Sezzle Inc.

Sezzle Inc.

119.95
EUR
0.00
(0.00%)
4.02EPS
35.22P/E
4.95BMarket Cap
Nov 04Next Earn
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
- -
0.64
1.53
2.64
3.76
4.74
8.04
13.28
15.71
Basic EPS, GAAP
- -
-0.66
-0.84
-1.73
-1.14
0.21
2.33
3.93
4.77
Free Cash Flow per Basic Share
- -
- -
- -
- -
0.22
-0.8
3.83
6.11
8.03
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
5.78
4.07
8.9
5.11
1.62
0.65
2.6
5.02
6.92
Tangible Book Value per Share
5.74
4
8.82
4.99
1.38
0.59
2.53
4.93
6.92
Basic Weighted Avg Shares
1,067
18
30
32
33
34
34
34
34
Sales/Revenue/Turnover
- -
11
45
83
126
159
271
450
532
Operating Margin (%)
- -
-68.86
-47.73
-59.88
-38.25
13.93
25.26
36.15
37.78
Depreciation Expense
- -
- -
- -
1
1
1
1
1
2
Net Income, GAAP
- -
-12
-25
-55
-38
7
79
133
161
Effective Tax Rate (%)
- -
- -
- -
- -
- -
7.93
- -
18.27
19.65
Profit Margin (%)
- -
-103.34
-55.1
-65.47
-30.34
4.45
28.96
29.57
30.35
Working Capital
30
33
81
83
71
22
152
262
307
LT Debt
3
1
1
57
64
1
105
141
122
Total Equity
27
19
46
27
9
22
88
170
233
Return on Invested Capital (%)
- -
- -
- -
- -
- -
21.69
- -
59.44
55.96
Return on Capital (%)
- -
- -
- -
- -
- -
22.86
- -
52.9
52.34
Return on Common Equity (%)
- -
-50.33
-76.33
-148.46
-209.8
45.89
142.86
103.34
88.85

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
140
144
122
LT Finance Leases
1
1
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
34
34
34
Market Capitalization
2,271
2,012
5,654

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
352
411
408
Cash, Cash Equivalents & STI
64
120
80
Accounts Receivable, Net
4
13
14
Inventories
- -
- -
- -
Total Current Liabilities
90
113
102
Payables & Accruals
75
89
75
ST Debt
- -
- -
- -
Deferred Revenue
15
23
27

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
86.49%
93.33%
Free Cash Flow
- -
- -
60.4%
Net Income, GAAP
- -
209.22%
69.54%
Sales/Revenue/Turnover
- -
59.61%
66.08%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
47
56
70
98
271
2025
105
99
117
130
450
2026
136
150
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.24
0.87
0.46
0.75
2.33
2025
1.07
0.82
0.78
1.26
3.93
2026
1.52
1.21
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Charlie G. Youakim
Full Time Employees
201
Sector
Technology services
Industry
Packaged software
Address
700 Nicollet Mall Minneapolis MN United States 55402
IPO Date
Aug 17, 2023
Website
sezzle.com
Business
Sezzle Inc (SEZL) operates as a technology-enabled payments company providing buy now, pay later solutions primarily in the United States and Canada. The company offers its Sezzle Platform, which instantly extends credit at the point-of-sale for consumers to purchase and receive merchandise while paying in interest-free installments; Pay-in-4, allowing payment of one-fourth upfront and the remainder in three bi-weekly installments over six weeks; Pay-in-Full for immediate full payment without credit extension; Pay-in-2 and other alternative installment options splitting payments into two halves over two weeks; Long-Term Lending through third-party lender collaborations; Sezzle On-Demand virtual cards for single-use pay later transactions anywhere; in-app shopping tools including Product Marketplace with over one million products, auto-applied coupons, price drop notifications, and deal discovery; Earn Tab features such as Sezzle Arcade, Coupons & Discounts, Gas & Grocery rewards, Money IQ education, and Sezzle Quest; and enterprise payment solutions for in-store and online retail merchants. Sezzle Inc, founded in 2016, maintains headquarters in Minneapolis, Minnesota. Recent developments include signing new enterprise partners D&B Supply and Dunham's Sports in the third quarter of 2025; launching and expanding app features like the Earn Tab, On-Demand product, and AI-driven enhancements throughout 2025; exercising a $75 million accordion on its credit facility to expand from $150 million to $225 million; achieving recognition on TIME's 2025 list of America's Growth Leaders; and reporting 38% year-over-year growth in monthly active users alongside raised 2025 adjusted EBITDA guidance to $175 million-$180 million.

Company News

  • 5 Strong Buy Growth Stocks With High Margins to Grab Before Earnings

  • Sezzle Spotlights Gen Z Advisory Council to Give the Next Generation a Direct Say in Its Products

  • Sezzle (NASDAQ: SEZL) schedules November 4 results call and investor conferences

  • Sezzle: Recent Pullback Provides A Good Entry Point

  • Sezzle Users Complete Over 2 Million Financial Literacy Lessons in the App's Money IQ Program

  • Sezzle: New Launches, High Returns, Above-Average Growth

  • Which Buy Now Pay Later Stock Dominated in September: Klarna, Affirm, or Sezzle?

  • Sezzle's On-Demand Push: Can It Win More Enterprise Merchants?

  • Here's Why Sezzle Inc. (SEZL) is a Strong Growth Stock

  • Sezzle: Why I Think The Sell-Off Is An Opportunity

  • Sezzle: The Market Does Not See The Next Growth Phase

  • Sezzle: The Concerns I Had Are Starting To Fade (Rating Upgrade)

  • 66% of Shoppers Say They'd Likely Abandon Cart Without Their Preferred BNPL Option, Survey Finds

  • 3 Niche Growth Stocks With an Edge Their Rivals Can't Ignore

  • Sezzle: The Market Is Underestimating This High-Growth Fintech

  • SEZL vs. DAVE: Which Consumer Fintech Stock Is the Better Bet?

  • Sezzle Keeps Leverage Low: Can Liquidity Support Expansion?

  • Bryan Cecil Hunt Buys 250 Shares of Sezzle (NASDAQ:SEZL) Stock

  • Contrasting Sezzle (NASDAQ:SEZL) & Forge Global (NYSE:FRGE)

  • Sezzle Marketing ROI Strengthens: Can Efficient Spending Sustain Growth?