Mediobanca - Banca di Credito Finanziario S.p.A.

Mediobanca - Banca di Credito Finanziario S.p.A.

24.86
EUR
-0.66
(-2.59%)
21.01BMarket Cap
Feb 11Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
1.81
1.86
2.29
2.27
2.31
2.5
2.61
2.7
3
3
3.46
3.93
- -
- -
Basic EPS, GAAP
-0.21
0.55
0.7
0.71
0.88
0.98
0.94
0.7
0.94
1.08
1.22
1.54
1.64
- -
Free Cash Flow per Basic Share
0.03
0.13
-0.43
0.91
1.13
0.4
-0.01
3.36
-0.17
6.06
-3.85
0.43
- -
- -
Dividend per Share
0.05
- -
0.15
0.25
0.27
0.36
0.47
0.47
- -
0.69
0.75
1.39
- -
- -
Book Value per Share
8.1
9.27
10.29
10.33
10.53
10.99
11.25
11.21
12.77
12.69
13.47
13.5
14.03
14.36
Tangible Book Value per Share
7.62
8.79
9.81
9.8
9.89
10.14
10.22
10.26
11.91
11.69
12.52
12.23
14.03
14.36
Basic Weighted Avg Shares
844
845
847
850
854
878
872
861
862
839
841
827
811
848
Sales/Revenue/Turnover
1,529
1,574
1,944
1,925
1,971
2,191
2,273
2,327
2,586
2,514
2,908
3,250
- -
- -
Operating Margin (%)
-1.79
31.83
38.94
38.24
46.37
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
41
41
43
40
45
44
44
84
86
87
92
110
105
- -
Net Income, GAAP
-176
465
590
605
750
864
823
600
808
907
1,026
1,273
1,332
- -
Effective Tax Rate (%)
- -
7.92
21.69
17.47
18.79
20.82
23.69
26.2
25.14
21.69
27.71
25.37
25.04
- -
Profit Margin (%)
-11.52
29.53
30.33
31.4
38.06
39.43
36.21
25.8
31.23
36.08
35.28
39.19
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
30,729
27,536
24,826
26,967
24,512
24,869
24,163
24,565
22,885
22,746
26,368
33,734
37,914
32,967
Total Equity
6,948
7,943
8,867
8,922
9,192
9,732
9,899
9,740
11,101
10,749
11,430
11,243
11,377
11,594
Return on Invested Capital (%)
- -
1.83
1.68
1.7
2.7
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
1.28
1.7
1.73
2.18
2.52
2.39
1.75
2.36
2.68
2.87
3.07
2.82
- -
Return on Common Equity (%)
-2.64
6.33
7.11
6.87
8.36
9.21
8.46
6.17
7.82
8.37
9.34
11.33
11.82
- -

Capital Structure

EUR

•

in mil. unless spec.
Dec'25
Jun'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
822
809
807
Market Capitalization
11,420
15,941
21,010

Working Capital

EUR

•

in mil. unless spec.
Dec'25
Jun'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
2,505
1,663
1,833
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
2.63%
3.34%
1.19%
Free Cash Flow
- -
- -
- -
Net Income, GAAP
9.86%
17.72%
4.56%
Sales/Revenue/Turnover
- -
- -
- -
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
723
855
- -
809
3,250
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
1,014
- -

Quarterly Earnings Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.41
0.31
- -
0.4
1.54
2025
- -
- -
- -
- -
1.64
2026
- -
- -
- -
0.4
- -

Quarterly Dividends Per Share

EUR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.39
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Alessandro Melzi d'Eril
Full Time Employees
5,533
Sector
Finance
Industry
Regional banks
Address
Piazzetta Enrico Cuccia, 1 Milan MI Italy 20121
IPO Date
Mar 1, 1956
Business
Mediobanca Banca di Credito Finanziario S.p.A. operates as a specialized financial group focused on wealth management, corporate and investment banking, consumer finance, and insurance principal investing. Founded in 1946 and headquartered in Milan, Italy, the company provides a range of banking products and services primarily in Italy and other European countries, including France, Spain, the United Kingdom, Germany, and Monaco. Its core offerings include wealth management services through Mediobanca Premier, Mediobanca Private Banking, and asset management via Mediobanca SGR, encompassing savings, investment products, mortgages, fund management, and specialized solutions such as private markets and club deals for entrepreneurial families; corporate and investment banking services, comprising advisory, capital markets, lending, leasing, proprietary trading, factoring, and credit management for companies of various sizes; consumer finance through subsidiary Compass Banca, featuring personal loans, credit cards, salary-backed finance, and digital distribution channels; and insurance principal investing, primarily a 13% stake in Assicurazioni Generali S.p.A. The group serves premier, private, and ultra-high-net-worth clients, as well as retail customers and corporate entities, with subsidiaries including CheBanca! (rebranded as Mediobanca Premier in 2024), Banca Esperia, Cairn Capital (now Polus Capital), and Compass Banca. In September 2025, Mediobanca became part of the Banca Monte dei Paschi di Siena S.p.A. group following the completion of a public acquisition and exchange offer by MPS, which acquired approximately 86.3% of its share capital for over €16.5 billion in cash and shares. Recent strategic developments include the October 2023 acquisition of Arma Partners LLP to bolster advisory in the digital economy sector and Compass's acquisition of HeidiPay Switzerland AG to expand consumer finance in Switzerland; the 2024 launch and rebranding of Mediobanca Premier targeting higher-bracket clients; and the opening of a Frankfurt branch in 2024 to strengthen mid-cap focus in Germany. These moves align with the 2023-26 Strategic Plan emphasizing targeted acquisitions in capital-light, high-fee activities, international expansion, and synergies between wealth management and corporate banking under the "One Brand-One Culture" initiative.