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Happen, Inc. Common Stock

Happen, Inc. Common Stock

HAPN
Happen, Inc. Common StockUS flagNASDAQ
14.29
USD
-0.20
- -
1.65BMarket Cap
Happen, Inc. Common Stock
HAPN
(NASDAQ)

Recent

price

14.29

P/E

ratio

- -

div

yld

- -

ROIC.AI

2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
0.92
6.9
11.5
4.92
5.49
5.96
7.04
8.39
3.87
8.43
11.47
7.97
7.01
8.71
9.09
Revenue per Share
-1.03
0.63
-2.18
-0.07
-1.88
-1.88
-1.52
-0.35
-3.05
0.19
2.8
0.36
0.46
1.18
1.7
Basic EPS, GAAP
-0.99
-0.8
1.94
0.47
-0.66
-7.56
-8.19
-3.68
4.96
2.11
2.96
-11.03
-24.06
-25.02
-25.65
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
0.64
- -
- -
- -
- -
- -
- -
Dividend per Share
-0.67
-0.49
13.1
13.72
12.26
11.05
10.12
10.14
8.22
8.41
10.93
11.34
11.83
13.01
13.58
Book Value per Share
-0.67
-0.49
11.63
12.35
11.48
10.36
9.91
9.98
7.45
6.76
9.26
9.83
10.55
11.72
12.24
Tangible Book Value per Share
12
12
15
75
78
82
85
87
78
97
104
108
112
115
115
Basic Weighted Avg Shares
11
80
174
369
426
488
595
732
301
822
1,187
865
783
998
1,048
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
2
10
22
30
46
55
62
54
44
44
47
59
63
67
Depreciation Expense
-12
7
-33
-5
-146
-154
-128
-31
-188
19
290
39
51
136
196
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
28.71
21.11
23.32
21.85
Effective Tax Rate (%)
-111.65
9.13
-18.93
-1.36
-34.26
-31.55
-21.55
-4.2
-62.21
2.26
24.4
4.5
6.55
13.59
18.66
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
361
1,840
2,814
4,572
4,321
3,267
2,162
1,234
884
402
141
51
29
16
11
LT Debt
-48
68
973
1,042
976
928
871
900
724
850
1,164
1,252
1,342
1,500
1,567
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
-0.5
-14.47
-16.21
-14.32
-3.48
-29.27
2.36
28.76
3.22
3.96
9.55
13.15
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
16
12
11
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
115
115
115
Market Capitalization
2,185
1,654
2,394

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
918
805
916
Accounts Receivable, Net
44
45
47
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
99
102
98
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.73%
16.18%
11.83%
Free Cash Flow
24.05%
-71.45%
6.65%
Net Income, GAAP
470.38%
291.76%
164.32%
Sales/Revenue/Turnover
22.42%
41.59%
27.42%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
178
188
202
216
783
2025
216
249
266
266
998
2026
253
263
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.11
0.13
0.13
0.09
0.46
2025
0.1
0.33
0.39
0.36
1.18
2026
0.45
0.5
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Happen, Inc. is a digital-first financial services company providing deposits, lending, and a capital-light marketplace platform through Happen Bank; it operates as a growth-focused digital bank and ecosystem that integrates traditional banking with online lending and marketplace capabilities. Main products and services - Digital banking: consumer and small-business deposit accounts, including checking and savings products, with online and mobile access; digital wallet and payment capabilities; FDIC-insured deposits through Happen Bank. - Lending: personal and small-business loans facilitated through an online platform; underwriting leveraging technology-driven risk assessment; streamlined loan origination and funding. - Marketplace lending and capital-light model: a platform connecting borrowers with investors; access to credit products via an open marketplace that aligns deposits, lending, and investor capital. - Cash management and treasury services: services for corporate and institutional clients, including liquidity management, sweep accounts, and cash positioning features. - Financial products and platforms for partners: API-enabled services and white-label solutions for fintechs and banks to embed lending, deposits, and payments into their ecosystems. - Wealth and digital financial services: access to digital investment and wealth-management features tied to the broader platform, enabling members to optimize balances and returns. Geographic operations - National operations within the United States, with product availability and regulatory compliance centered on U.S. banking and financial services infrastructure. Founding year and headquarters - Founded in 2000s lineage through LendingClub; headquarters and core operations are anchored in the United States, with branding aligned under Happen Bank to reflect the reimagined digital-first approach. Subsidiaries and parent relationships - Transition of LendingClub Bank to Happen Bank under the Happen, Inc. umbrella; corporate restructuring reflects the rebranding and expansion of digital banking and marketplace activities. - Ownership aligns with LendingClub Corporation’s broader corporate entity, with the rebrand signaling a unified platform strategy across deposits, lending, and marketplace financing.

Company News

Company News APIChatGPT

  • prnewswire.com

    Happen, Inc. Schedules Third Quarter 2026 Earnings Release and Conference Call

  • prnewswire.com

    Happen Bank Crosses $10 Billion in Personal Loans Sold Through Its Proprietary Structured Loan Certificates Programs

  • zacks.com

    Do Options Traders Know Something About Happen Stock We Don't?

  • defenseworld.net

    Comparing LendingClub (NYSE:LC) and Lendingclub (NASDAQ:HAPN)

  • zacks.com

    Wall Street Analysts Think Happen (HAPN) Could Surge 27.9%: Read This Before Placing a Bet

  • fool.com

    Happen Bank Is Crushing SoFi This Year. Here's the Reason Why It's Still the Better Buy.

  • defenseworld.net

    Lendingclub (NASDAQ:HAPN) CEO Sells $591,100.00 in Stock

  • seekingalpha.com

    Happen Bank: Full Steam Ahead As Net Interest Income Soars

  • seekingalpha.com

    Happen, Inc. (HAPN) Q2 2026 Earnings Call Transcript

  • pymnts.com

    Happen's Digital Banking Push Helps Deposits Jump 18%

  • zacks.com

    Happen (HAPN) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

  • zacks.com

    Happen (HAPN) Surpasses Q2 Earnings and Revenue Estimates

  • prnewswire.com

    Happen, Inc. Reports Second Quarter 2026 Results

  • seekingalpha.com

    Happen, Inc.: Looks A Bit Pricey Now (Rating Downgrade)

  • prnewswire.com

    Happen, Inc. Schedules Second Quarter 2026 Earnings Release and Conference Call

  • fool.com

    Klarna vs. LendingClub: Which Technology Stock Is a Better Buy in 2026?

  • pymnts.com

    Happen Sheds LendingClub Name and Launches Digital Bank

  • prnewswire.com

    LendingClub Officially Becomes Happen Bank, Marking a New Chapter for the Digital-First Bank

  • seekingalpha.com

    LendingClub: The Transformation From Lending Platform To Digital Banking Provider Is On

  • zacks.com

    Wall Street Analysts See a 29.79% Upside in LendingClub (LC): Can the Stock Really Move This High?