ageas SA/NV

ageas SA/NV

74.25
EUR
-0.75
(-1.00%)
7.08BMarket Cap
Feb 24Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
55
61.76
61
61.21
58.71
56.27
73.27
61.57
69.12
26.57
42.9
47.09
48.09
- -
Basic EPS, GAAP
2.49
2.13
3.57
0.13
3.09
4.11
5.09
6.07
4.52
5.96
5.19
6.1
9.1
- -
Free Cash Flow per Basic Share
10.41
7.9
-1.96
1.39
-4.1
3.76
1.44
-8.98
-6.49
4.66
-0.64
3.5
13.7
- -
Dividend per Share
1.19
1.39
1.53
1.62
2.08
2.05
2.16
2.58
2.6
4.15
2.94
3.18
3.49
- -
Book Value per Share
37.65
46.6
53.59
46.56
48.29
48.42
58.89
61.8
64.14
37.98
40.41
42.57
49.5
44.53
Tangible Book Value per Share
31.41
39.82
46.34
40.63
42.65
42.78
52.57
55.23
57.03
30.27
32.35
33.64
26.48
38.4
Basic Weighted Avg Shares
229
223
216
209
202
197
193
188
187
184
184
183
188
206
Sales/Revenue/Turnover
12,582
13,777
13,148
12,764
11,846
11,073
14,106
11,571
12,909
4,894
7,880
8,637
9,044
- -
Operating Margin (%)
7.89
5.76
8.87
3.41
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
800
951
749
749
743
675
654
854
833
389
342
310
357
- -
Net Income, GAAP
570
476
770
27
623
809
979
1,141
845
1,097
953
1,118
1,712
- -
Effective Tax Rate (%)
24.64
17.3
19.39
48.75
23.3
20.23
17.79
15.2
17.47
13.77
17.58
16.89
12.06
- -
Profit Margin (%)
4.53
3.45
5.86
0.21
5.26
7.31
6.94
9.86
6.55
22.42
12.09
12.94
18.93
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
3,508
3,887
4,285
3,702
3,551
3,480
4,906
4,709
4,732
4,443
4,585
4,749
7,127
3,736
Total Equity
9,330
10,912
11,975
10,205
10,162
11,520
13,481
13,774
14,172
7,936
8,499
8,797
11,503
9,623
Return on Invested Capital (%)
5.54
-3.27
2.44
3.11
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
3.79
2.89
4.51
-0.71
3.41
4.85
5.19
5.87
4.16
6.66
7.51
8.75
10.98
- -
Return on Common Equity (%)
6.22
5.07
7.13
0.26
6.5
8.51
9.49
10.02
7.2
11.62
13.24
14.74
19.92
- -

Capital Structure

EUR

•

in mil. unless spec.
Sep'16
Dec'16
Jun'17
ST Debt
- -
- -
- -
LT Borrowings
3,718
3,682
3,717
LT Finance Leases
20
20
20
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
207
205
202
Market Capitalization
6,567
7,658
7,079

Working Capital

EUR

•

in mil. unless spec.
Sep'16
Dec'16
Jun'17
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
65,460
63,778
61,832
Accounts Receivable, Net
2,218
600
2,375
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.76%
0.05%
30.76%
Free Cash Flow
-216.75%
-131.12%
301.25%
Net Income, GAAP
223.17%
12.24%
53.13%
Sales/Revenue/Turnover
1.76%
4.96%
4.71%
Total Cash Common Dividend
- -
- -
12.5%

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
8,637
2025
- -
- -
9,044
2026
- -
- -
- -

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
6.1
2025
- -
- -
9.1
2026
- -
- -
- -

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
3.18
2025
- -
- -
3.49
2026
- -
- -
- -

Company Description

CEO
Hans de Cuyper
Full Time Employees
20,659
Sector
Finance
Industry
Multi-line insurance
Address
Manhattan Center Brussels BU Belgium 1210
IPO Date
Mar 6, 1990
Website
ageas.com
Business
ageas SA/NV is a multinational insurance group headquartered in Brussels, Belgium, with roots tracing back to 1824 through its core Belgian operations in AG Insurance. The company provides a broad range of life and non-life insurance products and services to individuals, small and medium-sized enterprises, and corporate clients; these include savings and protection life insurance, employee benefits, property and casualty coverage such as motor, home, and travel insurance, health and disability policies, and reinsurance solutions. ageas operates primarily in Europe and Asia across segments including Belgium, other European markets like the United Kingdom, Portugal, and Turkey, and Asian countries such as Hong Kong, Malaysia, Thailand, the Philippines, Vietnam, China, and India, often through strategic joint ventures and partnerships including AG Insurance in Belgium (75% owned), Ageas UK, Ageas Portugal, Ageas Federal Life in India (74% stake), Maybank Ageas Holdings in Malaysia and Singapore (31% stake), and Muang Thai in Thailand. In recent developments, ageas completed the acquisition of Saga's underwriting business, Acromas Insurance Company Limited (AICL), in June 2025 as part of a 20-year distribution partnership with Saga Services Limited to offer personal lines motor and home insurance targeted at customers over 50 in the United Kingdom; additionally, the company finalized the acquisition of esure from Bain Capital in 2025 for approximately 1.3 billion pounds, further strengthening its UK personal lines insurance position. These transactions align with ageas's Elevate27 strategy, emphasizing growth in non-life insurance, expansion into ageing demographics, and leveraging its presence in 13 to 16 countries with around 50,000 employees.

Company News

  • ageas SA/NV (AGESY) Q2 2026 Earnings Call Transcript

  • New Strong Sell Stocks for August 5th

  • ageas SA/NV (AGESY) M&A Call Transcript

  • ageas: A Look At Whether Value Remains Following The Rally In Recent Years

  • Ageas and BNP Paribas S.A.: Transparency notification

  • Ageas announces the Ordinary and Extraordinary General Meetings of Shareholders of ageas SA/NV

  • Ageas publishes its 2025 reports

  • Financial Comparison: Ageas (OTCMKTS:AGESY) vs. American International Group (NYSE:AIG)

  • Ageas (OTCMKTS:AGESY) Stock Price Crosses Above 50-Day Moving Average – Should You Sell?

  • ageas SA/NV (AGESY) Q4 2025 Earnings Call Transcript

  • Ageas (OTCMKTS:AGESY) versus Waterdrop (NYSE:WDH) Head-To-Head Survey

  • Ageas announces Net Operating Result guidance update

  • ageas: Recent Capital Deploy Support Income And Value Appeal

  • Ageas announces intragroup repurchase of own shares

  • Are Investors Undervaluing Ageas (AGESY) Right Now?

  • Ageas SA (OTCMKTS:AGESY) Short Interest Down 87.1% in December

  • AGESY or AXAHY: Which Is the Better Value Stock Right Now?

  • Is Ageas (AGESY) Stock Undervalued Right Now?

  • Ageas successfully places EUR 450 million restricted Tier 1 Notes

  • BNP Paribas Just Flipped the Script on Insurance--And Bagged €820M in the Process