Mediobanca - Banca di Credito Finanziario S.p.A.

Mediobanca - Banca di Credito Finanziario S.p.A.

25.00
EUR
-0.12
(-0.48%)
20.81BMarket Cap
Feb 11Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.81
1.86
2.29
2.27
2.31
2.5
2.61
2.7
3
3
3.46
3.93
- -
- -
Basic EPS, GAAP
-0.21
0.55
0.7
0.71
0.88
0.98
0.94
0.7
0.94
1.08
1.22
1.54
1.64
- -
Free Cash Flow per Basic Share
0.03
0.13
-0.43
0.91
1.13
0.4
-0.01
3.36
-0.17
6.06
-3.85
0.43
- -
- -
Dividend per Share
0.05
- -
0.15
0.25
0.27
0.36
0.47
0.47
- -
0.69
0.75
1.39
- -
- -
Book Value per Share
8.1
9.27
10.29
10.33
10.53
10.99
11.25
11.21
12.77
12.69
13.47
13.5
14.03
14.36
Tangible Book Value per Share
7.62
8.79
9.81
9.8
9.89
10.14
10.22
10.26
11.91
11.69
12.52
12.23
14.03
14.36
Basic Weighted Avg Shares
844
845
847
850
854
878
872
861
862
839
841
827
811
848
Sales/Revenue/Turnover
1,529
1,574
1,944
1,925
1,971
2,191
2,273
2,327
2,586
2,514
2,908
3,250
- -
- -
Operating Margin (%)
-1.79
31.83
38.94
38.24
46.37
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
41
41
43
40
45
44
44
84
86
87
92
110
105
- -
Net Income, GAAP
-176
465
590
605
750
864
823
600
808
907
1,026
1,273
1,332
- -
Effective Tax Rate (%)
- -
7.92
21.69
17.47
18.79
20.82
23.69
26.2
25.14
21.69
27.71
25.37
25.04
- -
Profit Margin (%)
-11.52
29.53
30.33
31.4
38.06
39.43
36.21
25.8
31.23
36.08
35.28
39.19
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
30,729
27,536
24,826
26,967
24,512
24,869
24,163
24,565
22,885
22,746
26,368
33,734
37,914
32,967
Total Equity
6,948
7,943
8,867
8,922
9,192
9,732
9,899
9,740
11,101
10,749
11,430
11,243
11,377
11,594
Return on Invested Capital (%)
- -
1.83
1.68
1.7
2.7
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
1.28
1.7
1.73
2.18
2.52
2.39
1.75
2.36
2.68
2.87
3.07
2.82
- -
Return on Common Equity (%)
-2.64
6.33
7.11
6.87
8.36
9.21
8.46
6.17
7.82
8.37
9.34
11.33
11.82
- -

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Jun'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
822
809
807
Market Capitalization
- -
- -
20,809

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Jun'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,505
1,663
1,833
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.63%
3.34%
1.19%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
9.86%
17.72%
4.56%
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
723
855
- -
809
3,250
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
1,014
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.41
0.31
- -
0.4
1.54
2025
- -
- -
- -
- -
1.64
2026
- -
- -
- -
0.4
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.39
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Alessandro Melzi d'Eril
Full Time Employees
5,533
Sector
Finance
Industry
Regional banks
Address
Piazzetta Enrico Cuccia, 1 Milan MI Italy 20121
IPO Date
Mar 1, 1956
Business
Mediobanca Banca di Credito Finanziario S.p.A. is a prominent diversified financial group offering specialized banking and advisory solutions across Italy and internationally. The firm operates through its distinct business divisions: Wealth Management, Consumer Finance, Corporate & Investment Banking, and Insurance. The Wealth Management division delivers comprehensive asset management, private banking, and investment services to affluent, premier, high-net-worth, and ultra-high-net-worth clients, including entrepreneurial families. This segment, fortified by the 2024 rebranding of CheBanca! into Mediobanca Premier, focuses on personal wealth and company assets through tailored advisory and access to unique financial products, establishing a distinctive Private & Investment Banking model. The Consumer Finance segment, primarily driven by its subsidiary Compass Banca S.p.A., provides a broad array of consumer credit products. These encompass personal loans, financing for various purchases like vehicles and electronics, flexible payment options, credit card services, and insurance offerings, serving a wide retail customer base. Through its Corporate & Investment Banking division, Mediobanca offers wholesale banking services to large corporations and entrepreneurs. This includes sophisticated advisory on mergers and acquisitions, capital markets transactions, corporate lending, and structured finance, supported by a growing pan-European presence through strategic acquisitions like Arma Partners and Messier Maris & Associés. The Insurance division provides further diversification and acts as a capital source for the Group, leveraging its significant stake in Assicurazioni Generali. The company, established in 1946, maintains its headquarters in Milan, Italy, and continues to expand its global footprint.