7.42	4.48	5.27	2.41	2.56	0.85	- -	- -	0.37	0.03	0.62	0.4
EV/EBITDA	- -	9.5	31.16	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	12.55	38.86	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	15.29	57.3	20.24	106.73	10.26	17,074.8	18.71	- -	- -	6.55	- -	- -	6.54
EV/Free Cash Flow to Firm	- -	15.29	57.3	20.24	59.71	8.18	15.99	5.23	- -	- -	1.6	- -	- -	6.54
Diluted Market Cap	- -	13	12	9	5	17	19	23	14	14	17	14	14	14
Diluted Enterprise Value	29	10	34	21	27	14	16	5	-16	-5	3	-1	5	4
EV per Share	12.41	4.08	15.18	9.48	11.8	7.01	7.82	2.7	- -	- -	1.42	0.11	2.35	1.82
TTM Sales	1	5	5	5	5	6	7	7	8	8	8	8	8	9
TTM EBITDA	-3	1	1	-1	-3	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Operating Income	-3	1	1	-1	-3	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	- -	1	1	1	- -	1	- -	- -	2	- -	- -	-1	-1	1
TTM Free Cash Flow to Firm	- -	1	1	1	- -	2	1	1	2	1	2	-1	-1	1

Multiples (USD)

Valuation Multiples API ChatGPT

	2005 Y	2006 Y	2007 Y	2008 Y	2009 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	06/30/2005	06/30/2006	06/30/2007	06/30/2008	06/30/2009	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	- -	20.85	19.42	8.7	9.98	8.84	17.95	20.67	5.73	17.25	9.44	-25.87	-20.99	24.58
EV/EBIT	- -	12.55	38.86	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	29	9	35	22	27	15	17	6	-16	-4	3	-1	5	4
Low Price	- -	5.34	5.13	4.12	2.04	7.36	7.68	8.96	4.94	6.7	6.89	5.56	6.12	6.05
EV/Sales	21.81	2.07	7.42	4.48	5.27	2.41	2.56	0.85	- -	- -	0.37	0.03	0.62	0.4
EV/EBITDA	- -	9.5	31.16	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	23.89	18.45	- -	- -	22.89	22.6	58.87	28.88	15.57	28.62	34.53	- -	394.63
Price/Earnings Average	- -	23.74	19.23	-11.73	-2.18	22.91	22.69	54.7	32.64	18.26	29.98	36.75	-8.34	394.33
Price/Earnings High	- -	24.36	20.65	-13.24	-3.01	28.5	31.97	62.61	50.59	20.78	34.18	44.99	-10.72	672.31
Price/Earnings Low	- -	23.22	17.69	-9.81	-1.44	21.21	19.03	47.98	21.82	15.14	23.75	27.55	-7.29	348.54
Price/Book Value	- -	0.56	0.54	0.45	0.25	0.82	0.91	1.09	0.64	0.65	0.77	0.63	0.7	0.67
Price/Book Value Average	- -	0.56	0.56	0.52	0.38	0.82	0.92	1.01	0.73	0.77	0.8	0.68	0.68	0.66
Price/Book Value High	- -	0.57	0.61	0.58	0.53	1.03	1.29	1.16	1.13	0.87	0.92	0.83	0.88	1.13
Price/Book Value Low	- -	0.54	0.52	0.43	0.25	0.76	0.77	0.89	0.49	0.64	0.64	0.51	0.6	0.59
Price/Tangible Book Value	- -	0.56	0.54	0.45	0.25	0.82	0.91	1.09	0.64	0.65	0.77	0.63	0.7	0.67
Price/Tangible Book Value Average	- -	0.56	0.56	0.52	0.38	0.82	0.92	1.01	0.73	0.77	0.8	0.68	0.68	0.66
Price/Tangible Book Value High	- -	0.57	0.61	0.58	0.53	1.03	1.29	1.16	1.13	0.87	0.92	0.83	0.88	1.13
Price/Tangible Book Value Low	- -	0.54	0.52	0.43	0.25	0.76	0.77	0.89	0.49	0.64	0.64	0.51	0.6	0.59
Price/Sales	- -	2.83	2.51	1.93	0.88	2.58	2.87	3.33	1.8	1.8	2.16	1.78	1.84	1.52
Price/Sales Average	- -	2.81	2.62	2.23	1.34	2.59	2.88	3.1	2.03	2.12	2.26	1.89	1.81	1.52
Price/Sales High	- -	2.88	2.81	2.51	1.84	3.22	4.06	3.54	3.15	2.41	2.58	2.32	2.32	2.59
Price/Sales Low	- -	2.75	2.41	1.86	0.88	2.39	2.42	2.72	1.36	1.75	1.79	1.42	1.58	1.34
Price/Cash Flow	- -	20.85	19.42	8.7	17.83	11.01	19,143.88	73.77	7.54	-36.88	38.6	-25.87	-20.99	24.58
Price/Cash Flow Average	- -	20.72	20.24	10.05	27.06	11.02	19,216.11	68.55	8.52	-43.26	40.43	-27.53	-20.55	24.56
Price/Cash Flow High	- -	21.26	21.73	11.35	37.34	13.71	27,074.44	78.47	13.21	-49.22	46.1	-33.7	-26.42	41.87
Price/Cash Flow Low	- -	20.27	18.62	8.4	17.83	10.2	16,120.61	60.12	5.7	-35.87	32.04	-20.64	-17.96	21.71
Price/Free Cash Flow Average	- -	20.72	20.24	10.05	15.14	8.85	18.02	19.2	6.47	20.24	9.88	-27.53	-20.55	24.56
Price/Free Cash Flow High	- -	21.26	21.73	11.35	20.89	11.01	25.38	21.98	10.03	23.03	11.27	-33.7	-26.42	41.87
Price/Free Cash Flow Low	- -	20.27	18.62	8.4	9.98	8.19	15.11	16.84	4.33	16.78	7.83	-20.64	-17.96	21.71
EV/Sales Average	21.81	2.06	7.53	4.79	5.74	2.41	2.57	0.6	- -	- -	0.47	0.02	0.58	0.4
EV/Sales High	21.81	2.13	7.73	5.09	6.27	3.08	3.8	1.06	- -	0.09	0.78	0.44	1.1	1.47
EV/Sales Low	21.81	1.99	7.31	4.41	5.27	2.21	2.09	0.21	- -	- -	- -	- -	0.35	0.23
EV/EBITDA Average	-10.17	9.42	31.62	-23.34	-9.93	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA High	-10.17	9.75	32.46	-24.8	-10.83	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBITDA Low	-10.17	9.14	30.7	-21.48	-9.11	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Average	-9.47	12.45	39.44	-20.2	-9.26	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	-9.47	12.88	40.49	-21.47	-10.11	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	-9.47	12.08	38.29	-18.6	-8.5	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	- -	5.49	5.35	4.26	2.04	7.95	9.12	11	6.54	6.89	8.3	6.97	7.15	6.85
High Price	- -	5.6	5.99	5.56	4.26	9.9	12.9	11.7	11.45	9.19	9.91	9.08	9	11.67
Enterprise Value Average	29	9	35	23	30	15	17	4	-14	-2	4	- -	4	4
Enterprise Value High	29	10	36	25	32	20	25	7	-5	1	6	4	9	13
Enterprise Value Low	29	9	34	21	27	14	14	1	-19	-5	- -	-4	3	2

