Canadian Imperial Bank of Commerce

Canadian Imperial Bank of Commerce

96.81
EUR
+0.30
(+0.31%)
7.49EPS
14.20P/E
92.61BMarket Cap
Dec 03Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
15.65
16.42
17.22
18.26
19.23
19.97
20.78
20.95
22.23
24.09
25.45
27.17
31.02
38.66
Basic EPS, GAAP
4.06
3.94
4.44
5.36
5.63
5.84
5.61
4.12
6.98
6.7
5.17
7.29
8.62
11.61
Free Cash Flow per Basic Share
6.16
-21.15
24.2
12.7
2.98
11.13
21.48
68.21
-3.71
25.15
13.27
11.8
14.79
16.95
Dividend per Share
2.02
2.08
2.21
2.22
1.73
2.38
2.71
2.89
2.95
3.29
2.47
3.14
4.27
5.18
Book Value per Share
20.18
22.15
25.62
28.3
33.28
36.91
39.94
42.04
45.83
49.95
51.56
57.08
62.33
65.14
Tangible Book Value per Share
17.06
19.11
22.2
24.58
24.92
28.44
31.61
33.97
38.09
41.19
42.79
48.3
53.3
55.94
Basic Weighted Avg Shares
802
795
794
791
825
886
889
891
898
903
916
939
935
832
Sales/Revenue/Turnover
12,547
13,060
13,677
14,439
15,874
17,697
18,467
18,662
19,960
21,764
23,299
25,526
29,014
32,166
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
354
813
435
462
542
657
838
1,311
1,017
1,047
1,143
1,170
1,178
1,371
Net Income, GAAP
3,352
3,218
3,576
4,275
4,699
5,267
5,096
3,790
6,429
6,220
5,001
7,115
8,429
10,123
Effective Tax Rate (%)
15.74
17.86
15.01
14.32
19.76
21.2
20.84
22.45
22.54
21.7
27.74
21.95
22.72
19.5
Profit Margin (%)
26.72
24.64
26.15
29.61
29.6
29.76
27.6
20.31
32.21
28.58
21.46
27.87
29.05
31.47
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
54,030
43,761
65,076
62,856
65,286
77,864
75,404
81,751
90,074
109,420
118,862
127,124
142,856
140,284
Total Equity
17,994
18,783
21,553
23,673
31,237
35,116
38,580
41,335
45,830
50,382
53,163
59,007
64,413
67,489
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.95
4.79
3.36
2.78
2.86
2.97
2.76
2.03
3.2
2.74
2.03
2.73
2.99
3.51
Return on Common Equity (%)
20.8
18.58
18.61
19.78
17.97
16.72
14.61
10.03
15.9
13.97
10.15
13.46
14.46
16.79

Capital Structure

CAD

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
ST Debt
78,120
76,876
81,309
LT Borrowings
142,113
139,565
140,284
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
7,339
7,341
8,048
Shares Outstanding
920
915
908
Market Capitalization
117,718
133,817
149,689

Working Capital

CAD

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
140,130
152,299
159,507
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
78,120
76,876
81,309
Deferred Revenue
- -
- -
- -

Growth Rates

CAD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.77%
9.29%
9.16%
Free Cash Flow
-42.76%
-183.53%
24.8%
Net Income, GAAP
12.02%
21.5%
18.47%
Sales/Revenue/Turnover
7.87%
9.25%
13.66%
Total Cash Common Dividend
10.31%
11.03%
35.21%

Quarterly Revenue

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
6,205
6,139
6,584
6,598
25,526
2025
7,252
6,986
7,225
7,550
29,014
2026
8,321
7,965
8,330
- -
- -

Quarterly Earnings Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.77
1.79
1.83
2.89
7.29
2025
2.2
2.05
2.16
3.58
8.62
2026
3.23
2.55
2.49
- -
- -

Quarterly Dividends Per Share

CAD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.64
0.65
0.92
1.41
3.14
2025
1.06
1.05
1.06
1.77
4.27
2026
1.18
1.19
1.21
- -
- -

Company Description

CEO
Harry Kenneth Culham
Full Time Employees
49,824
Sector
Finance
Industry
Regional banks
Address
CIBC Square Toronto ON Canada M5J 0E7
IPO Date
Jun 2, 1961
Website
cibc.com
Business
Canadian Imperial Bank of Commerce (CIBC) (TSX: CM; NYSE: CM) is a leading North American financial institution that provides a full range of retail, business, commercial, wealth management and capital markets products and services to personal, business, public sector and institutional clients. The bank operates through four strategic business units: Canadian Personal and Business Banking, which offers everyday banking solutions including chequing and savings accounts, mortgages, personal loans, lines of credit, credit cards and digital banking platforms; Canadian Commercial Banking and Wealth Management, which delivers lending, cash management, trade finance, investment management, mutual funds, retirement planning, private banking, estate planning and trust services; U.S. Commercial Banking and Wealth Management, which provides corporate lending, treasury management and specialized financing to mid-market companies primarily in the United States; and Capital Markets, which includes investment banking, corporate finance, sales and trading, research and global transaction services. CIBC serves approximately 14 million clients worldwide through over 1,000 branches, nearly 3,000 ATMs and digital channels across Canada, the United States, the Caribbean, Asia and the United Kingdom; the bank employs around 49,500 people and maintains its headquarters at CIBC Square in Toronto's Financial District following the 2021 relocation. Formed in 1961 through the merger of the Canadian Bank of Commerce, founded in 1867, and the Imperial Bank of Canada, founded in 1875, CIBC continues to emphasize client-centric innovation and disciplined risk management. Recent developments include the November 2025 announcement of a strategic alliance between CIBC Asset Management Inc. and Avantis Investors to launch eight new Avantis CIBC ETFs in the Canadian market; the October 2025 launch of CIBC CRTeX, an AI-enabled client personalization and engagement engine; and the disclosure of an acquisition of common shares in Trisura Group Ltd. by CIBC Asset Management Inc.

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