Guidewire Software, Inc.

Guidewire Software, Inc.

GWRE
Guidewire Software, Inc.US flagNew York Stock Exchange
162.74
USD
-8.68
- -
13.84BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.34
5.33
5.43
5.89
6.89
8.4
8.83
8.96
8.89
9.72
11.02
11.91
14.34
15.88
Basic EPS, GAAP
0.44
0.22
0.14
0.21
0.24
-0.34
0.25
-0.33
-0.8
-2.16
-1.36
-0.07
0.83
2.24
Free Cash Flow per Basic Share
0.41
1.07
0.82
1.29
1.79
1.65
0.83
1.05
1.11
-0.57
0.4
2.3
3.52
3.66
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
0.15
0.35
0.47
0.66
0.89
1.61
2.33
1.97
-0.79
-3.4
-7.52
-7.58
-6.61
-7.23
Tangible Book Value per Share
3.66
9.67
9.65
10.27
9.13
12.57
14.33
15.4
14.17
12.66
9.89
11.68
12.54
12.65
Basic Weighted Avg Shares
56
66
70
72
74
78
81
83
84
84
82
82
84
85
Sales/Revenue/Turnover
301
350
381
424
510
653
720
742
743
813
905
980
1,202
1,342
Operating Margin (%)
9.89
5.26
4.33
3.87
4.29
-2.39
0.2
-3.22
-14.21
-24.54
-16.51
-5.36
3.42
6.78
Depreciation Expense
5
7
7
9
19
36
40
43
37
34
25
22
24
26
Net Income, GAAP
25
15
10
15
18
-27
21
-27
-67
-180
-112
-6
70
189
Effective Tax Rate (%)
18.14
26.2
40.95
27.94
36.65
- -
- -
- -
- -
- -
- -
- -
- -
24.87
Profit Margin (%)
8.2
4.2
2.6
3.53
3.55
-4.1
2.88
-3.66
-8.95
-22.2
-12.36
-0.62
5.81
14.11
Working Capital
135
421
557
589
511
984
1,103
1,118
1,055
915
726
458
963
887
LT Debt
- -
- -
- -
- -
- -
305
317
450
459
463
440
35
705
705
Total Equity
222
651
689
784
889
1,414
1,574
1,657
1,545
1,452
1,199
1,343
1,457
1,511
Return on Invested Capital (%)
12
3.12
1.45
1.61
1.66
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-330.74
94.27
35.41
37.12
31.79
- -
- -
- -
- -
- -
- -
- -
- -
29.96
Return on Common Equity (%)
- -
94.27
35.41
37.12
31.78
-28.02
13.16
-15.41
- -
- -
- -
- -
- -
- -

Capital Structure

FRC

in mil. unless spec.
Jul'25
Oct'26
Jan'26
ST Debt
10
- -
- -
LT Borrowings
675
675
676
LT Finance Leases
31
29
29
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
85
85
85
Market Capitalization
18,968
19,678
11,896

Working Capital

FRC

in mil. unless spec.
Jul'25
Oct'26
Jan'26
Total Current Assets
1,507
1,357
1,346
Cash, Cash Equivalents & STI
1,149
1,012
919
Accounts Receivable, Net
141
95
163
Inventories
- -
- -
- -
Total Current Liabilities
545
390
459
Payables & Accruals
45
34
29
ST Debt
10
- -
- -
Deferred Revenue
340
254
308

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
9.31%
-1.94%
8.53%
Free Cash Flow
30.69%
44.65%
55.83%
Net Income, GAAP
-164.5%
-212.1%
-1,243.77%
Sales/Revenue/Turnover
12.49%
10.36%
22.64%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
207
241
241
292
980
2025
263
289
294
357
1,202
2026
333
359
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.33
0.12
-0.07
0.2
-0.07
2025
0.11
-0.45
0.55
0.62
0.83
2026
0.37
0.71
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Michael George Rosenbaum
Full Time Employees
3,507
Sector
Technology
Industry
Software - Application
Address
2850 South Delaware Street San Mateo CA United States of America 94403
IPO Date
Jan 25, 2012
Business
Guidewire Software, Inc. (NYSE: GWRE) provides a comprehensive cloud-based platform for property and casualty (P&C) insurers worldwide, enabling core operations across policy administration, claims management, billing, and analytics. The company offers Guidewire InsuranceSuite, including PolicyCenter Cloud for policy administration, ClaimCenter Cloud for claims processing, and BillingCenter Cloud for billing management; Guidewire InsuranceNow, a fully integrated cloud platform combining policy, billing, claims, document production, and analytics; additional solutions such as Guidewire Rating Management for pricing insurance products, Reinsurance Management for executing reinsurance strategies, HazardHub for property risk assessment, Predict for machine learning-based insights, Cyence for cyber-risk modeling, DataHub for operational data storage, and InfoCenter for business intelligence; digital engagement applications including AppReader for submission intake and Underwriting Management; and recently launched PricingCenter, a unified pricing and rating application that accelerates product innovation by enhancing efficiency and accuracy. Founded in 2001 and headquartered in San Mateo, California, Guidewire serves over 540 insurers in 40 countries, spanning commercial, personal, and workers' compensation lines, with customers ranging from startups to the largest global carriers. In October 2025, Guidewire signed a definitive agreement to acquire ProNavigator, an AI-powered knowledge management platform tailored for P&C insurance that delivers context-aware best practices within workflows for claims, underwriting, and distribution, with the transaction expected to close in the second quarter of fiscal year 2026 and integrate advanced search capabilities across Guidewire's solutions; the company also continues expanding its cloud offerings, marketplace with partner applications, and professional services for implementation and innovation.

Company News

APIChat
  • A Look at Guidewire Software Inc (GWRE) After 12.3% Gain -- GF Value $197.17 vs Price $171.42

  • Guidewire to Report Q3 Earnings: Here's What Investors Should Know

  • Guidewire Software (GWRE) Q3 Earnings on the Horizon: Analysts' Insights on Key Performance Measures

  • Guidewire to Announce Third Quarter Fiscal Year 2026 Financial Results on June 4, 2026

  • Weav.ai Named to Guidewire Insurtech Vanguards Program

  • 1 in 3 UK Customers Comfortable With AI in Insurance but Want Human Checks and Robust Regulation

  • 1 in 3 UK Customers Comfortable With AI in Insurance but Want Human Checks and Robust Regulation

  • Is It Too Late to Buy Guidewire Software Inc (GWRE) After 5.3% Rally? GF Value Says Undervalued

  • Guidewire Software (GWRE) is a Top-Ranked Growth Stock: Should You Buy?

  • Comerica Bank Acquires 26,912 Shares of Guidewire Software, Inc. $GWRE

  • Brown Advisory: New Additions To  Mid-Cap Growth Portfolio

  • Cwm LLC Reduces Stake in Guidewire Software, Inc. $GWRE

  • Guidewire Launches ProNavigator, Embedding Expert AI Insights into Insurance Workflows

  • Michael George Rosenbaum Sells 1,200 Shares of Guidewire Software (NYSE:GWRE) Stock

  • After Plunging 26.5% in 4 Weeks, Here's Why the Trend Might Reverse for Guidewire Software (GWRE)

  • Guidewire Software: Growth Story Is Even More Durable Today

  • 5 Growth Stocks to Buy for Q2 2026 After a Disappointing Q1

  • Ethias Goes Live on Guidewire Cloud Platform, Building a Trusted Foundation for AI Innovation

  • Traders Buy Large Volume of Call Options on Guidewire Software (NYSE:GWRE)

  • 5 Momentum Stocks to Buy for April After a Capricious March