Shares Outstanding	2	2	2	2	2	2	2	2	2	2	2	2	2	2
Diluted Weighted Avg Shares	2	2	2	2	2	2	2	2	2	2	2	2	2	2
Basic Weighted Avg Shares	2	2	2	2	2	2	2	2	2	2	2	2	2	2
Revenue per Share	0.57	1.94	2.13	2.21	2.31	3.08	3.17	3.3	3.64	3.82	3.84	3.92	3.88	4.51
EBITDA per Share	-1.22	0.42	0.51	-0.45	-1.34	- -	- -	- -	- -	- -	- -	- -	- -	- -
Operating Income per Share	-1.31	0.32	0.41	-0.53	-1.43	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.03	0.23	0.29	-0.42	-1.42	0.35	0.4	0.19	0.23	0.44	0.29	0.2	-0.84	0.02
Basic EPS from Cont Ops	0.03	0.23	0.29	-0.42	-1.42	0.35	0.4	0.19	0.23	0.44	0.29	0.2	-0.84	0.02
Diluted EPS, GAAP	0.03	0.23	0.29	-0.42	-1.42	0.34	0.4	0.19	0.23	0.44	0.29	0.2	-0.84	0.02
Diluted EPS from Cont Ops	0.03	0.23	0.29	-0.42	-1.42	0.34	0.4	0.19	0.23	0.44	0.29	0.2	-0.84	0.02
Dividend per Share	- -	0.03	0.13	0.12	0.12	0.11	0.16	0.15	0.2	0.11	0.1	- -	- -	- -
Cash Flow per Share	-0.12	0.26	0.28	0.49	0.11	0.72	- -	0.15	0.87	-0.19	0.22	-0.27	-0.34	0.28
Free Cash Flow per Basic Share	-0.15	0.26	0.28	0.49	0.02	0.54	-0.51	-0.24	0.59	-0.77	-0.45	-0.27	-0.34	0.28
Cash & Equivalents per Share	1.62	1.42	1.53	3.14	1.95	5.16	4.99	11.91	13.93	8.96	6.9	7.35	6.77	7.01
Book Value per Share	5.94	9.83	9.9	9.51	8.1	9.65	9.99	10.08	10.16	10.52	10.81	10.98	10.22	10.29
Tangible Book Value per Share	5.94	9.83	9.9	9.51	8.1	9.65	9.99	10.08	10.16	10.52	10.81	10.98	10.22	10.29

Greenville Federal Financial Corporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)